May 2025
30May

Does Education Improve Financial Outcomes? Evidence from Stock Market and Retirement Accounts in Türkiye

By Abdurrahman Aydemir & Yarsan Ersan We examine the causal effect of education on financial outcomes related to stock markets and retirement savings, leveraging a major compulsory school reform and a unique data set covering the universe of investors in Türkiye. The estimates show no effects on participation rates, portfolio composition, or return performance. Moreover, education does not appear to influence behavioral biases or heuristics in retirement plans. The reform leads to a 3% increase in pension savings for females,...

May 30, 2025
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26May

More than a third of Americans say they want an ‘adventurous retirement’

Retirement is no longer just about rocking chairs, gardening, grandchildren, or afternoons on the golf course. Instead, it's evolving from what many consider a traditional retirement into something much more dynamic, said Andy Smith, executive director of financial planning at Edelman Financial Engines. "I think it's important that people remember that there is no one-size-fits-all solution to retirement, to retirement planning," Smith said in a recent episode of the Decoding Retirement podcast (see video above or listen below). "There's no one right way to...

May 26, 2025
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22May

US. Opinion: How good will your retirement be? Depends on where you live.

Geography is destiny, the saying goes, but money redraws the map. It’s certainly true with the U.S. economy, where the bulk of GDP is generated in urban, coastal areas. It’s also true, says a new study, for just how financially well off our retirement may be. This shouldn’t come as a surprise. Urban areas, says a recent Brookings Institution study, outperform rural ones in metrics like GDP per capita, job creation and wage growth; it stands to reason then that benefits, including...

May 22, 2025
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13May

Pension funds ‘to unlock up to £50bn’ of investment, with half for UK firms

The bosses of 17 of the UK’s biggest pension funds have struck a deal with the government that it claims will release up to £50bn worth of investments, with at least half earmarked for British assets including clean energy projects and homegrown startups. Fund managers including Aviva, Legal & General, M&G, Phoenix and the Universities Superannuation Scheme have agreed to sign a new “Mansion House accord” that will lead to at least 10% of their workplace pension schemes being invested...

May 13, 2025
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13May

Baby Boomers vs. Gen X: How They Approach Retirement Differently

Nobody wants to hear they’re becoming their parents, but as we age, it's often inevitable. It’s hard to escape it when their morals, values, and idiosyncrasies have been etched into our brains. Unless, however, we’re talking about retirement saving, planning and investing. When it comes to baby boomers and Gen Xers, their approaches couldn’t be more different. Baby Boomers, born between 1946 and 1964 (according to Pew Research), number 69 million strong. Pew places Generation X, or Gen X, as those...

May 13, 2025
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12May

UK. Only half of mid-retirees confident they are on track to make their private pension last for life

New research by Aviva and Age UK has found only half (48%) are confident they are on track to make their private pension savings last for life[1]. Just over a quarter (26%) reported feeling financially secure, with women (19%) feeling less financially secure than men (32%). The research surveyed 1,000 mid-retirees aged 65-75 who have a private pension and are on a moderate retirement income, and do not pay for financial advice or have a final salary pension over £20k...

May 12, 2025
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April 2025
24Apr

For Most Americans, Going Broke in Retirement Is a Bigger Fear Than Death: Survey

The Allianz Center for the Future of Retirement has published its annual retirement study, finding yet again that a solid majority of Americans say they worry more about running out of money in retirement than they worry about their mortality. Specifically, 64% of survey respondents this year said they worry more about financial destitution in retirement than death. Despite the concern, 62% say they are not saving as much for retirement as they would like, while 54% say inflation contributes to their...

April 24, 2025
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21Apr

Survey reveals thoughts on Americans’ ideal retirement age

When is the best time to retire? It depends on who is answering the question, but that answer gives food for thought for senior housing developers and providers creating and renovating spaces for older adults. In recently published results of a survey of Americans, the answer, on average, was 61.8 years — more than five years before a current 61.8-year-old would be able to collect full Social Security and more than three years before that person would be eligible for...

April 21, 2025
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16Apr

Retirement in the USA: The Outlook of the Workforce 25th Annual Transamerica Retirement Survey

By Transamerica Institute Retirement in the USA: The Outlook of the Workforce, a collaboration between Transamerica Center for Retirement Studies (TCRS) and Transamerica Institute, delves into the retirement prospects of the U.S. workforce including workers who are employed by others, self-employed workers, and workers who are unemployed but looking for work. Based on a survey of more than 6,100 members of the workforce, the report delves into their life priorities and outlook, personal finances, retirement expectations, and how they are saving,...

April 16, 2025
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02Apr

UK. Research reveals lack of retirement preparedness as life expectancy increases

Less than two thirds (60 per cent) of professional investors feel they are either fully or almost fully financially prepared to help their clients in living for longer in retirement, research by Fidelity International has revealed. However, the research, which included responses from institutional investors and intermediary distributors across Europe and Asia, found that 40 per cent of respondents felt there was a lack of readiness to support clients in this area. Fidelity International global head of client solutions, Katie Roberts...

April 2, 2025
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