Retirement by the Numbers: How participant behavior and glide path design can drive stronger retirement outcomes
By JPMorgan
How are participants interacting with their defined contribution retirement plans, and what are the implications for target date fund glide path design? For more than two decades, J.P. Morgan Asset Management has closely examined this question, analyzing real-world saving and spending patterns to provide actionable insights into how to help more people achieve the retirement they’ve earned.
Retirement by the Numbers offers a unique view of how participants save, invest and spend throughout their working lives and retirement, leveraging data from the Employee Benefit Research Institute, Retirement LinkSM and de-identified Chase households. This research is designed to help plan sponsors deepen their understanding of realistic participant behaviors and provides a practical lens to assess the type of target date portfolio design best positioned to stand up to the stresses of saving and spending.
Get the report here
