February 2025
26Feb

Colombia. Colpensiones pagará más de siete salarios mínimos mensuales a miles de colombianos en 2025: esta es la razón

Colpensiones, la entidad encargada de administrar el régimen público de pensiones en Colombia, opera bajo el régimen de prima media con prestación predeterminada, un modelo que se basa en la acumulación de aportes en un fondo común. El mismo permite que los afiliados reciban una pensión calculada en función de dos factores principales: el tiempo de cotización y el salario base de liquidación. Dicho esquema tiene como objetivo garantizar un ingreso digno para los trabajadores colombianos una vez que alcancen...

February 26, 2025
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26Feb

How should policy-makers think about longevity?

As people live longer, public policy and public spending should pivot towards ensuring longer, healthier and more active lives. This includes a shift towards preventative healthcare and lifelong education. Economists have been warning of ageing societies for decades. Globally, falling birth rates and rising life expectancy are leading to an increasing proportion of older people. In the UK in 1950, one in nine of the population was over 65 years old; today, it is around one in five. That share...

February 26, 2025
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26Feb

US. Public Pension Plans Reach 5-Year High of 83.1% Funded

Public pension funds’ funded status has risen to a five-year high amid equity market strength, according to a study from the National Conference of Public Employees Retirement Systems. The annual NCPERS retirement study, which the organization has conducted since 2011, found that the average public pension has seen its funded status reach 83.1% through the first half of 2024, typically when the fiscal years for these plans ended. The report also found that discount rates have decreased to an average of 6.67%...

February 26, 2025
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26Feb

UK. U-turn shows pitfalls of unpicking pensions triple-lock

A pensions timebomb is ticking on the Isle of Man and the self-governing island off the UK's west coast came very close to defusing it last week. Like the UK, the island protects state pensions with the triple lock, which automatically increases the state pension each year by the maximum of three measures: price inflation, average earnings or 2.5%. The Isle of Man's government wanted to scrap the triple lock for some pensioners in its budget last week. But ministers were forced...

February 26, 2025
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26Feb

German economist suggests tapping into VAT to stabilise first pillar’s contribution rate

German economist and pensions expert Bert Rürup has proposed channelling one percentage point from VAT to the first-pillar pension system, a form of public subsidy to stabilise the contribution rate of the pay-as-you-go pension system, in an article published by Handelsblatt newspaper. One percentage point from VAT would mean channelling €16bn per year to the first-pillar pension system, he added. Rürup’s idea is akin to a model chosen in Switzerland under the reform of the first-pillar AVH21, with the increase of...

February 26, 2025
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26Feb

Long-running surveys help researchers track trends in aging

One of the largest recipients of National Institutes of Health funding at Johns Hopkins University is the Center on Aging and Health, an interdisciplinary effort spanning medicine and public health. And for good reason: There will soon be more adults aged 65 and older than children aged 5 and younger, according to U.S. census data. "This critical juncture accentuates the important nature of our research, which enables older adults to live longer, healthier, and more independent lives," Jennifer Schrack, director of the Center...

February 26, 2025
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25Feb

México. Fondos de ahorro para el retiro crecen, pero no garantizan mejores pensiones

Los fondos de ahorro para el retiro en México han exhibido un sólido crecimiento a partir del 2023, recursos que permiten a las afores reinvertirlos y generar rendimientos; sin embargo, esto no es garantía de mejores pensiones para los trabajadores mexicanos. Un análisis reciente realizado por el Banco de México (Banxico) subrayó que el incremento en las aportaciones significa un mayor ahorro financiero de los hogares, en particular de las personas que trabajan en el sector formal. Hay evidencia que sugiere que la reforma al sistema...

February 25, 2025
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25Feb

Colombia. Ahorro pensional requiere una administración abierta y de reglas claras, dicen expertos

En menos de dos semanas, el gobierno de Gustavo Petro ha dado a conocer dos importantes decretos con los que el país ya se hace una idea de cómo va a funcionar el sistema pensional cuando empiece a regir la reforma que le aprobó el Congreso el año pasado, generando posiciones encontradas respecto a las reglas de juego y el impacto de estos cambios en la economía del país. La posibilidad de renunciar al régimen de transición, la reducción de las...

February 25, 2025
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25Feb

Panamá. Reformas garantizan pensiones superiores al 60 % de los aportes

La propuesta del Ejecutivo sobre las reformas a la Caja de Seguro Social (CSS) garantizan que los trabajadores reciban pensiones con tasa de reemplazo superior al 60% de los aportes realizados, aseguró el director general de la institución, Dino Mon Vásquez. Si las cotizaciones por años son constantes y se mantienen, esta persona recibirá, incluso, un mayor beneficio, indicó. Por ello, la importancia de estas reformas, en las que el Ejecutivo ha planteado hacer un aporte estatal significativo, una mejor tasa...

February 25, 2025
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25Feb

The Biggest Challenges Facing Older Americans: Insights from the Aging Advisory Group

Adults aged 50 and older are the fastest-growing age group of those experiencing homelessness, making up nearly half of the single-adult homeless population, which is estimated to triple over the next decade. Older adults are especially vulnerable to becoming homeless, as many live on fixed incomes that are insufficient to cover the cost of housing and other expenses. Aging Advisory Group To address the rapid increase of older adults experiencing homelessness, the National Alliance to End Homelessness, in partnership with the RRF...

February 25, 2025
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