UK firm to unveil ‘abridged’ advice pension transfer tool

Digital financial advice firm Wealth Wizards is rolling out a tool to allow advisers to offer abridged advice around defined benefit (DB) pension transfers.

Abridged advice, which was mentioned during a recent Financial Conduct Authority (FCA) consultation, is a concept that sees IFAs give a short form of advice that can only result in not to transfer DB pensions, based on a high-level assessment of a client’s circumstances. Wealth Wizards plans to offer the service to advisers as a white label product that firms can integrate with their own platforms.

Bridge the gap

Andrew Firth, chief executive of Wealth Wizards, told International Adviser: “We have mapped out the defined benefit advice process extensively and have identified the key factors that determine whether a client should clearly be advised not to transfer, or proceed to full advice, created as a fully digital client journey.

“This abridged advice service will reassure those clients who are clearly better off remaining in the scheme, and ensure that only likely-to-transfer or marginal cases move to a full advice process and incur the additional cost.

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