August 2026

UK. Logged in, checked out: The user experience problem pensions won’t face

The average pension app is a decade behind the average banking app. Until that changes, engagement is structurally impossible, argues PensionPay’s Archie Pritchett. Open a workplace pension app on a Monday morning – if you even have one – and in 30 seconds you can see a balance updated several weeks ago, a projection figure with no explanation attached, and a ‘change contributions’ page that ends with the words “please contact your employer”. Open a banking app, and in 30 seconds...

España. Pensiones y mercados: una alianza necesaria

Por Juan Flames Una enseñanza constante de la historia es que anticiparse permite evitar que las crisis escalen. El azar es inevitable, pero existe una diferencia fundamental entre la mala suerte y las consecuencias de la inacción. El pasado ofrece ejemplos en los que la demora o la falta de decisiones oportunas desencadenaron crisis cuyas dimensiones solo pudieron comprenderse cuando ya era demasiado tarde. Como afirma Morgan Housel, la mayoría de las grandes debacles no surgen de un único acontecimiento,...

July 2026

OECD urges UK to ditch triple lock

The UK government must scrap the state pension triple lock to tackle its vulnerable public finances, according to the Organisation for Economic Cooperation and Development (OECD). In its latest survey of the country’s economy , the body said that the triple lock “puts upward pressure on public expenditure and adds significant fiscal risks by exposing public finances to supply shocks”. Basing annual increases on an average of earnings and inflation could make savings worth 2% of GDP in the long...

U.S. pension risk transfer costs decrease slightly in June: report

U.S. pension plan sponsors’ derisking costs decreased from 99.7 per cent to 99.6 per cent of accounting liabilities in June, according to a new report by Milliman Inc. It found the average annuity purchase cost across all insurers increased from 102.5 per cent to 102.6 per cent during the month. As of June 30, the competitive bidding process was estimated to save plan sponsors about three per cent on pension risk transfer buyout costs. “Competitive buyout costs remained below 100 per...

Population Aging Is Here. Immigration Can Offer Half an Answer.

Population aging has become a defining challenge of our time and is galloping ahead faster than predicted. In China, births have now fallen to levels not seen since 1949. But many countries are getting old before they grow rich: Comparable declines are being seen in Latin America, the Middle East, and North Africa. A shrinking workforce means less money to go around and increasing difficulties shouldering the costs of covering health care and pensions for retirees. In many fast-aging, wealthier...

The Impact of a Rising State Pension Age Policy on Women’s Well-Being and Health Using Longitudinal Data from the UK

By Louis Compton, Magdalena Walbaum, David R. Sinclair, Gemma Spiers, Barbara Hanratty, Raphael Wittenberg Background: The UK aimed to prolong the working lives of women by introduced a policy raising women’s state pension age (SPA) from 60 to 66. The impact of involuntary prolonged employment on individual’s health and well-being is debated. We explore how the well-being, mental and physical health of the women impacted by the policy has been affected. Methods: We used data from the first 12-waves of the...

The China Imbalance Residual: A Demographic Decomposition

By Brian Peters The Chinese current-account surplus has averaged approximately 2 percent of GDP since 2015, declining from a 2007 peak near 10 percent yet remaining far above what its income level and demographic structure would predict in a global panel. We estimate this gap as the residual against the income-conditional demographic baseline fitted on 140 countries with China held out. The residual averages +5 to +12 percentage points of GDP across four sub-periods of 2000-2024, peaks at +14.3 pp...

Optimizing Retirement Financial Strategies: Integrating Annuities, Defined Contribution Plans, and Long-Term Care Costs

By Vanya Horneff, Raimond Maurer, Olivia S. Mitchell, Julius Odenbreit Nursing home costs in the United States now exceed $100,000 per year, and government assistance programs such as Medicaid help out only when retirees are largely destitute. Moreover, health shocks driving the need for such care can arise suddenly in old age, are frequently permanent in nature, and can be associated with declining mental and physical abilities. These facts raise the important question of how households can best prepare to...

June 2026

Milei propone que políticos dejen de cobrar si Argentina vuelve al déficit, ¿esto afectaría pensiones?

El presidente argentino anunció que enviará al Congreso un proyecto para suspender los salarios de las principales autoridades del Ejecutivo y de todos los legisladores si el país vuelve a registrar déficit fiscal. Jubilaciones, pensiones, asignaciones sociales y servicios esenciales quedarían excluidos de cualquier recorte. El presidente de Argentina, Javier Milei, anunció que enviará al Congreso de su país un proyecto de ley para crear un mecanismo al que denominó «grillete fiscal», una iniciativa que busca reforzar la disciplina de...

La CNTE anuncia que mantendrá plantón en el Zócalo y movilizaciones continuarán este jueves; planean marchar al Estadio CDMX

La Coordinadora Nacional de Trabajadores de la Educación (CNTE) anunció que no se llegó a un acuerdo con la Secretaría de Gobernación, por lo que anunciaron que el plantón en el Zócalo se mantendrá vigente y anunciaron marchas para este jueves 11 de junio. El magisterio anunció que algunas demandas fueron atendidas, pero no se derogó la ley del ISSSTE del 2007, por lo que se acordó convocar a una movilización en dirección al estadio CDMX a tan solo horas...