May 2025
29May

México. Ahorrar es la clave para tener un retiro digno

En México, la palabra “jubilación” aún suena lejana para muchos jóvenes. Perdidos entre salarios bajos, empleos temporales y compromisos inmediatos como pagar renta, costear estudios o saldar deudas, pensar en un retiro digno a los 60 o 65 años no parece prioritario para quien no ha cumplido 30, pero debería serlo. Si analizamos el sistema de pensiones mexicano, observaremos que desde el 1 de julio de 1997 hubo un cambio significativo, pues quienes comenzaron a cotizar en el IMSS lo...

May 29, 2025
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23May

US. House passes reconciliation bill that cuts federal employee retirement benefits

The House voted 215-214 along party lines early Thursday morning to pass its budget reconciliation package that includes a slimmer range proposed cuts to federal workers’ retirement benefits. The bill now heads to the Senate for consideration. Last month, the House Oversight and Reform Committee advanced its portion of the bill, which would cut federal spending to partially pay for tax cuts for the wealthy and increased immigration enforcement. The measure included provisions requiring employees previously exempted from higher Federal Employees...

May 23, 2025
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21May

Colombia. Reforma pensional: reparos sobre las Accai que entrarán en funcionamiento el 1 de julio

El próximo 1 de julio entrará en vigencia en Colombia la reforma pensional del Gobierno del presidente Gustavo Petro, la cual quedó reglamentada recientemente tras la expedición del decreto 514 del Ministerio del Trabajo en el que se establecen, entre otros, los lineamientos sobre las comisiones de las Administradoras del Componente Complementario de Ahorro Individual (Accai), entidades que tendrán cargo las pensiones de los trabajadores que devenguen más de 2.3 salarios mínimos. Entre las cinco Accai autorizadas para operar está Positiva...

May 21, 2025
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20May

Planificar el retiro desde hoy, cuando más joven, mejor

Al pensar en el retiro, suele visualizarse como algo lejano, casi ajeno. Para quienes son jóvenes, parecería que aún queda mucho tiempo para preocuparse por ello. Sin embargo, comenzar a planificar el retiro desde temprano facilita y reduce los costos de lograr una vida tranquila en el futuro. En México, el panorama del ahorro para el retiro entre los jóvenes presenta desafíos significativos. Según la Encuesta Nacional de Inclusión Financiera (ENIF) 2021, solo el 41% de los jóvenes entre 18...

May 20, 2025
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April 2025
09Apr

European stocks in red as China responds to US

European stocks opened lower on Wednesday, as investors digest the ongoing trade war between the US and China. The FTSE 100 index opened down 134.23 points, 1.7%, at 7,776.30. The FTSE 250 was down 293.86 points, 1.6%, at 18,055.29, and the AIM All-Share was down 7.08 points, 1.1%, at 634.58. The Cboe UK 100 was down 1.6% at 774.66, the Cboe UK 250 was down 1.7% at 15,700.63, and the Cboe Small Companies was down 0.3% at 14,618.76. US President Donald Trump’s...

April 9, 2025
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01Apr

Italy’s fertility rate hits record low in 2024

Italy's fertility rate fell to the lowest level ever recorded in 2024, the country's main statistical entity said on Monday. According to Italy's National Statistics Institute, known as ISTAT, around 370,000 births were registered in Italy last year, a decrease of 2.6 percent from the previous year. The death rate also declined, ISTAT said, falling by 3.1 percent last year to 651,000. That means there were 281,000 more deaths than births in the country in 2024, pushing the country's average life...

April 1, 2025
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January 2025
10Jan

US. What We Need to Do to Protect Retirees’ Financial Security

As Americans live longer, the challenge of safeguarding the financial well-being of older and vulnerable populations — particularly those facing cognitive decline — has grown more urgent. For retirees who have spent decades contributing to pension plans or hoping to manage their financial futures via 401(k) plans, the golden years should provide peace of mind. However, without proper protections in place, some of these people may be at risk of losing their financial security at the most vulnerable stage of life. As...

January 10, 2025
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December 2024
23Dec

Spain To Boost Pensions Significantly By 2025

Major reforms announced to address inflation and support vulnerable pensioners. Starting January 1, 2025, Spain will implement significant pension reforms ushering both structural changes and substantial increases aimed at enhancing the financial well-being of pensioners. These reforms are framed within the government's broader strategy to address economic inequalities and inflationary pressures affecting vulnerable populations.The Ministry of Inclusion, Social Security and Migration, led by Elma Saiz, confirmed the increments will affect both contributory and non-contributory pensions, marking one of the most...

December 23, 2024
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19Dec

US Pension Plans Set to Increase Contributions in 2025

Approximately 58% of pension funds in the U.S.—including public, corporate and multi-employer plans—reported that their funded status increased in 2024, according to a survey of pension fund professionals commissioned by Ortec Finance. Approximately 30% of plans reported that their funding status is unchanged, while 12% said their funding status decreased this year. While funded status is generally increasing, more than two-thirds (68%) of respondents said they will or are likely to increase contributions this year. According to Ortec Finance, of the...

December 19, 2024
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November 2024
19Nov

US. Strategic insights from pension funds – Global Investor Insights Survey

The Schroders Global Investor Insights Survey highlights pivotal shifts in pension fund investment strategies across US$13 trillion in assets. Nearly all respondents (94%) are either invested in or moving into private markets especially in areas like private debt, private equity, and renewable infrastructure – as pension funds seek long-term opportunities aligned with the energy transition and technological innovation. Indeed, the energy transition is a top priority for pension funds worldwide, with 93% of respondents already investing or planning to soon. The demand for...

November 19, 2024
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