UK Archives - Page 6 of 188 - Pension Policy International

25MarMarch 25, 2026

Majority of UK adults still unaware of IHT pension changes

Almost nine in 10 (89 per cent) UK adults have little or no awareness of the inheritance tax (IHT) pension changes to be introduced from next year, according to analysis from Standard Life. Chancellor, Rachel Reeves, revealed plans in the 2024 Autumn Budget to include pensions in IHT calculations from April 2027. This proposal became a reality when the Finance Bill received Royal Assent last week The government has estimated that 10,500 more estates will start paying IHT, and around 38,500 estates...

March 25, 2026

NewsPension Reform, Taxation, UK

24MarMarch 24, 2026

UK. Modern pensions policy has to move beyond ‘simple paternalism’

The pensions industry must prepare for a fundamental shift in saver behaviour driven by technology, Financial Conduct Authority (FCA) chief executive, Nikhil Rathi, has said, warning that policy must move beyond “simple paternalism” as engagement increases. Speaking at the J.P. Morgan Pensions and Savings Symposium 2026, Rathi said that forthcoming pensions dashboards and digital tools could significantly alter how consumers interact with their retirement savings. “Modern pensions policy has to move beyond that kind of simple paternalism,” he stated, arguing that...

March 24, 2026

NewsEngagement, Pension Management, UK

23MarMarch 23, 2026

UK. Pension transfer ‘sludge tactics’ eroding saver trust

Pension transfer delays and administrative barriers are undermining trust in the UK pensions system, Penfold co-founder and CEO, Chris Eastwood, has warned, amid growing scrutiny of so-called 'sludge tactics'. The comments come as a national debate over pension transfer practices has intensified, with growing public support for a legally enforceable 10-day guarantee to switch pensions. Industry data suggested that while average transfer times stood at around 10-12 days, this masked inconsistencies, with some providers completing transfers in under four days while others took more than...

March 23, 2026

NewsPension Management, UK

19MarMarch 19, 2026

UK. Pensions and savings hammered as threat of ‘full-scale economic war’ sends shares tumbling

More than £50billion was wiped off the value of the London stock market today – taking losses since the start of the war on Iran to £225billion. On a brutal day for savers with money tied up in shares through their pensions, ISAs and other investments, the FTSE 100 index tumbled more than 200 points or 2 per cent in early trading. The wider FTSE All-share – which includes smaller companies on the London stock market as well as the 100 blue chips...

March 19, 2026

News2026, Investment, savings, UK

18MarMarch 18, 2026

UK pension investors cut US exposures amid global volatility

UK institutional investors responded to last year’s trade, tariff and geopolitical disruption with selective changes rather than wholesale portfolio resets, according to new research. Figures from Nuveen’s 2026 EQuilibrium Global Institutional Investor Survey showed that 11% of UK investors made significant portfolio changes in response to the disruptions of 2025, the second-highest proportion globally. But the survey also suggests investors did not see the year simply as a source of risk: 73% said 2025 delivered more upside than downside to their...

March 18, 2026

NewsInvestment, Returns, UK

18MarMarch 18, 2026

More than half of Gen X heading for ‘pension shock’

More than half of Generation X are heading for inadequate retirement incomes, with 7.5 million people facing a potential “pension shock” when they retire, the Social Market Foundation (SMF) has warned. The report found that 54 per cent of Gen X - those born between 1965 and 1980 - were projected to have retirement incomes below what is needed to maintain their current standard of living or meet basic living costs. The research, based on a survey of more than 2,000...

March 18, 2026

NewsGen X, Investment, UK

17MarMarch 17, 2026

UK. Govt urged to carefully consider interventions in pension scheme investment

The government should carefully consider any intervention in domestic pension scheme investment and identify the specific ‘market failures’ it intends to address, a joint report from Frontier Economics and LCP has argued. The UK pension schemes and productive finance – a framework for effective intervention report argued there was no clear case for the government to override trustees’ judgments when acting in member interest, or to set top-down targets for total levels of ‘productive’ investment. It highlighted there were big differences in investment...

March 17, 2026

NewsInvestment, Regulation, UK

13MarMarch 13, 2026

UK pension fund to vote against boards backpedaling on climate

UK pension giant Nest will now vote against board chairs where the company they oversee has materially scaled back its climate commitments without explanation. Updating its voting policy, Nest said where adjustments are made to transition strategies, boards are expected to provide clear and evidence-based reasoning to shareholders. It said it will now be more explicit in its voting approach to support constructive dialogue with companies. Nest director of responsible investment Diandra Soobiah said the update builds on the existing approach...

March 13, 2026

NewsClimate crisis, ESG, Investment, UK

11MarMarch 11, 2026

How the UK’s largest pension schemes have navigated recent volatility

Leading pension scheme investment bosses have highlighted the importance of appropriate governance processes to help navigate periods of volatility. On a panel discussion at the Pensions UK Investment Conference in Edinburgh this week, senior representatives from three of the UK’s largest pension managers explained that clear delegation and communication were key to successfully navigating volatility. Joe McDonnell, chief investment officer at Border to Coast Pensions Partnership, said his asset allocation committee had been meeting “more frequently” in recent weeks to assess...

March 11, 2026

NewsInvestment, Pension Management, UK

11MarMarch 11, 2026

How to fix the UK’s 37% pension gap

The UK’s gender pension gap is one of the largest in the developed world. On average, British women retire with pensions around 37% lower than men’s, according to OECD data.1 That gives us the second-largest gender pension gap among the 38 developed economies the organisation looks at. This isn’t just a statistic. It translates into: Less financial independence in later life Greater reliance on partners or the state Higher risk of poverty in retirement More difficult choices about when (or whether)...

March 11, 2026

NewsGender Gap, UK

March 2026