The Bureau of Labor Statistics has released its latest monthly report on employee benefits in the United States, and retirement benefit coverage for workers specifically.

As of March 2025, the latest month for which measurable results are available, the Bureau found that retirement benefits were available to 72 percent of private industry workers.

Notably, 70 percent of private sector workers had access to defined contribution plans, and 14 percent had access to defined benefit plans.

Among private sector workers, the research found that 59 percent of workers in organizations with fewer than 100 employees, 86 percent of workers in organizations with 100-499 employees, and 90 percent of workers in organizations with 500 employees or more had access to retirement benefits.

Regarding its defined benefit (DB) counterpart, six percent of workers in organizations with less than 100 workers, 13 percent of workers in organizations with 100-499 workers, and 36 percent of workers in organizations with 500 workers or more had access to DB plans.

The Bureau added that 99 percent of full-time state and local government workers had access to retirement benefits, and 88 percent participated. In contrast, 44 percent of part-time workers had access to retirement benefits, and 38 percent participated.

Other employer-sponsored benefit information released by the Bureau included:

• Seventy-two percent of private industry workers had access to medical care plans, and 45 percent of workers participated.
• Dental care was available to 30 percent of private industry workers in establishments with less than 100 workers, 50 percent of private industry workers in establishments with 100-499 workers, and 70 percent of private industry workers in establishments with 500 workers or more.
• Vision care benefits were available to 21 percent of workers in establishments with fewer than 100 workers, 34 percent of private industry workers in establishments with 100-499 workers, and 44 percent of private industry workers in establishments with 500 or more workers.
• Thirty-one percent of private industry workers in establishments with fewer than 100 workers had access to short-term disability plans. Fifty-three percent of private industry workers in establishments with 100-499 workers and 68 percent of private industry workers in establishments with 500 workers or more had access to short-term disability plans.
• Forty-two percent of private industry workers in establishments with fewer than 100 workers had access to life insurance plans. Seventy-two percent of workers in establishments with 100-499 workers and 87 percent of workers in establishments with 500 workers or more had access to life insurance plans.
• Employee assistance programs were available to 40% of workers in establishments with fewer than 100 employees. Six percent of workers in establishments with fewer than 100 workers had access to subsidized commuting.

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