Where flexibility risks liability
Flexibility is a good thing – especially for sports professionals, gymnasts, and those of us balancing work and domestic commitments. In a pension context, the increased flexibility introduced by the 2015 freedom and choice reforms has generally been seen as a welcome response to the evolving nature and shape of retirement. The flexibilities have proved popular, with over 3.7 million transactions in the first three years of the policy. However, as anyone suffering from hypermobility knows, the premium of flexibility...