May 2026
18May

How comprehensive, holistic financial planning is addressing an ageing Malaysia

A retired teacher scrolls through hospital bills on her phone while discussing inheritance plans with her daughter; a small-business owner considers whether the house he has lived in for 30 years could be used to support future medical costs; a retiring couple wonders whether their EPF savings will be enough for a retirement that may stretch across two or even three decades. These are no longer private anxieties; they are becoming central concerns for many Malaysians. With 14% of the...

May 18, 2026
News, ,
Read more...
15May

New Economics of Retirement: New Solutions Provide a Ray of Hope

By Goldman Sachs In our annual Retirement Survey & Insights Report, we are pleased to present findings that may challenge conventional wisdom about retirement preparedness in America. While many acknowledge the looming retirement crisis, the traditional advice to simply save more may fail to account for the complex and evolving realities faced by millions of Americans. This year’s report introduces the "new economics of retirement,” as we grapple with the question “does the retirement math still work?” The report illustrates how rising costs...

May 15, 2026
Books, Books, Reports, System Characterization, , ,
Read more...
15May

Studying the Psychological and Financial Aspects of Retirement Planning

By Sneha Mishra, Manyata Dua, Harji singh Malhotra & Dhawal Agrawal Social and economic changes associated with retirement influence the lives of both individuals and families. The authors conduct research to study retirement planning obstacles by evaluating how financial literacy combines with psychological aspects together with population-based  variables. A critical challenge emerges from the retirement consumption problem which causes  household spending to decline when the main breadwinner exits the workforce. Financial  preparedness for retirement is examined through the research of...

May 15, 2026
Articles, Savings, , ,
Read more...
15May

US. Why Your $1 Million 401(k) May Be Worth Far Less Than You Think

A million bucks in a 401(k) doesn't mean you have a seven-figure fortune to spend in retirement. Unfortunately, Uncle Sam takes his tax cut. Suddenly, the $1 million sitting in a traditional retirement account isn't as well fortified as you thought. "One million dollars in a 401(k) isn't really worth a million dollars," said David Schneider, a certified financial planner and president of Schneider Wealth Strategies. It's important for retirees and workers still saving for retirement to keep that in mind. And...

May 15, 2026
News, ,
Read more...
14May

The Rise of Assisted Living, Its Aging Population, and What It Means for Facilities and Oversight

Serving as a middle option between independent living and institutional care, assisted living is playing an increasingly important role in long-term services and supports (LTSS), with more older adults than ever living in assisted living communities. That growth has meant changing demographics, emerging challenges, and a greater focus on evolving oversight needs. Today, residents in assisted living communities are older and are more likely to have dementia, amplifying the need for appropriate direct-care staffing. Many of assisted living’s challenges, such...

May 14, 2026
News, ,
Read more...
04May

How to make public spaces accessible, safe and attractive for an aging population

To be truly inclusive, public outdoor spaces must meet the needs of the entire population, regardless of age, physical ability or mobility. Although many cities have adopted universal accessibility policies in recent years, it’s important to consider whether these policies have actually improved accessibility and the experiences of citizens who live there. Public spaces can become a source of fatigue and stress for older people if their features are not properly designed. Several fields of research in urban design, urban planning, and...

May 4, 2026
News,
Read more...

April 2026
29Apr

Gambling for Retirement: The Economics of Savings Lotteries

By Jared Gars, Justin Holz, Rodemeier & Juan Miguel Villa Governments frequently use lottery-like incentives to encourage socially desirable behavior ("Pigouvian lotteries"). We study lotteries that encourage retirement savings in a nationwide field experiment with over 380,000 participants in Colombia's public pension system. Lotteries increase savings during the qualification period, but this effect is almost entirely offset by subsequent declines in savings, as workers strategically shift the timing of deposits. Lotteries also crowd out demand for valuable life and disability...

April 29, 2026
Articles, Savings, , , , ,
Read more...
21Apr

Retirement is getting out of reach for younger Filipinos

Filipinos are significantly underprepared for their later years, according to a new study by Insular Life Assurance Co. (InLife), which suggests that traditional savings accounts are no longer sufficient to guarantee a worry-free retirement. The inaugural InLife Retirement Index returned a score of 47 out of 100, highlighting a gap between the aspiration of a comfortable old age and the practical financial measures required to achieve it. The index evaluated readiness across six metrics: life stage, personal finances, health, pension participation,...

April 21, 2026
News, ,
Read more...
17Apr

How Will AI Affect Financial Planning for Retirement?

By Luke Delorme  I recently attended a financial advisor conference focused on artificial intelligence. Drawing on what I learned, this post summarizes my thoughts on how AI may reshape financial planning for retirement savers. Spoiler alert: I think it has great potential to help both advisors and individuals. The first iteration of AI tools has already improved retirement planning. For example, forward-thinking advisors are currently using AI note-taking tools, which allow advisors to listen more closely to their clients without missing...

April 17, 2026
Articles, Pension design, , , ,
Read more...
16Apr

New Research Points to Lifetime Income as the Missing Link to Global Retirement Security

Today, during the Spring IMF World Bank Meetings, Prudential Financial, Inc. (NYSE: PRU) unveiled new global research conducted by the Global Aging Institute (GAI) showing that while retirement savings have grown in many countries, most systems still leave individuals on their own to manage the risk of outspending or outliving their savings. The study concludes that lifetime income can significantly strengthen retirement security, helping people spend more confidently while reducing the overall cost and strain on retirement systems. The Case for Lifetime...

April 16, 2026
News
Read more...