Ukraine plans to completely change pension calculation system
Ukraine is preparing a major pension reform that would completely overhaul the pension calculation system. Acc ...
US. As retiree pensions shrank, Colorado PERA paid its staff millions of dollars in bonuses
In 2022, the Colorado state pension fund had its worst year since the Great Recession, losing $9.8 billion. Th ...
India’s fertility rate falls below replacement level: Why it matters
India’s fertility rate has for the first time fallen below the level needed to stop the population from shrink ...
US. This is the most underrated retirement savings move you should know about, says the head of Citizens Wealth Management
Americans are becoming less sure about their ability to retire well. Indeed, workers’ confidence in having eno ...
Blue Owl, Ares Court Mexico’s $500 Billion Pension Fund Windfall
In Mexico City, the executives have arrived from the likes of Blue Owl Capital Inc., Ares Management Corp. and ...
Rising costs push US retirement target to $1.46 million
Survey shows retirement target jumps to $1.46 million A Northwestern Mutual survey found that Americans now be ...
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ARTICLES
The Duty to Explain: Fiduciary Intelligibility Under ERISA
By Ian Edwards This Essay examines whether the Employee Retirement Income Security Act of 1974 (“ERISA”) contains an emerging principle of fiduciary intelligibility within its participant disclosure framework. ERISA requires Summary Plan Descriptions (“SPDs”) to be written in a manner “calculated to be understood by the average plan participant.” While modern pension disclosure has become […]
Zero-Trust Architecture for Multi-Tenant SaaS Platforms on AWS:A Practitioner Framework for Authentication, Authorisation, and KYC in Regulated Financial Services
By Alan Terriaga Multi-tenant Software-as-a-Service (SaaS) platforms operating in regulated financial services face a unique intersection of security, compliance, and operational challenges that traditional perimeter-based architectures cannot adequately address. This paper presents a practitioner framework for implementing Zero-Trust Architecture (ZTA) across all layers of an AWS-hosted SaaS application, with particular focus on the authentication, authorisation, […]
Agency Costs Beyond Corporations: Evidence from Pension Funds
By Clemens Böhlen This paper examines the role of agency costs in pension fund performance. Grounded in corporate agency theory, it exploits institutional variation in a unique dataset on the Swiss pension system to assess how differences in monitoring incentives affect investment outcomes. Specifically, I examine the role of the sponsoring company and show that […]
NEWS
Ukraine plans to completely change pension calculation system
Ukraine is preparing a major pension reform that would completely overhaul the pension calculation system. According to Censor.NET, this was announced by MP Olga Vasylevska-Smahliuk while commenting on the government’s reform proposal. Under the proposed changes, pensions would consist of two parts: a basic component and an insurance component. What the government is proposing The basic portion of the pension will be […]
US. As retiree pensions shrank, Colorado PERA paid its staff millions of dollars in bonuses
In 2022, the Colorado state pension fund had its worst year since the Great Recession, losing $9.8 billion. The losses were so large, they set the Colorado Public Employees’ Retirement Association’s finances back for years, digging a hole that the pension is only now starting to climb out of. But in the aftermath, PERA’s investment […]
India’s fertility rate falls below replacement level: Why it matters
India’s fertility rate has for the first time fallen below the level needed to stop the population from shrinking, raising concerns about future labour shortages and an ageing society. For decades, India has seen rapid population growth. According to government statistics, including the Sample Registration System (SRS) Statistical Report — the country’s largest demographic survey […]
US. This is the most underrated retirement savings move you should know about, says the head of Citizens Wealth Management
Americans are becoming less sure about their ability to retire well. Indeed, workers’ confidence in having enough money to live comfortably in retirement fell 6 percentage points from 2025 to 61%, according to a 2026 survey by the Employee Benefit Research Institute. For some, that might mean a trip to a financial adviser to solidify […]