April 2019

16Apr

Colombia. Las ventajas de las pensiones voluntarias, más allá de los beneficios tributarios

En el más reciente congreso de Asofondos, una de las grandes novedades fue la propuesta de la Superintendencia Financiera de usar el dinero de las pensiones voluntarias como respaldo de los créditos. De llegar a concretarse esa iniciativa, sería una buena noticia para cerca de un millón de colombianos que tienen más de $21 billones ahorrados en este vehículo, que de acuerdo con las cuentas de Andrés Lozano, vicepresidente de inversiones en Colfondos, crecerá a una tasa de 10%...

April 16, 2019
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16Apr

España. Aplicar el índice de revalorización bajaría las pensiones un 2,13% en 2019

La aplicación del Índice de Revalorización de las Pensiones (IRP), que continúa vigente legalmente aunque no se utiliza desde 2018, habría supuesto este año una bajada de las pensiones del 2,13%, de acuerdo con un informe elaborado conjuntamente por la consultora Willis Towers Watson y el Grupo de Investigación en Pensiones y Protección Social de las Universidades de Valencia y Extremadura. Esta reducción es menor que la que habría resultado en 2018 por el mismo motivo, el 3,02%. El...

April 16, 2019
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16Apr

It’s on! Mexican Afores plot mutual fund foray

Nothing moves quickly in the world of pension reform. Just ask Mexico’s pension funds, whose patience has been pushed to the limits of late. After being granted access to foreign mutual funds for the first time in December 2017, Mexico’s pension funds had to wait over a year to receive guidelines from the local pensions authority, known as Consar, on how they could invest in them. A number of factors led to delays, not least among them last...

April 16, 2019
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16Apr

UK. MP fights frozen pensions policy

Sir Peter Bottomley, a Conservative MP for Worthing West, has tabled an early day motion against government rules which dictate a freeze of some expat state pensions. The Department for Work and Pensions introduced rules in March that restrict the state pension annual increases in cases where the beneficiary is not ordinarily resident in Great Britain. Currently the majority of pensioners living in the UK have their state pension increased according to the triple-lock principle, meaning it is by...

April 16, 2019
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16Apr

China Urgently Needs a National Pension System

The problems in China’s pension system are widely known, but very difficult to solve. The central adjustment system for the basic pension funds for enterprise employees was established on July 1 last year and the system’s annual budget was recently made public. This is a step in the right direction. However, in order to thoroughly resolve the crisis in the pension system, national coordination is imperative. It is an inevitable requirement for the rational allocation of labor resources in...

April 16, 2019
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16Apr

Ghana. SSNIT identifies threat to scheme’s sustainability

The Social Security and National Insurance Trust (SSNIT) has identified the biggest threat to the sustainability of the scheme and has therefore adopted measures and policy interventions to deal with the emerging hiccups. “After prudent managerial auditing, we have identified among other things that in the current global technological advancement and changing phases of pension schemes good quality human resource or the lack of it, is critical to the survival of any pension scheme. “SSNIT Board and...

April 16, 2019
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16Apr

EIOPA identifies areas for improvement in the supervision of Prudent Person Rule compliance by institutions for occupational retirement provision

Peer review examined supervisory practices of national competent authorities in their assessment of how institutions for occupational retirement provision invest their capital in the best interest of their members and beneficiaries A risk-based approach or a risk-based approach complemented with quantitative limits is more effective than a compliance-based approach Supervisory practices are determined by legislative frameworks, types of scheme and the maturity of the pension industry The review resulted in 27 recommended actions for 19 NCAs in 16 countries...

April 16, 2019
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15Apr

España. Sánchez promete una reforma de la Constitución que blinde las pensiones públicas

El presidente del Gobierno y candidato a la reelección, Pedro Sánchez, se ha comprometido este sábado en Canarias a promover, si revalida el cargo, una reforma de la Constitución que blinde el carácter público de las pensiones. En un mitin ante unas 1.200 personas que prácticamente llenaban el auditorio del Centro de Congresos de Arona (sur de la isla de Tenerife), ha detallado que esa reforma que quiere impulsar tendrá por objetivo "blindar el carácter público, la dignidad y...

April 15, 2019
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15Apr

Chile. Constantes cambios entre los fondos de las AFP impactarían en hasta en 30% el monto de la pensión

En los últimos años han aumentado los traspasos de los afiliados entre los fondos de las AFP. De hecho, en 2018 los movimientos superaron los 2,2 millones, lo que implicó un alza de más de 100% frente al año anterior. Pese a que esto se debería principalmente a que las personas están más atentas al manejo de sus ahorros para la vejez, los constantes cambios de multifondos han tenido un efecto adverso en el patrimonio de los cotizantes. Así,...

April 15, 2019
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15Apr

OECD warns Japan of risks from ageing population

The Organisation for Economic Co-operation and Development (OECD) on Monday warned of the risks Japan faces due to its ageing population. In 2017, there were 50 Japanese people aged 65 per hundred, while the rest were aged between 20 to 64, and this ratio is projected to rise to 79 per hundred in 2050, according to a report presented by OECD Secretary General Angel Gurria here. "Half of the children born in Japan in 2017 are expected to live...

April 15, 2019
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