June 2026
04Jun

US. Are you financially fulfilled? If not, your retirement plans are in danger.

Only 16% of Americans say they're financially comfortable, a new poll found Current money stressors can have a damaging impact on future financial stability in retirement. Present-day financial stress can have long-lasting implications on a person's future retirement - putting millions of Americans with money worries at risk. Almost a third of U.S. adults experience "consistent financial stress," according to a new Edward Jones and Gallup Money and Meaning poll released this week. Those consistent financial stressors include "straining to meet obligations,...

June 4, 2026
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04Jun

US. The Typical Couple’s Cost of Retirement in Every State

A typical American couple needs about $1.16 million saved to retire comfortably—less per person than what a single retiree needs. The average retired couple spends about $84,000 a year, with Social Security covering less than $38,000 of that amount. The savings needed to fill the gap varies widely by state, from $800,000 in North Dakota to as much as $1.33 million in New Jersey and Hawaii. A typical American couple age 65 or older needs about $1.16 million saved to retire...

June 4, 2026
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03Jun

How to turn retirement savings into reliable income

Retirement planning ultimately comes down to one question: How can you turn your savings into income that supports the life you want? The challenge isn’t just saving enough—it’s whether those savings can provide reliable income tailored to your needs and priorities while accounting for the risks of unpredictable markets and life events. Why turning retirement savings into income can be difficult Retirement planning is inherently personal, such that no two retirements look exactly alike. Two investors with similar account balances may...

June 3, 2026
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01Jun

Later parenthood and weak pensions put Gen X at risk

Later parenthood and weak pensions put Gen X at risk Why timing matters: Later parenthood can mean child costs overlap with prime pension-saving years, delaying retirement readiness. Property no safe bet: Gen X’s higher property ownership offers less security as house price growth lags behind inflation and market returns. Pension gaps widen: Missing out on generous past schemes and starting saving late leaves many Gen Xers exposed to future income shortfalls. Generation X entry into workforce after defined benefit pension schemes ended Generation X began their working...

June 1, 2026
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May 2026
25May

Allianz Retiree Study Puts Longevity Fears And Inflation At Center Stage

Find winning stocks in any market cycle. Join 7 million investors using Simply Wall St's investing ideas for FREE. Allianz (XTRA:ALV) has released new research on retiree financial well-being. The study finds many retirees are more worried about outliving their savings than about mortality. Inflation and rising healthcare costs are highlighted as key drivers of growing financial anxiety. For you as an investor, this research speaks directly to Allianz's core business in insurance and retirement solutions. The findings spotlight how inflation...

May 25, 2026
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20May

US. Inflation is at a 3-year high. This is the ‘triple threat’ that retirees now face because of it

Plus, here’s how retirees can smartly deal with the secondary impacts of inflation. For retirees, inflation can hit especially hard thanks to three factors that interact with these rising costs: increased withdrawals, taxes and how those parlay into depleting savings, says Jay Sharifi, CEO of Legacy Wealth Management. Indeed, inflation can trigger a chain reaction, as it can necessitate larger withdrawals so retirees can afford their life. Those withdrawals then inadvertently create larger tax bills — and that may in...

May 20, 2026
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18May

Retirement without guaranteed income streams may mean near-total asset wipeout

Retirement may not unfold the way most people (or planners) expect, and new research from the suggests that without a reliable income floor, the consequences can be severe. The Employee Benefit Research Institute study tracked how household net non-housing assets shifted across a roughly three-decade window using longitudinal data from the 1992–2022 Health and Retirement Study. What it found challenges the conventional image of retirement as a steady, predictable spend-down of accumulated wealth. Asset drawdown varied dramatically depending on how much a retiree...

May 18, 2026
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18May

How comprehensive, holistic financial planning is addressing an ageing Malaysia

A retired teacher scrolls through hospital bills on her phone while discussing inheritance plans with her daughter; a small-business owner considers whether the house he has lived in for 30 years could be used to support future medical costs; a retiring couple wonders whether their EPF savings will be enough for a retirement that may stretch across two or even three decades. These are no longer private anxieties; they are becoming central concerns for many Malaysians. With 14% of the...

May 18, 2026
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15May

New Economics of Retirement: New Solutions Provide a Ray of Hope

By Goldman Sachs In our annual Retirement Survey & Insights Report, we are pleased to present findings that may challenge conventional wisdom about retirement preparedness in America. While many acknowledge the looming retirement crisis, the traditional advice to simply save more may fail to account for the complex and evolving realities faced by millions of Americans. This year’s report introduces the "new economics of retirement,” as we grapple with the question “does the retirement math still work?” The report illustrates how rising costs...

May 15, 2026
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15May

Studying the Psychological and Financial Aspects of Retirement Planning

By Sneha Mishra, Manyata Dua, Harji singh Malhotra & Dhawal Agrawal Social and economic changes associated with retirement influence the lives of both individuals and families. The authors conduct research to study retirement planning obstacles by evaluating how financial literacy combines with psychological aspects together with population-based  variables. A critical challenge emerges from the retirement consumption problem which causes  household spending to decline when the main breadwinner exits the workforce. Financial  preparedness for retirement is examined through the research of...

May 15, 2026
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