June 2026

South Korean Lawmaker Proposes Counting Crypto, Overseas Assets in Basic Pension Eligibility

A bill has been proposed in South Korea to include virtual assets, or cryptocurrencies, and overseas financial assets in property assessments used to determine eligibility for the basic pension. Pinpoint News reported on June 29 that Rep. Seo Young-seok of the Democratic Party, a member of the National Assembly’s Health and Welfare Committee, introduced an amendment to the Basic Pension Act. The bill would add cryptocurrencies and overseas financial assets above a set threshold to the assets used in calculating...

South Korea. Pension Savings Balances Near 200 Trillion Won

Last year, driven by a bullish stock market, pension savings balances neared 200 trillion Korean won, with annual returns exceeding 10%. Notably, annual returns for pension savings funds and exchange-traded funds (ETFs) approached 30%. Pension savings are voluntary products individuals join in addition to the National Pension and retirement pensions. On the 18th, the Financial Services Commission and the Financial Supervisory Service announced in the "2025 South Korean Pension Savings Investment White Paper" that last year’s accumulated pension savings balance...

South Korea. Robotics ETFs Draw 3 Trillion Won as ‘100-Year Growth’ Sector Rises

“Pension investors, just memorize this. These are the ETFs that will make you smile in the end if you consistently accumulate them: U.S. representative index ETFs, robotics and automation ETFs, and monthly dividend ETFs. Most pension investments end within these categories.” This is the investment advice gaining attention in pre-retiree communities these days. The so-called “pension trio” strategy positions U.S. representative index ETFs as a solid foundation, supplemented by robotics ETFs targeting growth potential and monthly dividend ETFs that provide...

South Korea. [Retirement Pension Investment Strategy] “During Booms, Focus on Indexes… Systematic Investing Is Key to Beating Volatility”

Last year, for the first time ever, the accumulated amount of retirement pension funds in Korea surpassed 500 trillion won, illustrating the continuous growth of the domestic retirement pension market. In addition, the Korean stock market has been experiencing a record-breaking bull run, and the domestic exchange-traded fund (ETF) market has also expanded to 500 trillion won, leading to greater public interest in financial investment than ever before. However, despite this rapid growth, the polarization of returns among retirement...

May 2026

Longevity risk at the individual level

Wellthspan Advisory’s Nadine Esposito explains why living longer does not automatically mean living securely. We celebrate longer lives. In the EU, life expectancy has climbed above 81 years, and reaching 90 is no longer exceptional. Yet beneath this achievement lies an uncomfortable reality: longevity extends time, and time increases exposure. Exposure to health shocks. Exposure to career disruption. Exposure to caregiving demands. Exposure to systems under strain. The dominant narrative frames longevity as a financial challenge: save more, invest better, delay retirement....

S. Korean civic groups call for family-centered approach to low birth rate

More than 170 South Korean civic organizations called for a fundamental overhaul of the country's low birth rate policies, arguing that restoring family-centered values - rather than expanding cash subsidies - is key to reversing demographic decline. The appeal came during a civic forum and joint declaration event held Wednesday at the Korea Press Center in central Seoul ahead of next year's local elections. The event, titled "Citizen Forum and Joint Declaration on Family-Centered Low Birth Rate and Population Policies," brought...

March 2026

South Korea. Six in Ten Incheon Districts Enter Super-Aged Society

Incheon is transforming from a "young city" into a "rapidly aging city." The Incheon Social Service Agency released results of its 6th Community Welfare Survey on the 9th, warning that demand for care, medical services, and mobility support could surge within the next five to ten years. Incheon's elderly dependency ratio growth rate stands at 38.4%, which is 5.6 percentage points higher than the national average of 32.8%. Six of the city's ten districts have already entered super-aged society status:...

How South Korea nudged its birth rate back up – and what Singapore can learn

As Singapore's birth rate hits a historic low, South Korea's modest but notable rebound offers a ray of hope and possible lessons, experts said. Singapore's total fertility rate (TFR) fell to 0.87 in 2025, parliament was told on Thursday (Feb 26), continuing a slide that first pushed the country below 1.0 in 2023. A TFR below one means the average woman has less than one child in her lifetime – far below the 2.1 replacement rate needed to keep the population from...

February 2026

South Korea. Pension service posts record investment gains of $161B on local bourse rally

The National Pension Service (NPS) posted record investment gains of 231.6 trillion won ($161 billion) in 2025, boosted by a sharp rally in Korean stocks that sent the local market soaring. NPS Investment Management lifted the fund’s total assets to 1.46 quadrillion won, according to the service's management arm. The NPS fund’s assets rose from 1.21 quadrillion won in 2024 to 1.46 quadrillion in 2025, while the annual return reached 18.82 percent. Since the fund was established in 1988, its cumulative return...

South Korean National Pension Service Crypto Holdings Plunge 28% in Q4 2025 Amid Market Turmoil

The National Pension Service of South Korea, the world’s third-largest pension fund, reported a significant 28% decline in its cryptocurrency-related stock portfolio during the fourth quarter of 2025. This substantial decrease marks the first downward movement for the fund’s digital asset investments since mid-2023, reflecting broader market turbulence that began in October. Consequently, the value of these holdings dropped from approximately 880 billion won to 640 billion won ($437.86 million), according to recent regulatory filings. South Korean National Pension Service...