U.S. Social Security funding crisis sharpens as insolvency risk nears
As reported by Financial Times, the U.S. social security system is approaching a critical funding point as law ...
Fewer babies, more retirees: How Europe’s demographic math is changing
Europe is confronting a demographic problem that is becoming increasingly difficult for governments to ignore: ...
Ghana. GNA, SSNIT deepen collaboration on pension information
The Ghana News Agency (GNA) and the Social Security and National Insurance Trust (SSNIT) have agreed to deepen ...
Swedes show ‘renewed willingness’ to make sustainable investments
Swedes are more willing to pay for sustainable investments, despite subdued confidence that said investments w ...
U.S. Public Pension Funds Consider AI for Productivity Uses
As artificial intelligence influences more day-to-day operations across investment organizations, public pensi ...
Just one-quarter of Swiss believe old-age pension will be secure in 20 years
Expected pension benefits have fallen by 16% since 2002, equivalent to a reduction of CHF12,260 ($15,140) a ye ...
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ARTICLES
Bequest-Motivated Decumulation of UK Pensions for Non-Domiciled Individuals: A Monte-Carlo and HJB Approach
By Sebastien Hitier We study the optimal decumulation of a UK pension pot for an expatriate holder who is tax-resident in a jurisdiction that does not tax investment income or gifts. Because the pension wrapper offers no ongoing tax shelter to heirs, the holder’s sole objective is to minimise the expected present value of lifetime […]
Deaccumulation in India: The Role of Equity, Debt and Annuities in Retirement Income
By Ravi Saraogi & Pushpinder Singh Framework: We adopt a partial annuitisation framework in which a fraction of the retirement corpus is used to purchase an immediate life annuity, while the remainder is retained in a self-managed portfolio. Using a bootstrap Monte Carlo approach with Indian equity, debt and inflation data, we simulate retirement paths […]
AI, Fiscal Space, and Social Protection in Four Latin American Economies: ;A Scenario-based Threshold Framework
By Vicenzo Scavino Can fiscal space from artificial intelligence finance recurrent social protection in Latin America? This paper develops a prespecified, scenario-based feasibility test that translates an AI dividend into income and fiscal capture, compares it with policy costs, and applies debt-consistency and persistence screens. For Peru, Chile, Colombia, and Mexico, no deterministic crossing occurs […]
NEWS
U.S. Social Security funding crisis sharpens as insolvency risk nears
As reported by Financial Times, the U.S. social security system is approaching a critical funding point as lawmakers weigh politically difficult changes to avoid automatic benefit cuts. The article says a bipartisan path remains possible, with proposals centred on higher revenue, lower payouts and changes to investment strategy. One option is to raise or remove […]
Fewer babies, more retirees: How Europe’s demographic math is changing
Europe is confronting a demographic problem that is becoming increasingly difficult for governments to ignore: fewer children are being born while the number of older people continues to rise. The trend is already visible in shrinking schools, ageing communities and growing pressure on pension and healthcare systems. In the Spanish village of Vilardevos, the change […]
Ghana. GNA, SSNIT deepen collaboration on pension information
The Ghana News Agency (GNA) and the Social Security and National Insurance Trust (SSNIT) have agreed to deepen collaboration on pension information. The partnership will focus on improving public education on pensions and retirement planning, particularly among young workers, rural communities and the informal sector, while countering misinformation and disinformation. Mr Albert Kofi Owusu, General […]
Swedes show ‘renewed willingness’ to make sustainable investments
Swedes are more willing to pay for sustainable investments, despite subdued confidence that said investments will deliver higher returns, the latest Sustainability and Consumer Finances Survey (SUSY) has found. According to the survey, as of 2025, some 23% of Swedes are willing to pay higher fees for sustainable investments, compared with 16% in 2024. The […]