June 2022
01Jun

UK. Providers urge earlier introduction of Pension Wise ‘nudge’

The Financial Conduct Authority’s new rules guiding customers to use Pension Wise before drawing down their pension, which came into force on June 1, have been criticised as “poorly timed and mismanaged” by one provider. Trustees and providers are now required to offer customers aged 55 and above, who are accessing their funds for the first time, an appointment with Pension Wise. The service offers free 45-minute sessions on savers’ retirement options. The FCA said that this “nudge” can be delivered...

June 1, 2022
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01Jun

European Union Will Lend Ukraine EUR 9 Billion for pensions, among others

The European Union Summit has decided to provide Ukraine with an urgent loan in the amount of EUR 9 billion to pay off urgent budgetary needs. President of the European Commission Ursula von der Leyen stated this at a press conference on the night of May 31, European Pravda reports. "Ukraine needs urgent financial support. As you know, about EUR 5 billion is required monthly in Ukraine to support basic payments, such as salaries, pensions, etc.," von der Leyen recalled, speaking...

June 1, 2022
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01Jun

25% of Americans are delaying retirement due to inflation, survey finds

Americans’ finances are being squeezed as inflation pushes up prices on things such as rent, groceries and gasoline. As a result, one-quarter of Americans will have to delay their retirement, according to the BMO Real Financial Progress Index, a quarterly survey conducted between March 30 and April 25. Putting off retirement plans is mostly due to disrupted savings from increased prices, the survey found. Thirty-six percent of survey respondents have reduced their savings and 21% are putting away less for retirement...

June 1, 2022
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01Jun

The Rise Of Green Pension Funds

This marks another milestone in the pressure to be ‘green’ when investing. Scheme members are already expecting to see a responsible investment approach from their managers, adding to the pressure for trustees to produce a coherent and measured sustainability strategy. These disclosures will further fuel a movement towards responsible pension investing. In July 2021, pensions minister Guy Opperman described climate change in no uncertain terms, as a “major systemic financial risk and threat to the long-term sustainability of UK private...

June 1, 2022
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May 2022
31May

Fintech en América Latina y el Caribe, un ecosistema consolidado para la recuperación

Por BID El ecosistema fintech de América Latina y el Caribe ha crecido un 112% desde que, en 2018, publicamos junto con Finnovista la última edición de nuestro análisis sobre este sector. Nuestra región pasó de contar con 1.166 plataformas a 2.482 en un lapso de poco más de tres años. La concentración en el número de plataformas cambió poco frente a nuestra publicación anterior y sigue siendo liderada por Brasil (31% del total), seguido por México (21%), Colombia (11%),...

May 31, 2022
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31May

Análisis de la inteligencia artificial en las relaciones laborales

Por Jackeline Granados Ferreira La inteligencia artificial es considerada, una cadena de tecnologías, que se utilizan con el propósito de actuar como seres humanos, es decir, una serie de sistemas artificiales que permiten el desarrollo de labores o actividades profesionales mediante máquinas que piensan y funcionan como personas. Por eso, vemos que los empresarios han venido cuestionándose la importancia de articular la inteligencia artificial en su actividad económica. En esta época la inteligencia artificial ha alcanzado un espacio notable dentro...

May 31, 2022
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31May

Envejecimiento y Seguridad Social en America Latina: Contexto, causas y desafíos

Por Juan Raso Delgue América Latina, al igual que otras zonas del mundo, está sufriendo un proceso de envejecimiento de la población, que tendrá un fuerte impacto sobre las tutelas sociales, que deberán asegurarse en las próximas dos décadas a su población. Diversas causas –entre ellas el aumento de la esperanza de vida, la baja de natalidad, la automatización del trabajo y una nueva forma de concebir la familia –confluyen en la complejidad de un adecuado sistema de tutelas que...

May 31, 2022
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31May

Más de 8.6 millones de cuentas registraron ahorro voluntario

La Comisión Nacional del Sistema del Ahorro para el Retiro (Consar) informó que 8.6 millones de cuentas han realizado ahorro voluntario en su administradora de fondos para el retiro (afore), esto representó un aumento de 8.8% en comparación con el primer trimestre del 2021. En el informe del primer trimestre, elaborado por la Consar, se detalló que Afore PensionISSSTE registró 1.8 millones de personas que aportaron ahorro voluntario a su afore con lo cual ocupó la primera posición del Sistema...

May 31, 2022
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31May

Survey finds 56% of U.S. employees expecting less than $500K in retirement savings

While U.S. employees say it takes $1.1 million in savings, on average, to retire comfortably, 56 per cent expect to have less than $500,000 saved, according to a new survey by Schroders. It found 36 per cent of respondents expect to save less than $250,000 and only 24 per cent expect to save $1 million ahead of retirement. Among respondents nearing retirement age, more than half (54 per cent) said they’ll have less than $250,000 saved for retirement, while 22...

May 31, 2022
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31May

Sustainable Investing Slowly Taking Root at Central Banks

A new report says central banks are increasingly looking to align their operations with sustainability objectives within the constraints of their mandates. Central banks are increasingly aligning their pensions and portfolios to sustainable outcomes, according to a recent report published by INSPIRE, the International Network for Sustainable Financial Policy Insights, Research and Exchange. Alongside their financial stability remits, central banks are increasingly managing sustainability-related risks and aligning their activities with wider government commitments including net zero targets. The report highlighted eight key...

May 31, 2022
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