June 2026
10Jun

US. How Saving More and Starting Early Can Significantly Improve Retirement Happiness

Many retirees regret not saving enough or starting sooner, since both can shape their financial security and happiness later. Even small amounts saved early can grow significantly over time, thanks to the power of compounding interest. With longer lifespans and fewer pensions, saving more now can give you more room to enjoy retirement—not just cover the basics.Retirement has changed due to longer life spans, shrinking pensions, and rising health care costs. What was once a quiet chapter in...

June 10, 2026
News, ,
Read more...
09Jun

US. This is the most underrated retirement savings move you should know about, says the head of Citizens Wealth Management

Americans are becoming less sure about their ability to retire well. Indeed, workers’ confidence in having enough money to live comfortably in retirement fell 6 percentage points from 2025 to 61%, according to a 2026 survey by the Employee Benefit Research Institute. For some, that might mean a trip to a financial adviser to solidify plans (you can find an adviser at CFP Board, NAPFA or through this free tool that matches you to fiduciary advisers, from our ad partner SmartAsset)....

June 9, 2026
News,
Read more...
08Jun

Rising costs push US retirement target to $1.46 million

Survey shows retirement target jumps to $1.46 million A Northwestern Mutual survey found that Americans now believe they need $1.46 million to retire comfortably, a $200,000 increase from 2025 and matching the record high seen in 2024. The findings revealed that 46% do not expect to be financially prepared, while 48% think it’s likely they will outlive their savings. Persistent cost-of-living pressures, especially in housing, healthcare, and energy, are driving these higher expectations. Retirement comfort varies by wealth tier • Poor retirees often...

June 8, 2026
News, , ,
Read more...
04Jun

US. Are you financially fulfilled? If not, your retirement plans are in danger.

Only 16% of Americans say they're financially comfortable, a new poll found Current money stressors can have a damaging impact on future financial stability in retirement. Present-day financial stress can have long-lasting implications on a person's future retirement - putting millions of Americans with money worries at risk. Almost a third of U.S. adults experience "consistent financial stress," according to a new Edward Jones and Gallup Money and Meaning poll released this week. Those consistent financial stressors include "straining to meet obligations,...

June 4, 2026
News,
Read more...
04Jun

US. The Typical Couple’s Cost of Retirement in Every State

A typical American couple needs about $1.16 million saved to retire comfortably—less per person than what a single retiree needs. The average retired couple spends about $84,000 a year, with Social Security covering less than $38,000 of that amount. The savings needed to fill the gap varies widely by state, from $800,000 in North Dakota to as much as $1.33 million in New Jersey and Hawaii. A typical American couple age 65 or older needs about $1.16 million saved to retire...

June 4, 2026
News,
Read more...
03Jun

How to turn retirement savings into reliable income

Retirement planning ultimately comes down to one question: How can you turn your savings into income that supports the life you want? The challenge isn’t just saving enough—it’s whether those savings can provide reliable income tailored to your needs and priorities while accounting for the risks of unpredictable markets and life events. Why turning retirement savings into income can be difficult Retirement planning is inherently personal, such that no two retirements look exactly alike. Two investors with similar account balances may...

June 3, 2026
News,
Read more...
01Jun

Later parenthood and weak pensions put Gen X at risk

Later parenthood and weak pensions put Gen X at risk Why timing matters: Later parenthood can mean child costs overlap with prime pension-saving years, delaying retirement readiness. Property no safe bet: Gen X’s higher property ownership offers less security as house price growth lags behind inflation and market returns. Pension gaps widen: Missing out on generous past schemes and starting saving late leaves many Gen Xers exposed to future income shortfalls. Generation X entry into workforce after defined benefit pension schemes ended Generation X began their working...

June 1, 2026
News,
Read more...

May 2026
25May

Allianz Retiree Study Puts Longevity Fears And Inflation At Center Stage

Find winning stocks in any market cycle. Join 7 million investors using Simply Wall St's investing ideas for FREE. Allianz (XTRA:ALV) has released new research on retiree financial well-being. The study finds many retirees are more worried about outliving their savings than about mortality. Inflation and rising healthcare costs are highlighted as key drivers of growing financial anxiety. For you as an investor, this research speaks directly to Allianz's core business in insurance and retirement solutions. The findings spotlight how inflation...

May 25, 2026
News,
Read more...
20May

US. Inflation is at a 3-year high. This is the ‘triple threat’ that retirees now face because of it

Plus, here’s how retirees can smartly deal with the secondary impacts of inflation. For retirees, inflation can hit especially hard thanks to three factors that interact with these rising costs: increased withdrawals, taxes and how those parlay into depleting savings, says Jay Sharifi, CEO of Legacy Wealth Management. Indeed, inflation can trigger a chain reaction, as it can necessitate larger withdrawals so retirees can afford their life. Those withdrawals then inadvertently create larger tax bills — and that may in...

May 20, 2026
News, ,
Read more...
18May

Retirement without guaranteed income streams may mean near-total asset wipeout

Retirement may not unfold the way most people (or planners) expect, and new research from the suggests that without a reliable income floor, the consequences can be severe. The Employee Benefit Research Institute study tracked how household net non-housing assets shifted across a roughly three-decade window using longitudinal data from the 1992–2022 Health and Retirement Study. What it found challenges the conventional image of retirement as a steady, predictable spend-down of accumulated wealth. Asset drawdown varied dramatically depending on how much a retiree...

May 18, 2026
News, ,
Read more...