editor, Author at Pension Policy International

07OctOctober 7, 2025

UK. Six key challenges for the revived Pensions Commission

Aon has warned that the government’s revived Pensions Commission will face major structural hurdles if it hopes to deliver meaningful reform to the UK’s pension system. In a new paper exploring the aims of the Pensions Commission, Matthew Arends, head of UK retirement policy at Aon, argued that the commission’s narrow remit may stop it from addressing the root causes of poor retirement adequacy. He warned that by being instructed to “build on the foundation of the state pension” rather than...

October 7, 2025

NewsPension Reform, Regulation, UK

07OctOctober 7, 2025

Later retirement expected in 2026 budget as Malaysia tackles economic pressures

Malaysians may be asked to retire five years later at 65 but should be spared any sharp tax rises in Friday’s budget, economists say, as Prime Minister Anwar Ibrahim faces an economy hampered by an ageing population, high youth joblessness and surging living costs at the halfway point of his administration. About 8 per cent of Malaysia’s 34 million population are aged 65 and older, according to government data, firmly placing the Southeast Asian nation in the ageing nation category. At the same time,...

October 7, 2025

NewsMalaysia, Retirement Age, Sustainability

07OctOctober 7, 2025

Aging, not smartphones, drives US’s growing loneliness crisis

In a recent study in PLoS One, researchers examined how birth cohort, time period, and age shape the time that people spend alone when social media and smartphone use are widespread. Their findings show that social isolation has increased sharply over the past two decades, accelerating since the mid-2010s. However, smartphones alone cannot explain these changes, with generational differences and aging contributing to isolation. Background The U.S. Surgeon General described isolation and loneliness as a national epidemic in 2023, pointing to online...

October 7, 2025

NewsEurope, Investment, Sustainability

07OctOctober 7, 2025

Reimagining pensions for Gen Z

Two recent Pensions Policy Institute (PPI) reports shed light on the shifting landscape of UK retirement. The concerns of Gen Z explores the financial realities of the youngest working cohort, while the generations deep-dive in the UK Pensions Framework 2025 provides a system-wide assessment of adequacy, sustainability and fairness. Together they reveal that, despite reforms such as automatic enrolment (AE), younger adults face structural obstacles that could leave them with lower retirement incomes than previous generations. Many Gen Z workers begin their...

October 7, 2025

NewsGen Z, Pension design, UK

06OctOctober 6, 2025

Los 300 mayores fondos de pensiones del mundo superan los 24 billones de dólares de patrimonio

Los 300 principales fondos de pensiones del mundo han alcanzado un volumen récord de 24,4 billones de dólares en activos bajo gestión al cierre de 2024, según el informe Top 300 Pension Funds elaborado por el Thinking Ahead Institute de WTW, en colaboración con Pensions & Investments. Según explican los autores del informe, este dato supone un nuevo hito para el sector, al superar el máximo registrado en 2021, que fue de 23,6 billones, y consolidar tres años consecutivos de recuperación tras la corrección...

October 6, 2025

NoticiasAdministración de Pensiones, Ahorro

06OctOctober 6, 2025

España. Fedea pide repensar “de inmediato” la reforma de pensiones actuando sobre su cálculo y cómo se revalorizan

La reforma del sistema de pensiones diseñada por el exministro de Seguridad Social y actual gobernador del Banco de España no mejora la sostenibilidad. Es una conclusión a la que ya llegó en marzo la Autoridad Independiente de Responsabilidad Fiscal (AIReF) -a pesar de determinar que cumplía con la regla de gasto, lo que evitaba nuevos ajustes- y que ahora también traslada el think-tank Fedea. Como consecuencia, el centro de estudios pide repensar "de inmediato" la reforma de 2021 y propone actuar sobre...

October 6, 2025

NoticiasEspaña, Reforma de Pensiones, Sostenibilidad

06OctOctober 6, 2025

Ahorro e inversión de largo plazo en Colombia están bajo amenaza por la reforma pensional

Colombia enfrenta un dilema que podría redefinir las bases de su crecimiento económico en las próximas décadas: la sostenibilidad del ahorro nacional frente a la reforma pensional aprobada en 2024. Un análisis de ANIF revela que, lejos de fortalecer la acumulación de capital, la transición hacia un sistema de pilares podría erosionar los recursos que hoy sostienen la inversión y la estabilidad macroeconómica. “En 2040, con la reforma pensional, el ahorro pensional nacional dejaría de acumular COP$169,7 billones frente a un...

October 6, 2025

NoticiasAhorro, Colombia, Reforma de Pensiones

06OctOctober 6, 2025

UK. How pension reform is reshaping retirement income

The UK’s retirement market stands once again at the brink of profound change. The FCA’s December 2024 consultation paper – creatively titled CP24/27: Advice Guidance Boundary Review: Proposed Targeted Support Reforms for Pensions – paired with the upcoming Pensions Schemes Bill 2025, represents a regulatory double act poised to transform how retirement income solutions are delivered. This approach represents a critical evolution beyond existing Pension Freedoms (2015) legislation, where retirees frequently struggled with overwhelming choice, leading to premature withdrawals or complete indecision. Guided...

October 6, 2025

NewsIncome, Pension Reform, UK

06OctOctober 6, 2025

India. A new rival to mutual funds? NPS reform opens 100% equity, early-exit plans for seniors

The National Pension System (NPS) has entered a new chapter of flexibility and choice with the rollout of the Multiple Scheme Framework (MSF) by the Pension Fund Regulatory and Development Authority (PFRDA). The reform allows investors to align pension savings with personal financial goals — introducing multiple investment tiers, earlier exit options, and equity exposure of up to 100%. Under the MSF, non-government subscribers can now choose between low-, moderate-, and high-risk options, breaking away from the traditional uniform model. The...

October 6, 2025

NewsIndia, Investment

06OctOctober 6, 2025

Nigeria. ‘Financial literacy key to unlocking pension market’

Nigeria’s pension industry stakeholders have stressed the need for a renewed national focus on financial literacy as a major catalyst for deepening pension participation and unlocking the economic potential of the growing micro-pension market. Parthian Pensions Limited, one of the newly-licensed pension fund administrators (PFAs), said an improved understanding of the contributory pension system (CPS) is crucial to bringing millions of informal sector workers into the formal savings net and boosting long-term funds available for investment in the economy. Speaking at...

October 6, 2025

NewsFinancial Education, Nigeria

October 2025