India Archives - Pension Policy International

05OctOctober 5, 2026

India to Hold 17th Pension Adalat for Long-Pending Pension Cases

India’s Department of Pension and Pensioners’ Welfare will convene the 17th Pension Adalat on 5 October 2026 at the Indian Institute of Public Administration in New Delhi. Chaired by Dr Jitendra Singh, Minister of State for Personnel, Public Grievances and Pensions, the session will focus on resolving 897 pending grievances lodged by super senior pensioners and family pensioners through the CPENGRAMS portal. According to the official announcement, the initiative is intended to provide a faster and less litigation-intensive route...

October 5, 2026

NewsIndia, Operations, Regulation

01OctOctober 1, 2026

India Is Getting Old Before Getting Rich, Will Turn ‘Aged’ In 16 Years: Moody’s

India spent decades worrying about having too many people. But the economic challenge now emerging is almost the opposite. Fewer Indians are being born, fertility has fallen below the replacement level, and the country's age structure is starting to change, according to the latest Moody's report. The result will not be visible overnight. But over the coming decades, India will have more elderly people and, eventually, a smaller proportion of people in the working-age population. As per the report, India entered...

October 1, 2026

NewsAging, India, Labor Market

22SepSeptember 22, 2026

India. Let’s financially equip gig workers

A delivery rider is paid through an app, buys his fuel and sends money home via UPI, and can tell his customer rating to the last decimal. Yet he might only quote what the platform paid him rather than what he makes, and merely guess about any insurance coverage. In other words, he is thoroughly banked, yet unable to comprehend his own finances fully and maximise financial well-being. This gap in India’s gig economy needs policy attention. A National Centre...

September 22, 2026

NewsIndia, Informal Sector

25AugAugust 25, 2026

India’s gig economy leaving its women behind, study finds

India’s gig economy, which includes 10-minute food delivery and ride-hailing apps, is creating millions of jobs. Yet, women are largely missing from it, according to a new study. Indian women have achieved near parity with men in access to basic bank accounts, but that progress isn’t carrying over to the digital economy, with women workers underrepresented in jobs at companies such as Uber Technologies, Swiggy and Urban Company, according to report by the International Labour Organization and the National Council...

August 25, 2026

NewsGender Gap, India, Informal Sector

14AugAugust 14, 2026

India. New Pension Scheme: Deposit just Rs 99 every month and get pension, new scheme launched

Gig workers working for e-commerce platforms like Zomato, Swiggy, Blinkit, and Urban Company can also receive pensions. A new framework has been introduced under the National Pension System (NPS), allowing these workers to start their retirement fund with a small contribution of just ₹99. The Pension Fund Regulatory and Development Authority (PFRDA) announced this new facility on Wednesday, which will directly benefit millions of gig workers. The PFRDA stated that platform workers can now invest in NPS at their convenience....

August 14, 2026

NewsCoverage, India, Informal Sector

07AugAugust 7, 2026

Deaccumulation in India: The Role of Equity, Debt and Annuities in Retirement Income

By Ravi Saraogi & Pushpinder Singh Framework: We adopt a partial annuitisation framework in which a fraction of the retirement corpus is used to purchase an immediate life annuity, while the remainder is retained in a self-managed portfolio. Using a bootstrap Monte Carlo approach with Indian equity, debt and inflation data, we simulate retirement paths across four portfolio allocations, three annuitisation levels (0, 20 and 40 per cent) and four annuity payout rates (6, 7, 8 and 9 per cent)....

August 7, 2026

Articles, Pension design2026, India, Pension Payout, Withdrawals

09JunJune 9, 2026

India’s fertility rate falls below replacement level: Why it matters

India’s fertility rate has for the first time fallen below the level needed to stop the population from shrinking, raising concerns about future labour shortages and an ageing society. For decades, India has seen rapid population growth. According to government statistics, including the Sample Registration System (SRS) Statistical Report — the country’s largest demographic survey — India has had a falling fertility rate for some years, but the reproduction rate remained high enough to keep the population growing. The latest SRS...

June 9, 2026

NewsAging, India, Longevity, Pensions

17AprApril 17, 2026

India’s Informal Sector and AI: Jobs, Justice, Policy

India’s informal sector is unlikely to disappear in the age of AI, but without deliberate policy interventions, it may become increasingly precarious, unequal, and exclusionary. The central issue is not whether AI will be adopted, but whether India can shape this transition to safeguard and enhance informal livelihoods rather than passively allowing technology to displace them at scale. India’s growth story still rests on informal work: over 90 percent of workers are employed in the informal sector, mostly in tiny, unregistered...

April 17, 2026

NewsAI, India, Informal Sector, Labor Market

01AprApril 1, 2026

Gig Workers And Labour Law In India: Analysing The Legal Vacuum Under The Code On Social Security 2020

By Anshita Jain The rise of the gig economy in India has transformed traditional employment structures while exposing significant gaps in labour law protections. This paper analyses the legal status of gig and platform workers under the Code on Social Security, 2020, highlighting the challenges of worker classification and limited social security coverage. It argues that despite formal recognition, the absence of enforceable rights and clear accountability mechanisms leaves gig workers vulnerable. The paper concludes by suggesting the need for...

April 1, 2026

Articles, Labor Market2026, India, Informal Sector, Labor Market, Pension Reform, Social Security

30MarMarch 30, 2026

India. PFRDA expands pool of pension agents to widen NPS distribution

The Pension Fund Regulatory and Development Authority (PFRDA) has expanded the pool of entities eligible to act as pension agents, allowing Points of Presence (PoPs) to engage a wider set of intermediaries to distribute pension schemes, including the National Pension System (NPS). In a circular, the regulator permitted PoPs to onboard additional categories of individuals and institutions under the “any other person” clause of the PFRDA (Point of Presence) Regulations, 2018. The move builds on earlier clarifications issued in September and...

March 30, 2026

NewsCoverage, India

October 2026

India to Hold 17th Pension Adalat for Long-Pending Pension Cases

India Is Getting Old Before Getting Rich, Will Turn ‘Aged’ In 16 Years: Moody’s

September 2026

India. Let’s financially equip gig workers

August 2026

India’s gig economy leaving its women behind, study finds

India. New Pension Scheme: Deposit just Rs 99 every month and get pension, new scheme launched

Deaccumulation in India: The Role of Equity, Debt and Annuities in Retirement Income

June 2026

India’s fertility rate falls below replacement level: Why it matters

April 2026

India’s Informal Sector and AI: Jobs, Justice, Policy

March 2026

India. PFRDA expands pool of pension agents to widen NPS distribution