By Sanchari Das, Andrew Kim, Ben Jelen, Joshua Streiff, L. Jean Camp, Lesa
Huber Two-factor authentication (2FA) provides protection for on-line accounts through efficient and highly robust access control. Adoption and usability, however, remain challenging for such security tools and technologies. Most current research on 2FA focuses on convenience samples of experts in the technology sector while neglecting non-experts. As older adults increasingly use everyday digital technologies, providing convenient means for them to protect their online data has become extremely crucial. To aid with this, we investigated the user experience of 2FA security tokens with ten older adults (> 60 years) using surveys, semi-structured interviews, and a think-aloud protocol. Their limited adoption of the 2FA security token stems from its non-inclusive design, unclear instructions , lack of tangible benefits, and device dependencies. Hence, we propose design modifications and effective risk communication techniques to encourage 2FA adoption among organizations that are most invested in protecting older adults-such as retirement management funds, banking institutions, and health care organizations.
By Amos Kupaza
Objective: This study provides the first harmonized, micro‑level comparative analysis of pension reform effects on elderly labor force... read more
By Fawaz Adediran & Oluwatobiloba Yomi-Oshatimi
This article critically examines the legal and institutional framework governing pension administration and Pension... read more
By Maria Chaykina
Notional Defined Contribution (NDC) pension schemes convert accumulated pension wealth into an annuity, based on an average... read more
By Boele Bonthuis, Yongquan Cao & Christoph Freudenberg
China is experiencing rapid population aging and a declining workforce, posing significant economic... read more
By Piera Bello, Vincenzo Galasso & Alessandro Izzo
This paper examines how policy uncertainty influences retirement decisions. We develop a... read more