By Amos Kupaza Objective: This study provides the first harmonized, micro‑level comparative analysis of pension reform effects on elderly labor force participation in three paradigmatic welfare regimes: Germany (coordinated market economy, conservative‑corporatist welfare), the United States (liberal market economy, liberal welfare), and Brazil (dualistic economy, conservative‑informal welfare). We test the institutional mediation hypothesis: that reform effects are […]

By Fawaz Adediran & Oluwatobiloba Yomi-Oshatimi This article critically examines the legal and institutional framework governing pension administration and Pension Fund Administrators in Nigeria under the Pension Reform Act 2014. It analyses the structure of the contributory pension scheme, focusing on the statutory separation between Pension Fund Administrators and Pension Fund Custodians as well as […]

By Peterson K Ozili This article explores the trend in digital financial inclusion during war. It also explores the importance and challenges of digital financial inclusion during war. War and armed conflict adversely affect people. Their struggle to survive the war becomes even more difficult when they are unable to visit a bank branch to […]

Artificial intelligence (AI)-driven investment strategies could help pension schemes improve risk-adjusted returns without increasing portfolio risk, according to SmartWealth Asset Management AG CEO, Dr Miro Mitev. Speaking to Pensions Age, Mitev argued that systematic, AI-based portfolio construction could reduce human bias in investment decision-making while improving the efficiency of portfolio optimisation. “At the end, what success […]

Generation X Americans could face new pressure on their retirement savings as the economic fallout from the war in Iran ripples through global markets. Now in its second week, the U.S. helmed conflict has pushed oil prices up sharply as bombing impacts regions critical to the production and movement of energy from the Persian Gulf. […]

There are five ‘critical forces’ reshaping retirement systems around the world, with countries facing challenges balancing fiscal sustainability and retirement adequacy, according to a report from State Street. Its analysis identified these global forces as: demographic ageing, socioeconomic shifts (including the rise of gig working), technological disruption, rising longevity, and mounting fiscal pressures. The report […]

Hong Kong’s financial regulators have widened a regulatory sandbox for generative artificial intelligence, extending the programme beyond banking to cover securities, asset and wealth management, insurance, pensions and stored-value facilities as authorities push to position the city as a hub for responsible AI use in finance. The new initiative, called GenA.I. Sandbox++, was launched on March […]