admin, Author at Pension Policy International

12MarMarch 12, 2020

Moneybox launches Personal Pension after 100,000 sign up for waiting list

Moneybox today launches its Personal Pension, helping customers to consolidate their old pension pots and take control of their financial future From today the Pension will be available to all new and existing customers, and built into the sign-up process A staggering 100,000 people have signed up to the Moneybox pensions waiting list since it opened in April 2019, demonstrating a real appetite for change in the industry The launch follows a successful beta trial with existing...

March 12, 2020

News, Slider2020, Fintech, UK

11MarMarch 11, 2020

Evaluación de actualizaciones de la supervisión basada en riesgos. modelo de la Superintendencia de Pensiones en Chile

Por John Ashcroft Este informe proporciona un comentario sobre las acciones tomadas por la Superintendencia de Pensiones (SP) en respuesta al informe de asesoramiento original sobre la aplicación de supervisión basada en riesgos que se entregó formalmente en diciembre de 2016. Teniendo en cuenta las conclusiones y recomendaciones en ese informe, SP ha estado haciendo algunos cambios en su metodología. Estos se reflejan en dos borradores de documentos públicos que se han proporcionado: un Anexo sobre Modelo RBS "Modelo...

March 11, 2020

Libros, SupervisionPerú, Regulación

11MarMarch 11, 2020

Estudios Económicos de la OCDE: México 2019

Por OCDE El compromiso con los objetivos fiscales, la sólida gestión de la deuda, un tipo de cambio flexible y una adecuada orientación de la política monetaria han sostenido el crecimiento moderado pese a varios factores adversos afrontados en años recientes. La integración en las cadenas globales de valor impulsa un sólido crecimiento de las exportaciones, en tanto que la recuperación de los salarios reales, las abundantes remesas y el crecimiento del crédito han fomentado el consumo. La baja...

March 11, 2020

Libros, Sostenibilidad del Sistema2019, Economía Política, Mexico, Regulación

11MarMarch 11, 2020

Trabajo Informal y el Sistema de pensiones en Chile

Por Marcela perticará, Mauricio Tejada El sistema de pensiones en Chile para funcionar adecuadamente requiere en esencia dos elemen-tos básicos: (1) que las Administradores de Fondos de Pensiones (AFPs) obtengan con sus inversiones una rentabilidad “adecuada” para los fondos acumulados que administran y (2) que los trabajadores generen un flu-jo continuo de recursos hacia sus cuentas individuales.Respecto del primero, no existe evidencia que los retor-nos promedio...

March 11, 2020

Artículos, Diseño de Pensiones, Mercado Laboral2020, Chile, Inclusión Financiera, Sector Informal, Tasa de reemplazo

11MarMarch 11, 2020

El impacto de los coronavirus en la economía mundial

Por Rosas González, María Cristina María Cristina Rosas, experta en Relaciones Internacionales, habló de las nuevas enfermedades que han aquejado al mundo con el devenir de las dos primeras décadas del presente Siglo XXI. Se refirió a lo difícil que es para los países hacer frente a los diversos tipos de coronavirus que existen, sobre todo en materia económica, pues para intentar controlar la propagación de estas enfermedades se necesita una cantidad considerable de recursos económicos y humanos. Abordó...

March 11, 2020

Artículos, Sostenibilidad del SistemaInversión, Protección Social, Salud

11MarMarch 11, 2020

UK. FCA mulls carbon rating rules

The Financial Conduct Authority has warned UK consumers do not yet understand how their investments and pensions impact the environment, as it flirted with the idea of imposing a carbon footprint rating system. It comes as MPs challenged the financial watchdog and the Bank of England on their plans to help consumers navigate financial products from a "sustainability and climate risk perspective". In recent letters sent to both Andrew Bailey and Mark Carney, published today (March 10),...

March 11, 2020

News, SliderESG, Europe, UK

11MarMarch 11, 2020

China’s total pensions assets grew by 19 percent to RMB 15 trillion in 2019, forecasts KPMG

China's three-pillar pension sector sees healthy growth prospects, improving investment returns and growing participation following regulatory changes. China's total pension assets are expected to have grown by 19 percent in 2019 to more than RMB 15 trillion. This is a year-on-year growth rate similar to its long-term average of 17 percent recorded over the last decade. According to KPMG's latest China Pensions Outlook report, the increase was due to the development of occupational annuities and continued capital injection under...

March 11, 2020

News, Slider2020, Asia, China, Investment, Pension Management

11MarMarch 11, 2020

South Africa. The Eskom Pension and Provident Fund overpays for underperformance at the expense of Eskom employees

The Eskom Pension and Provident Fund (EPPF) is South Africa’s second-largest retirement provider of defined benefits. Most investors are focused on its solvency ratios and metrics of material costs, and less so on operational costs because of the proportion of the assets under management. A few percentage point changes in the operation costs has never been much of a cause for concern. But when operational costs become a significant financial burden, pensions should take notice. The CEO and principal...

March 11, 2020

News, SliderAfrica, Pension Management, South Africa

10MarMarch 10, 2020

PEPPs unlikely to survive after closer look by EU regulators

Money managers and consultants say that voluntary pan-European personal pension products could be dead on arrival with the watchdog European Insurance and Occupational Pensions Authority taking a tougher approach to its supervision. Read also Swedish Pensions Agency sees need for new pension savings scheme The European Commission launched PEPPs in 2019 to simplify retirement saving for self-employed and mobile workers seeking employment across the European Union. Through a portable cross-border plan design for individuals, a PEPP was developed to help...

March 10, 2020

News, Slider2020, Europe, Labor Market, supervision

10MarMarch 10, 2020

What the coronavirus market fall means for UK pensions

Savers are nursing losses approaching 10% in their pension schemes since the start of the coronavirus market panic, while holders of share Isas have lost as much as a quarter of all their money in some funds. The stock market rout means someone who had accumulated £250,000 in their pension scheme at the start of this year will have seen it shrivel to about £225,000 on Monday. Holders of final salary-style pensions, mostly in the public sector, lose nothing...

March 10, 2020

News, Slider2020, Europe, Investment, Pension Management, UK

March 2020