UK Archives - Page 2 of 196 - Pension Policy International

15OctOctober 15, 2026

UK. Better pension investment models could add £100,000 to retirement savings: research

Improved investment models could increase retirement savings by up to £100,000 per person over 40 years. This is according to research published by Invesco and People’s Pension titled Built to Grow: How Asset Ownership Can Improve Outcomes and Help the UK Economy. It estimates that stronger asset ownership models could increase annualised returns by 0.25 to 0.75 percentage points, rising to 1.25 percentage points in the most favourable scenario. This could boost retirement savings by 5 per cent to 35...

October 15, 2026

NewsInvestment, savings, UK

14OctOctober 14, 2026

UK. Increasing AE contributions ‘best route’ to boosting pension savings – Baroness Drake

Increasing minimum automatic enrolment (AE) contributions is the "best route" to boosting pension savings and tackling the UK's retirement adequacy crisis, Pensions Commissioner, Baroness Jeannie Drake, has argued. Speaking at the Pensions UK Annual Conference 2026, Drake warned that voluntary contributions and saver engagement alone would not be enough to address widespread under-saving, stressing that raising minimum contributions would be necessary to secure adequate retirement incomes for future generations. "The efficient way to get more saving, and in my view, the...

October 14, 2026

Newssavings, UK

13OctOctober 13, 2026

Pensions UK calls for major overhauls to sector

Trade association Pensions UK has published a report claiming that the country requires a pensions settlement that delivers better retirements, stronger growth and more sustainable public finances. The Better Pensions Dividend sets out why pensions reform should be seen as part of the UK’s wider economic strategy, not only improving retirement outcomes but also helping to unlock long-term investment and support growth. The report collated evidence from a diverse range of experts to demonstrate why under-saving poses a “significant and imminent”...

October 13, 2026

NewsPension Reform, Political economy, UK

12OctOctober 12, 2026

Gen Z adults ‘risk creating retirement shortfalls amid living costs squeeze’

More than half (53%) of Gen Z adults aged 18 to 29 could be at risk of reducing their pension contributions over the next year or may have already stopped them, a survey indicates. The research, commissioned by pensions-finding platform Raindrop, found that younger adults indicated they were particularly at risk of sacrificing their longer term savings to get by in the short term. More than a third (35%) of Millennials aged 30 to 45, 19% of Gen X...

October 12, 2026

NewsGen Z, savings, UK

09OctOctober 9, 2026

UK pensions regulator presses DC schemes on value and DB trustees on surplus

The Pensions Regulator (TPR) has urged pension trustees to determine the long-term future of defined benefit (DB) schemes and prepare for new requirements on value for money and retirement income in defined contribution (DC) schemes. Speaking at an industry event, TPR chief executive officer Nausicaa Delfas said the regulator wanted to see fewer, larger, well-run pension funds delivering security and value in a pensions system geared towards providing a sustainable income in retirement. To achieve this, she urged trustees to make...

October 9, 2026

NewsRegulation, UK

09OctOctober 9, 2026

Institutional investors remain committed to net-zero regardless of government policy

Nearly all (94 per cent) investors with net-zero targets said they would maintain those commitments regardless of government policy, despite ongoing concerns over political and regulatory uncertainty, according to Robeco's Global Climate Investing Survey. According to the research, which surveyed 200 institutional and wholesale investors, including pension funds, 45 per cent of respondents rated uncertainty over government policy as the biggest obstacle to more climate-centric investment. Only 19 per cent said they expected an orderly climate transition, with 47 per cent...

October 9, 2026

NewsClimate crisis, Investment, UK

08OctOctober 8, 2026

UK. Triple Lock Reform Sheet

The current Triple Lock system From April 2030, the government will adjust the Triple Lock, increasing the value of the State Pension every year. This means it will continue to protect pensioners against price rises and ensure they benefit as the economy grows. The State Pension is uprated annually and is based on the Triple Lock. The Triple Lock means the basic State Pension (bSP) and the full rate of the new State Pension (nSP) increase by the highest of: Inflation (the...

October 8, 2026

NewsInflation, State pension, UK

07OctOctober 7, 2026

The DC Future Book 2026

By Pensions Policy Institute This report is the twelfth edition of the Pensions Policy Institute’s (PPI) The DC Future Book, setting out available data and analysis on the Defined Contribution (DC) landscape. Demographic and policy changes indicate that, compared to previous generations of pensioners, current and future retirees can expect to: Live longer on average, Receive their State Pension later, Be more likely to reach retirement with DC savings forming an important part of their pension provision, and with less DB...

October 7, 2026

Books, Books, Reports, System Characterization2026, Defined Contribution, Retirement Planning, savings, UK

07OctOctober 7, 2026

The Pensions Brief: October 2026

By Andrew Block & Katherine Carter The Pensions Regulator (TPR) has published a market oversight report on investment by UK pension schemes in private markets, particularly UK private markets. Key findings include: Trustees are open to UK private market investments if the investments offered meet the scheme’s investment needs and characteristics. DC schemes and master trusts with the necessary scale and capacity have made significant progress, but appetite is limited among DB schemes to invest in private markets beyond private credit...

October 7, 2026

Articles, System Characterization2026, Investment, Pension Management, Taxation, UK

07OctOctober 7, 2026

UK. Retirement expectation gap widens to record 5.3 years

The gap between when people want to retire and when they expect to retire has widened to a record 5.3 years, analysis from the Standard Life Centre for the Future of Retirement has revealed. The Retirement Voice research, based on the views of 6,000 people across the UK, found that UK adults were hoping to retire at 62 but expecting to work until almost 68. Over a quarter (26 per cent) were struggling on their current income, while 63 per cent...

October 7, 2026

NewsRetirement Age, savings, UK