June 2026

Later parenthood and weak pensions put Gen X at risk

Later parenthood and weak pensions put Gen X at risk Why timing matters: Later parenthood can mean child costs overlap with prime pension-saving years, delaying retirement readiness. Property no safe bet: Gen X’s higher property ownership offers less security as house price growth lags behind inflation and market returns. Pension gaps widen: Missing out on generous past schemes and starting saving late leaves many Gen Xers exposed to future income shortfalls. Generation X entry into workforce after defined benefit pension schemes ended Generation X began their working...

May 2026

Allianz Retiree Study Puts Longevity Fears And Inflation At Center Stage

Find winning stocks in any market cycle. Join 7 million investors using Simply Wall St's investing ideas for FREE. Allianz (XTRA:ALV) has released new research on retiree financial well-being. The study finds many retirees are more worried about outliving their savings than about mortality. Inflation and rising healthcare costs are highlighted as key drivers of growing financial anxiety. For you as an investor, this research speaks directly to Allianz's core business in insurance and retirement solutions. The findings spotlight how inflation...

US. Inflation is at a 3-year high. This is the ‘triple threat’ that retirees now face because of it

Plus, here’s how retirees can smartly deal with the secondary impacts of inflation. For retirees, inflation can hit especially hard thanks to three factors that interact with these rising costs: increased withdrawals, taxes and how those parlay into depleting savings, says Jay Sharifi, CEO of Legacy Wealth Management. Indeed, inflation can trigger a chain reaction, as it can necessitate larger withdrawals so retirees can afford their life. Those withdrawals then inadvertently create larger tax bills — and that may in...

Retirement without guaranteed income streams may mean near-total asset wipeout

Retirement may not unfold the way most people (or planners) expect, and new research from the suggests that without a reliable income floor, the consequences can be severe. The Employee Benefit Research Institute study tracked how household net non-housing assets shifted across a roughly three-decade window using longitudinal data from the 1992–2022 Health and Retirement Study. What it found challenges the conventional image of retirement as a steady, predictable spend-down of accumulated wealth. Asset drawdown varied dramatically depending on how much a retiree...

How comprehensive, holistic financial planning is addressing an ageing Malaysia

A retired teacher scrolls through hospital bills on her phone while discussing inheritance plans with her daughter; a small-business owner considers whether the house he has lived in for 30 years could be used to support future medical costs; a retiring couple wonders whether their EPF savings will be enough for a retirement that may stretch across two or even three decades. These are no longer private anxieties; they are becoming central concerns for many Malaysians. With 14% of the...

New Economics of Retirement: New Solutions Provide a Ray of Hope

By Goldman Sachs In our annual Retirement Survey & Insights Report, we are pleased to present findings that may challenge conventional wisdom about retirement preparedness in America. While many acknowledge the looming retirement crisis, the traditional advice to simply save more may fail to account for the complex and evolving realities faced by millions of Americans. This year’s report introduces the "new economics of retirement,” as we grapple with the question “does the retirement math still work?” The report illustrates how rising costs...

Studying the Psychological and Financial Aspects of Retirement Planning

By Sneha Mishra, Manyata Dua, Harji singh Malhotra & Dhawal Agrawal Social and economic changes associated with retirement influence the lives of both individuals and families. The authors conduct research to study retirement planning obstacles by evaluating how financial literacy combines with psychological aspects together with population-based  variables. A critical challenge emerges from the retirement consumption problem which causes  household spending to decline when the main breadwinner exits the workforce. Financial  preparedness for retirement is examined through the research of...

US. Why Your $1 Million 401(k) May Be Worth Far Less Than You Think

A million bucks in a 401(k) doesn't mean you have a seven-figure fortune to spend in retirement. Unfortunately, Uncle Sam takes his tax cut. Suddenly, the $1 million sitting in a traditional retirement account isn't as well fortified as you thought. "One million dollars in a 401(k) isn't really worth a million dollars," said David Schneider, a certified financial planner and president of Schneider Wealth Strategies. It's important for retirees and workers still saving for retirement to keep that in mind. And...

The Rise of Assisted Living, Its Aging Population, and What It Means for Facilities and Oversight

Serving as a middle option between independent living and institutional care, assisted living is playing an increasingly important role in long-term services and supports (LTSS), with more older adults than ever living in assisted living communities. That growth has meant changing demographics, emerging challenges, and a greater focus on evolving oversight needs. Today, residents in assisted living communities are older and are more likely to have dementia, amplifying the need for appropriate direct-care staffing. Many of assisted living’s challenges, such...

How to make public spaces accessible, safe and attractive for an aging population

To be truly inclusive, public outdoor spaces must meet the needs of the entire population, regardless of age, physical ability or mobility. Although many cities have adopted universal accessibility policies in recent years, it’s important to consider whether these policies have actually improved accessibility and the experiences of citizens who live there. Public spaces can become a source of fatigue and stress for older people if their features are not properly designed. Several fields of research in urban design, urban planning, and...