October 2026
30Oct

How much?! Looking beyond headline CDC uplifts

By Hymans Robertson Much of the debate around Collective Defined Contribution (CDC) schemes has focused on their potential to improve retirement adequacy. But higher income is only one part of a good retirement outcome. Certainty, flexibility, an income for life and the ability to leave money to family can all matter too. So, how much more income could CDC provide? It depends on what we compare it against, who the comparison is for and what outcome we’re trying to achieve. In our...

October 30, 2026
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26Oct

Warren Buffett’s 6 golden rules for investors after retirement

Moving away from a consistent salary often proves difficult for people after retirement, as it can be a challenging transition for many. But billionaire and ace investor Warren Buffett has some advice for those struggling with this transition. Buffett took control of a struggling textile company in 1965 and transformed it into Berkshire Hathaway, now valued at more than $1 trillion, with annual after-tax operating earnings of about $45 billion. Buffett handed over the CEO role to longtime deputy Greg...

October 26, 2026
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21Oct

How Increased Life Expectancy Impacts Retirement Planning and Longevity Risk

People are living longer nowadays and it could affect how they plan for retirement. According to the Centers for Disease Control and Prevention (CDC), the average life expectancy at birth in 2024 was 76.5 years for males, 81.4 years for females, and 79 years for both sexes. But these averages don’t tell the whole story. Medical advances mean more people are living into their late 80s and 90s than ever before. A longer life means more years in retirement, and that shift...

October 21, 2026
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07Oct

The DC Future Book 2026

By Pensions Policy Institute This report is the twelfth edition of the Pensions Policy Institute’s (PPI) The DC Future Book, setting out available data and analysis on the Defined Contribution (DC) landscape. Demographic and policy changes indicate that, compared to previous generations of pensioners, current and future retirees can expect to: Live longer on average, Receive their State Pension later, Be more likely to reach retirement with DC savings forming an important part of their pension provision, and with less DB...

October 7, 2026
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September 2026
29Sep

The ‘one thing worth doing this month’ if you’re near or in retirement, says the head of Ally Invest

National inflation has hovered above the Federal Reserve’s 2% target for the past five years. For retirement savers, this financial pressure has created a unique set of savings challenges, says Kunal Vaed, head of Ally Invest. One of the first steps? “It’s important to build a financial plan and revisit it regularly to dynamically adjust with the market. Many of our customers find it valuable to work with a financial adviser who can help craft their financial plan and make...

September 29, 2026
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28Sep

Wealth and longevity planning for a 100-year life

A growing number of retirees face a challenge previous generations rarely had to consider: their retirement may last as long as their working lives. For South Africans retiring in their sixties, a retirement spanning 35 or even 40 years is no longer an extreme scenario. While longer life expectancy is undoubtedly positive, it fundamentally changes how investors need to think about saving, investing and drawing an income in retirement. The question is no longer whether you can afford to retire. It...

September 28, 2026
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22Sep

UK. Gen Z faces retirement poverty risk at auto-enrolment with only 4 in 10 on track

Four in 10 Gen Z workers are on track for retirement poverty if they remain at auto-enrolment contribution levels, according to research from Penfold. The research found that younger people want to retire earlier and achieve greater financial freedom, but retirement saving can struggle to compete with more immediate financial priorities, with high housing costs and wider economic uncertainty are adding to these pressures. Younger workers are also prioritising accessible and flexible savings options such as cash savings and ISAs. According to...

September 22, 2026
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22Sep

US. Average Number of Retirement Plan Investment Options Growing

The average number of investment options in a retirement plan lineup has been increasing slowly over the last few years, according to data from PSCA’s Annual Survey. For years, the conversation was around reducing the number of options available so as to not overwhelm employees with too many choices which can lead to them not making a choice at all. The average number slowly decreased and then hovered at about 19 options for many years — about five years ago...

September 22, 2026
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18Sep

This South American Country Is Emerging as a Retirement and Digital Nomad Hot Spot—With $700 Rent and Easy Residency Rules

While retiring abroad to Europe has become popular, and even highly recommended, Paraguay is emerging as one of the best options for those seeking a new beginning in Latin America—whether its as a retiree or a remote worker. According to retirement and relocation platform International Living, the South American country is touted as a “potential next frontier for expats,” thanks to its low cost of living, low financial requirements for residency, affordable real estate, and tax incentives. “People are expanding...

September 18, 2026
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04Sep

Subjective Financial Literacy and Retirement Planning

By Weiqiang Tan & Jingbo Wu This research uses data from the National Financial Capability Study to investigate how subjective financial literacy (FL) influences retirement planning behaviors. Through a probit model, we establish that subjective FL have significant positive effects on three common retirement planning behaviors. When analyzing how subjective FL affects retirement planning, we find that retirement savings estimation partially mediates the relationship between subjective FL and the opening of retirement accounts. In addition, we find that the effect...

September 4, 2026
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