UK Archives - Page 4 of 193 - Pension Policy International

30JulJuly 30, 2026

OECD urges UK to ditch triple lock

The UK government must scrap the state pension triple lock to tackle its vulnerable public finances, according to the Organisation for Economic Cooperation and Development (OECD). In its latest survey of the country’s economy , the body said that the triple lock “puts upward pressure on public expenditure and adds significant fiscal risks by exposing public finances to supply shocks”. Basing annual increases on an average of earnings and inflation could make savings worth 2% of GDP in the long...

July 30, 2026

News2026, public Expenditure, Retirement security, State Pensions, UK

29JulJuly 29, 2026

UK. DC market entering new era as focus shifts from participation to outcomes

The UK defined contribution (DC) market is entering a new phase as attention shifts from participation towards pension adequacy and member outcomes, according to Hymans Robertson. In its latest paper, UK DC pensions in 2026: from participation to outcomes, the consultancy said that automatic enrolment (AE) had successfully brought millions more people into workplace pension saving, but warned that participation alone would not deliver adequate retirement incomes. The report noted that around half of workers were contributing only at the AE minimum,...

July 29, 2026

NewsDefined Contribution, UK

24JulJuly 24, 2026

Transductive infrastructure: The role of ICTs in the UK and EU’s policy initiatives on financial literacy

By Jing Wang & Jiuheng He Information and communication technologies (ICTs) have become central to public-facing policy programs, yet they remain undertheorized, only treated as either instruments or objects of such policies. This paper argues that ICTs in such programs operate as transductive infrastructures, a delivery chain not only transmitting policy information but also defining the intentions and consequences of the stakeholders. Through a comparative analysis of three recent financial literacy initiatives: the UK's Money and Pensions Service, the European...

July 24, 2026

Articles, System Characterization2026, EU, Financial Literacy, Public Policy, Technology, UK

24JulJuly 24, 2026

UK. Torsten Bell reappointment welcomed as pension reforms gather pace

Torsten Bell’s reappointment to his dual role at the Department for Work and Pensions and HM Treasury has been broadly welcomed by the pensions industry. However, experts have reiterated the need for stability and a sharper focus on delivering reforms. Bell will remain pensions minister following the government reshuffle confirmed on 22 July, avoiding what former pensions minister Steve Webb described as “a third new pensions minister in barely two years”. Webb, now a partner at consultancy LCP, said frequent ministerial changes...

July 24, 2026

NewsPension Reform, Regulation, UK

15JulJuly 15, 2026

UK. TISA calls for auto-enrolment contributions to rise to 12%

The Investing and Saving Alliance (TISA) has urged the Pensions Commission to set out a timetable for increasing minimum auto-enrolment pension contributions to 12%. The trade body warned that current contribution levels are unlikely to deliver adequate retirement incomes for millions of savers. In its response to the Commission’s interim report, TISA proposed phasing in the increase over six years while allowing flexibility for different incomes and circumstances. TISA also called for an auto-enrolment-style pension saving framework for the self-employed, greater use...

July 15, 2026

NewsOperations, savings, UK

10JulJuly 10, 2026

Regulatory Priorities: Pensions

By Financial Conduct Authority The Regulatory Priorities report for the pensions sector includes the following priorities: Ensuring well-run schemes that provide value for money to savers: The FCA explains that it expects the proposed workplace pensions Value for Money framework and the Government’s wider Pension Schemes Bill to help drive positive change and that it wants firms to engage in the development of these changes and prepare to implement and embed them in a way that best supports savers. Encouraging effective...

July 10, 2026

Books, Books, Regulation, Reports2026, Pensions Management, Public Policy, Regulation, Returns, UK

10JulJuly 10, 2026

The Impact of a Rising State Pension Age Policy on Women’s Well-Being and Health Using Longitudinal Data from the UK

By Louis Compton, Magdalena Walbaum, David R. Sinclair, Gemma Spiers, Barbara Hanratty, Raphael Wittenberg Background: The UK aimed to prolong the working lives of women by introduced a policy raising women’s state pension age (SPA) from 60 to 66. The impact of involuntary prolonged employment on individual’s health and well-being is debated. We explore how the well-being, mental and physical health of the women impacted by the policy has been affected. Methods: We used data from the first 12-waves of the...

July 10, 2026

Aging, Articles2026, Gender Gap, Health, Longevity, Retirement Age, UK

10JulJuly 10, 2026

Invest in Britain or I’ll force you to, minister tells pension funds

The business secretary, Peter Kyle, has told UK pension funds to “get off their high horses” and invest in Britain or be forced to do so by law. Expressing frustration at the level of investment in British companies after years of government initiatives, Kyle said the UK’s biggest asset managers “should feel a patriotic duty in making Britain a success”. “I don’t think mandation is ideal in any circumstances. But I’ll use it if I have to, because I’m in a rush,”...

July 10, 2026

NewsInvestmen, UK

08JulJuly 8, 2026

UK. Gen Z pension investment falls as gold and crypto ownership rises

Gen Z pension investment has fallen over the past six years, despite younger savers increasing their exposure to gold, stocks and crypto, research from GWI has found. The insights company found that gold ownership among Gen Z has increased by 50 per cent over the past six years, while investment in stocks and shares has risen by 45 per cent. Crypto ownership among Gen Z has also increased by 43 per cent over the same period. However, pension investment among the age...

July 8, 2026

NewsGen Z, Investment, UK

08JulJuly 8, 2026

Act soon to change ‘unsustainable’ direction of UK debt, OBR warns

Policymakers must act to prevent public debt rising unsustainably in coming decades as the population ages and defence spending rises, the government’s independent economic forecaster has said. In a fresh illustration of the challenges facing the prime minister in waiting, Andy Burnham, the Office for Budget Responsibility (OBR) said that without government action “debt would move on to what would be an unsustainable, ever-upward path from around the 2040s”. The OBR said defence spending would have to increase by an additional £28bn a...

July 8, 2026

NewsRegulation, UK

July 2026