February 2017

16Feb

Cuatro AFP suman multas de 1.600 UF por infringir límites y errar en cálculos e informes

Provida recibió la mayor de las multas (UF 1.000) por irregularidades en los cálculos de las anualidades de las pensiones en retiro programado. Eso sí, aún puede apelar. Entre 200 UF (unos $5,2 millones) y 1.000 UF ($26 millones) son las multas que en cursó la Superintendencia de Pensiones a cuatro administradoras de fondos de pensiones durante el primer mes del año. Provida es la AFP con la mayor de las multas y según consigna el regulador, ésta se debe...

February 16, 2017
Noticias, Spanish
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16Feb

Asambleístas piden universalizar Pensión para Adultos Mayores

La Asamblea Legislativa del Distrito Federal (ALDF) solicitó al Ejecutivo federal y a la Secretaría de Desarrollo Social (Sedesol) que se universalice el Programa Pensión para Adultos Mayores, independientemente de que la persona sea jubilada o no. Para ello, la Diputación Permanente de la ALDF solicitó a las instancias federales retirar el requisito de no contar con ingresos por concepto de pensión por cesantía en edad avanzada o vejez para poder acceder a dicho programa. La diputada promovente, Elizabeth Mateos, consideró...

February 16, 2017
Noticias
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15Feb

Empresas fintech incentivan a jóvenes a ahorrar para su retiro

Las empresas de tecnología financiera (Fintech) incentivan a los jóvenes millennials -nacidos de 1980 a 2000- a ahorrar para el retiro, interés que crece cada vez más entre esta generación, aseguró la firma Finx. De acuerdo con un estudio de la compañía especializada en diseño de planes de ahorro e inversión, contrario a lo que se cree, los millennials sí están interesados en su futuro financiero y comienzan a planearlo a edades más tempranas. En ese sentido, señaló que ese tipo...

February 15, 2017
Noticias, Spanish
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15Feb

U.S. insurers sense opportunity in unwanted pension plans

U.S. insurers are buying corporate pension plans at a record clip as rising interest rates and all-time high stock-market values give companies the perfect excuse to offload them. Calculating they can make more money from selling companies an annuity to cover the cost of the pension plans and then invest the proceeds in bonds and other securities, insurers are competing to persuade corporate America to sell them their pension risk. These deals, known as pension risk transfers, have been around for...

February 15, 2017
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14Feb

The Future of Pension Management: Integrating Design, Governance, and Investing (Wiley Finance)

The Future of Pension Management offers a progress report from the field, using actual case studies from around the world. In the mid-70s, Peter Drucker predicted that demographic dynamics would eventually turn pensions into a major societal issue; in 2007, author Keith Ambachsheer's book Pension Revolution laid out the ways in which Drucker's predictions had come to pass. This book provides a fresh look at the situation on the ground, and details the encouraging changes that have taken place...

February 14, 2017
Books
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14Feb

Pension Design and Structure: New Lessons from Behavioral Finance (Pension Research Council Series)

Employees are being given more and more decisions to make with regards to their pension and healthcare plans. Yet increasing research in the social sciences shows that the decisions 'real' people make are not those of the thoughtful and well-informed economic agent often portrayed in economic research, but are often based on flawed information and made without a full understanding of their financial implications. The contributors to Pension Design and Structure explore the assumptions behind commonly-held theories of retirement decision-making,...

February 14, 2017
Books
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14Feb

Pension Revolution: A Solution to the Pensions Crisis (Wiley Finance)

Praise for Pension Revolution "When Keith Ambachtsheer puts his keen mind to work on a problem, watch out! Here he exposes today's fragile arrangements for the most serious social dilemma of our times--financing retirement. Then he provides a compelling and powerful set of solutions. His writings are essential reading for all who care about the future of American living standards." --Peter Bernstein, founder and President, Peter L. Bernstein, Inc., and author of Capital Ideas and Against the Gods "This book describes one...

February 14, 2017
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14Feb

Old-Age Income Support in the 21st Century: An International Perspective on Pension Systems and Reform (Trade and Development)

The past decade has brought an increasing recognition to the importance of pension systems to the economic stability of nations and the security of their aging populations. During this time, the World Bank has taken a leading role in addressing this challenge through its support for pension reforms around the world. 'Old-Age Income Support in the 21st Century' attempts to explain current policy thinking and update the World Bank's perspective on pension reform. The Bank has been involved in pension...

February 14, 2017
Books
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14Feb

Will driverless cars change retirement? Only if wary seniors embrace them

For a decade and a half, Alex Mihailidis has been studying the junction of technology and aging. After years of examining the benefits of smart-home systems and artificial intelligence, the biomedical engineer has begun researching a new phenomenon: self-driving cars. Senior citizens, especially those with mobility challenges, are among the key demographics being floated to benefit from autonomous vehicles. “There’s been a lot of work on the technical side, in terms of the systems itself and how the car will operate,”...

February 14, 2017
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14Feb

Behavioral Interventions Helping Americans Budget Better and Save More / New report one of the most significant applications of behavioral economics in field of LMI financial decision-making

Common Cents, a financial research lab at Duke University and supported by MetLife Foundation, today unveiled its 2016 Annual Report. The report details findings from seven completed behavioral intervention programs and ongoing research begun in 2016. The work is part of a three-year effort to improve the financial well being of 1.8 million low-to-moderate income (LMI) households in America. Common Cents is one of the first to use social science field experiments within financial organizations for the purpose of gaining...

February 14, 2017
News
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