April 2025
23Apr

Brits reject pension gamble, choose stability over high-risk bets

In an era of economic uncertainty and shifting retirement expectations, British savers are making one thing clear: when it comes to their pensions, stability prevails over speculation. Rather than chasing high returns through risky investments, most UK pension holders are opting for steady growth, transparent management, and long-term financial security. This trend is underscored by new research from PensionBee, which reveals just 8% of savers are willing to invest in high-risk assets. The majority are risk-conscious, with 49% preferring a moderate-risk strategy,...

April 23, 2025
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22Apr

‘Will Britain’s state pension still exist when I retire in 30 years?’

The debate over the state pension – such as what should happen to the triple lock – seems to entirely focus on people who are in receipt of it, or will be soon. However, it ignores people like me who are in their 30s and have no idea what it might be worth when we finally reach retirement, or when we might get it. Is there any certainty at all about whether the state pension will still exist in 30 years, or should...

April 22, 2025
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21Apr

UK. TPR turns to AI in effort to detect scammers but government can do more to help

Tom Selby, director of public policy at AJ Bell, comments on The Pensions Regulator (TPR) and Pension Scams Action Group (PSAG) adopting the use of AI to detect scam websites: “Stopping pension scammers is a perpetual game of whack-a-mole. Whenever one scam is shut down another soon starts up in its place. That means it is vital that regulators and bodies like Action Fraud use every tool at their disposal to fend off scams as they emerge, closing down fraudulent...

April 21, 2025
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16Apr

2025 ‘key year’ for pension schemes considering their endgame strategy

Following recent regulatory and market developments, 2025 represents an important year for schemes reviewing their endgame strategy, Aon has suggested. Withsignificant improvements in funding for defined benefit pension schemes over the last two years, many sponsoring employers and trustee boards have already reconsidered their scheme’s endgame, the firm claimed. However, it said the rest of the year represented an important period for schemes that have yet to commit to a particular approach. “There are several factors at play,” explained Aon associate partner and...

April 16, 2025
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16Apr

UK. Why pension schemes should not overlook SDR

The FCA’s Sustainability Disclosure Regulations (SDR) might be voluntary for institutional investors, but the new rules have arrived at a crucial moment. Pension schemes are under increasing pressure to invest in a way that supports the transition to a more sustainable economy, while continuing to maximise members’ financial outcomes. Could understanding potential implications of the regime help them navigate the evolving sustainable investment landscape while meeting their fiduciary duties? Let’s first consider the facts. One of the key components of...

April 16, 2025
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15Apr

UK. ESG round-up: Brunel faces government pressure to merge or disband

UK sustainable investment leader Brunel Pension Partnership may be forced to merge with another pool or disband after the government rejected the pool’s plans to comply with new requirements under the aim to drive consolidation of local government pension assets. The government had asked pools to submit plans to comply with new requirements on management and structure but has rejected those submitted by Brunel and another pool, ACCESS, meaning they will be forced to explore merger options. The pair...

April 15, 2025
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14Apr

UK households warned over HMRC tax change ‘which should be grabbing headlines’

Inheritance tax changes on pensions are what should be grabbing headlines, according to a pensions expert. Former Pensions Minister Steve Webb says the Labour Party government is set for a multi-billion pound windfall. Webb is a partner at pension consultants LCP, and was UK pensions minister from 2010 to 2015. He warned: "While the inheritance tax changes for farmers have grabbed most of the media attention, it is the IHT changes relating to pensions which will affect far more people and raise...

April 14, 2025
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11Apr

UK. Understanding and Evaluating Retirement Income Solutions

With nearly 4.2 million Americans reaching age 65 this year—the most ever—retirement plan advisers and sponsors are no longer able to ignore or put off the need to provide retiree and near-retiree participants with options to begin drawing down the income they have spent decades saving. Last year, about 20% of 500 C-suite leaders surveyed by TIAA said that offering guaranteed income for life was the top way that employers could improve workers’ retirement. But plan sponsors have an additional...

April 11, 2025
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10Apr

UK government urged to amend pension rules to support sustainable growth

Lack of clarity over fiduciary duty and a heavy sustainability reporting burden are key issues for the pensions industry, says UKSIF At a glance The UK government is planning an overhaul of the investment rules regulating the pensions sector in attempt to spur growth and stimulate investment in UK assets Simplifying sustainability rules should be part of the reform agenda, with a greater focus on transition planning rather than lengthy disclosures, says UKSIF The fiduciary duty of pension trustees with regards to climate...

April 10, 2025
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09Apr

London Pensions Fund Commits £250 Million to Ambitious New Green Investment Drive

In a strategic move that underscores its accelerating push toward net zero, the London Pensions Fund Authority (LPFA) has pledged 3% of its £8 billion portfolio—approximately £250 million—toward investments in environmental solutions. This allocation will seed a newly launched private markets fund to support global decarbonisation efforts through climate-aligned assets. But this isn’t just a one-off gesture. It’s part of a much broader financial and philosophical commitment. The LPFA doesn't manage its assets in isolation. Its investments are pooled with those...

April 9, 2025
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