October 2026

Nigeria: Govt Begins Implementation of New Pension Rates, Payment of Arrears to Military Pensioners

The federal government has begun implementing the newly approved pension rates following the adjustment arising from the new National Minimum Wage. According to a statement by the Public Relations Officer of the Military Pensions Board, Squadron Leader Aliyu Mohammed, the applicable arrears had also been processed and will be paid into the accounts of all eligible pensioners with effect from October 2, 2026. The Board appreciated the patience, understanding and cooperation demonstrated by military pensioners throughout the implementation process. The military said...

India to Hold 17th Pension Adalat for Long-Pending Pension Cases

India’s Department of Pension and Pensioners’ Welfare will convene the 17th Pension Adalat on 5 October 2026 at the Indian Institute of Public Administration in New Delhi. Chaired by Dr Jitendra Singh, Minister of State for Personnel, Public Grievances and Pensions, the session will focus on resolving 897 pending grievances lodged by super senior pensioners and family pensioners through the CPENGRAMS portal. According to the official announcement, the initiative is intended to provide a faster and less litigation-intensive route...

September 2026

UK. Work and Pensions Committee to review auto-enrolment minimums

The committee, chaired by Labour MP Debbie Abrahams, announced the inquiry this week. It will explore potential reforms to the auto-enrolment system “to help ensure fair employer and employee contributions to secure a decent retirement income for low earners”, according to a press release. The inquiry will run concurrently with the work of the Pensions Commission and aims to feed into its final report, expected in the spring of 2027. Abrahams said: “Last year we looked at the devastating effect of...

August 2026

Pakistan launches digital pension verification, ending bank visits

Pakistan has launched a digital pension verification system that allows pensioners to complete the process remotely, ending the need for routine visits to banks and making pension disbursements faster and more convenient. The move is part of the government’s broader effort to digitize pension administration and reduce the paperwork faced by retired public sector employees. In Pakistan, pensioners have traditionally been required to complete periodic verification procedures, including visits to banks or other offices, to establish that they are still...

Morocco’s Pension Fund Promises less Paperwork, Faster Processing

Morocco’s Caisse Marocaine des Retraites (CMR) has announced new measures aimed at simplifying retirement and survivor-pension case management, under Circular No. 8/2026. The goal is to reduce administrative paperwork and speed up the processing of applications for future retirees and their beneficiaries, the pension fund said. The new framework fits within a broader push to modernize public administration and digitalize public services, building on Circular No. 7/2019, which had already introduced electronic management of retirement case files. The main change...

July 2026

UK. TISA calls for auto-enrolment contributions to rise to 12%

The Investing and Saving Alliance (TISA) has urged the Pensions Commission to set out a timetable for increasing minimum auto-enrolment pension contributions to 12%. The trade body warned that current contribution levels are unlikely to deliver adequate retirement incomes for millions of savers. In its response to the Commission’s interim report, TISA proposed phasing in the increase over six years while allowing flexibility for different incomes and circumstances. TISA also called for an auto-enrolment-style pension saving framework for the self-employed, greater use...

June 2026

Nigeria. Unremitted pensions: The silent threat to workers’ retirement security

For millions of Nigerian workers enrolled under the Contributory Pension Scheme (CPS), monthly pension deductions are expected to provide financial security after retirement. However, a growing challenge within the system is threatening that promise: The persistent failure of some employers to remit pension contributions deducted from employees’ salaries. Despite nearly two decades of pension reform and significant growth in pension assets, non-remittance of pension contributions remains one of the biggest compliance concerns facing Nigeria’s pension industry. The practice cuts across...

May 2026

Zero-Trust Architecture for Multi-Tenant SaaS Platforms on AWS:A Practitioner Framework for Authentication, Authorisation, and KYC in Regulated Financial Services

By Alan Terriaga Multi-tenant Software-as-a-Service (SaaS) platforms operating in regulated financial services face a unique intersection of security, compliance, and operational challenges that traditional perimeter-based architectures cannot adequately address. This paper presents a practitioner framework for implementing Zero-Trust Architecture (ZTA) across all layers of an AWS-hosted SaaS application, with particular focus on the authentication, authorisation, and Know Your Customer (KYC) verification pipelines that underpin financial compliance obligations. Drawing on direct engineering delivery experience leading IAM systems in regulated multi-tenant environments, we...

Korea pension giant NPS bolsters operating system to manage risk amid market volatility

Korea’s National Pension Service (NPS) is strengthening its operating system to better manage portfolio risk amid uncertainty in global markets, according to Won Joo Seo, executive fund director and chief investment officer of the pension giant. He said that even though the pension fund achieved a “good” record  18.82% investment return last year, it remains vigilant over rising volatility in Korean and international markets. “Global market uncertainty and transformation are becoming more complex and structural. Competition among countries in security, industrial policy...

Pension Fund Investment and Firm Innovation

By Cédric Schneider, Dario Pozzoli & David Pinkus We use a unique database on domestic pension fund investment to analyze the relationship between pension fund investment and innovation within Danish firms. We find a significant positive association between pension fund investment and various measures of innovation, including green technologies for climate change mitigation and adaptation. However, this relationship is much weaker in highly competitive industries,suggesting that pension funds encourage innovation by monitoring and holding managers accountable. Our analysis also shows...