UK Archives - Page 12 of 193 - Pension Policy International

26FebFebruary 26, 2026

UK. FCA’s pension transfer plans are anti-competitive and anti-consumer

A healthy, efficient pension transfer market is an essential ingredient to helping people make the most out of their retirement savings. As we all start up auto-enrolment pensions every time we join a new employer, for most people consolidating their discarded pensions under one roof makes the most sense. It reduces administration, tracking, and decision-making, especially as clients approach retirement. Deciding when and how to take an income from a pension pot is tricky enough, but having multiple pension pots...

February 26, 2026

NewsPension Management, PRT, UK

25FebFebruary 25, 2026

UK. Trustees urged to integrate ESG across DB endgame routes as pricing risks evolve

Defined benefit (DB) pension scheme trustees must take a holistic and proactive approach to environmental, social and governance (ESG) risks as endgame strategies evolve, a guide from Isio has stated. In its Endgame Sustainability Guide, the firm noted that discussions around endgame targets were shifting, with trustees now facing greater optionality between insurance, consolidation, and run-on strategies, rather than pursuing a single objective of full funding on a prudent basis. Isio head of sustainable investment, Cadi Thomas, warned that ESG risks were...

February 25, 2026

NewsESG, Regulation, UK

24FebFebruary 24, 2026

U.K. Pension savers increasingly turning to AI when starting retirement planning

Pension savers are increasingly turning to artificial intelligence (AI), rather than financial guidance or advice websites, to begin their retirement planning, according to PensionBee. The pension provider analysed data on Google keyword searches and traffic to free advice websites, and found that AI was increasingly satisfying the typical, early-stage needs of pension holders when they start to consider pension and retirement options. It noted that the rise of ‘AI Overviews’ may be reducing the need to go direct-to-source for important information...

February 24, 2026

NewsAI, Retirement Planning, UK

24FebFebruary 24, 2026

U.K. How CDC schemes can be a win for every generation

As collective defined contribution (CDC) enthusiasts and people who are committed to finding a way for pensioners to enjoy a substantial annual income in retirement without making complex investment decisions, we are delighted that the pensions industry seems unified on the CDC performance debate. Whether CDC schemes outperform standard DC by 20% or 60% is a matter of assumptions and perspective, but it's generally agreed that: "through pooling of longevity risk, and adopting a higher return-seeking investment strategy, CDC can...

February 24, 2026

NewsCDC, DC, UK

23FebFebruary 23, 2026

UK. Research finds gap between pension holders’ investment beliefs and knowledge

Pension holders believe it is important to know where their pension is invested but few actually know what their money is funding, research from Nest Pensions has shown. The workplace pension scheme found that 83 per cent of UK pension savers thought it was important to understand where they were invested, but just 24 per cent actually knew. Nest stated that this gap mattered as people missed the fact their pension was “one of the most powerful” financial tools they have...

February 23, 2026

NewsFinancial Literacy, Retirement Planning, UK

23FebFebruary 23, 2026

US. How One Extra Dollar of Income Can Cost You Thousands in Retirement

As a retiree, any extra income probably feels welcome. But unfortunately for some, a seemingly minor increase in reported income can ripple through your finances, affecting not just your tax return but also your Medicare premiums. If you're on Medicare, the Income Related Monthly Adjustment Amount (IRMAA) means that crossing an income threshold by even one dollar can trigger higher Medicare Part B and Part D premiums. Understanding how IRMAA works is essential — especially when a single dollar can make a difference....

February 23, 2026

NewsRetirement Planning, savings, UK

20FebFebruary 20, 2026

Are my pensions or investments at risk from an AI bubble?

Artificial intelligence (AI) has been the story driving global markets for the past couple of years. From chipmakers to cloud computing giants, companies associated with AI have driven stock markets to record highs. But alongside the excitement, warnings are growing louder. With several of the so-called Magnificent 7 (Mag 7) seeing declines in recent months, investors are becoming increasingly nervous that the AI bubble is about to burst. If this happens, will it be bad news for your pension or investment portfolio? What...

February 20, 2026

NewsAI, Investment, UK

20FebFebruary 20, 2026

UK. High-risk DC pension funds failing to match FTSE 100 over five years

Almost nine in 10 (89 per cent) medium-high- and high-risk defined contribution (DC) pension funds have failed to match the FTSE 100's performance over the past five years, according to research from Investing Insiders. The analysis reviewed 12,983 funds available to UK savers between 31 December 2020 and 31 December 2025, collectively holding more than £1trn in assets. Of the 7,370 funds in the medium-high and high risk categories, 6,540 - or 89 per cent - underperformed the FTSE 100 over...

February 20, 2026

NewsInvestment, savings, UK

18FebFebruary 18, 2026

UK workers pessimistic about retirement prospects

Workers in the UK are optimistic about all aspects of their personal and financial lives, except their plans for retirement, analysis from Fidelity International has revealed. Fidelity’s Global Sentiment Survey showed that overall levels of optimism among UK employees had risen to 54 per cent in 2025, up from 52 per cent in 2024 and 48 per cent in 2023. At least 50 per cent of respondents rated each aspect of their finances, working lives, and health as ‘good’, other than retirement planning. Just...

February 18, 2026

NewsRetirement Planning, savings, UK

17FebFebruary 17, 2026

UK. Industry urged to ‘break cycle of failed ideas’ on pensions adequacy

The pensions industry risks “sleepwalking into another generation of under-saving” unless it experiments with new approaches to member engagement, People's Pension has warned. The master trust argued that traditional, well-intentioned efforts to boost pensions adequacy had delivered limited success in recent years and called on the industry to support bolder, more innovative engagement strategies. In particular, the scheme urged greater focus on Generation Z, which it identified as the cohort most likely to opt out of pensions but with the longest...

February 17, 2026

NewsAdequacy, Engagement, UK

February 2026