How can we restore trust in pensions?

Savers have long remained detached and bemused by their pension arrangements. Indeed, the success of auto-enrolment has partly depended upon consumer inertia. Platform provider Hargreaves Lansdown has identified a ‘boredom threshold’ of £5,000, the point in accumulation at which a saver’s interest in his or her pension jumps. Efforts to engage savers with their pension continue at an unrelenting pace, with the Association of British Insurers going as far as to urge young savers to ‘love your pension’ in a campaign...