May 2018

27May

Insight into the Earned Income Tax Credit and Tax-Advantaged Retirement Savings

By David Rogofsky (Government of the United States of America - Office of Retirement Policy), Richard Chard (Government of the United States of America - Office of Research, Evaluation and Statistics), Joanne Yoong (Center for Economic and Social Research (CESR)) Saving for retirement has traditionally been compared to a three-legged stool supported by Social Security benefits, workplace pensions, and personal savings. As the prevalence of defined benefit pensions has diminished in recent decades, the importance of personal savings has grown....

May 27, 2018
Articles, Savings,
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27May

Long-Run Trends in the Economic Activity of Older People in the UK

By James W. Banks (Institute for Fiscal Studies; University of Manchester), Carl Emmerson (Institute for Fiscal Studies (IFS)) & Gemma Tetlow (Institute for Fiscal Studies (IFS)) We document employment rates of older men and women in the UK over the last forty years. In both cases growth in employment since the mid 1990s has been stronger than for younger age groups. On average, older men are still less likely to be in work than they were in the mid 1970s...

May 27, 2018
Aging, Articles, Labor Market, ,
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27May

Universal Social Protection Floors: Costing Estimates and Affordability in 57 Lower Income Countries

By Isabel Ortiz (United Nations - International Labour Organization (ILO); Initiative for Policy Dialogue), Fabio Duran (International Labour Organization (ILO)), Karuna Pal (International Labour Organization (ILO)), Christina Behrendt (International Labour Office) & Andres Acuña-Ulate (International Labour Organization (ILO)) This paper presents the results of costing universal social protection floors in 34 lower middle-income, and 23 low-income countries, consisting of: (i) allowances for all children and all orphans; (ii) maternity benefits for all women with newborns; (iii) benefits for all persons...

May 27, 2018
Articles, Labor Market, System Sustainability, ,
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25May

What is the Future of Pensions in the UK?

The future of pensions in the UK appears bleak at present, as sustained austerity measures and issues and incrementally rising life expectancies continue to stretch state resources beyond their means. This was borne out in last year’s announcement that the government were considering increasing the retirement age for both men and women to 68 ahead of schedule, in order to reduce the average length of retirement and provide some much needed respite. But what exactly does the future of pensions look...

May 25, 2018
News, Slider
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25May

Financially stressed workers likely to draw on retirement plans

Financial stress is taking its toll on employees, causing them to partake in rather risky money behavior: tapping into their 401(k) or other retirement savings in an attempt to get back on track. More than half of workers (54%) who identify as being financially stressed say they will likely use their retirement funds for expenses other than retirement, according to PwC’s 2018 Employee Financial Wellness Survey, out this week. That’s compared to 33% of their colleagues who say they’re not...

May 25, 2018
News, Slider
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25May

México no resistirá otro sexenio sin reforma en pensiones: expertos

La insostenibilidad del sistema de pensiones ya no puede resolverse sólo con parches, es decir, con medidas que sólo arreglan una parte del problema, sino que se debe buscar una solución más integral que involucre el tema laboral y fiscal, coincidieron expertos. “Ante la inercia que tienen las finanzas públicas y el gasto creciente de pensiones, de lo que tenemos que estar hablando no es sólo de parchar el sistema de pensiones, sino buscar una solución integral con mercado laboral”,...

May 25, 2018
Noticias
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24May

México. Automatizar ahorro voluntario permite asegurar mejor retiro: Consar

Posponer la toma de decisiones, tener aversión al riesgo de perder a pesar del posible beneficio de ganar, y solo preocuparse por el presente, son algunos temas que condicionan nuestro accionar en materia de ahorro para el retiro. La Comisión Nacional del Sistema de Ahorro para el Retiro (Consar) refiere en un comunicado que si bien no existen fórmulas mágicas, evidencia global muestra que la mayoría de las personas requiere de un “empujoncito” para enfrentar el reto de ahorrar para...

May 24, 2018
Noticias
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24May

​Colombia, Chile y Perú tienen las carteras de inversión de los Fondos de Pensiones más diversificadas de la Región

Las carteras de inversión de los Fondos de Pensiones (FP) latinoamericanos presentan diferencias significativas entre sí. Colombia, Chile y Perú, los primeros 3 países que implementaron sistemas de capitalización individual, presentan inversiones más diversificadas por categorías de instrumentos (entre 40% y 60%) en Renta Fija (RF) y Renta Variable (RV), mientras que República Dominicana, Uruguay, El Salvador y Costa Rica, países que cuentan con una menor madurez en sus sistemas de capitalización individual, tienen más de un 85% de...

May 24, 2018
Noticias
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24May

México. Ahorro de largo plazo, de vivienda a pensiones

A menos de 40 días de las elecciones los ciudadanos seguimos a la expectativa. Los ciudadanos queremos saber qué propuestas tienen los candidatos sobre la bomba de tiempo que significa el financiamiento de las pensiones en México. Sobre todo si se considera agregar el plan de pensión básica universal, que debería estar contenido en una política de protección social universal, a los diversos sistemas de pensiones ya existentes. A pesar de que 90 por ciento de los sistemas de pensiones...

May 24, 2018
Noticias
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