July 2018

17Jul

México. Fondos de ciclo de vida mejorarán pensiones de mexicanos

La implementación de los fondos de ciclo de vida o Target Date Funds (TDF) en el Sistema de Ahorro para el Retiro (SAR) mejoraría las pensiones de los mexicanos, además de que elimina discrecionalidad en la forma en la cual se administran los fondos. Así lo aseguró la Comisión Nacional del Sistema de Ahorro para el Retiro (Consar) en un análisis publicado este lunes, en donde destaca que estos fondos constituyen una innovación al diseño de estrategias de inversión de...

July 17, 2018
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17Jul

Canada. Quebec’s Caisse de depot pension fund investing $250 million in Avison Young

The Caisse de depot et placement du Quebec pension fund has made a $250-million preferred equity investment in Avison Young, a commercial real estate services firm. Avison Young says the money will help fund acquisitions and hiring as part of its global expansion, while a portion will also be used to buy back shares held by Parallel49 Equity and others. The Caisse invested in a newly authorized class of non-voting preferred shares of the firm, though the terms of the transaction...

July 17, 2018
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17Jul

US. How Hidden Costs Can Dent Your Retirement Income

For millions of retirees, hidden costs creep up on them. Just when they thought they were covered by Medicare and Social Security, they get clobbered. While Medicare does pay for the bulk of hospital-related expenses after age 65, there can be thousands of dollars in out-of-pocket healthcare expenses. You have to plan for them. According to a report by the Center for Retirement Research at Boston College, retirees, on average, face $4,300 in annual out-of-pocket healthcare expenses. Those bills can eat...

July 17, 2018
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17Jul

Nigeria. Anchor Pensions Asset Base Exceeds N80bn

With the nation’s pension fund growing day-by-day, the pension Assets Under Management of IEI-Anchor Pension Managers Limited has now exceeded N80 billion. Managing director/CEO, IEI-Anchor Pensions, Mr. Glory Etaduovie, who stated this during a media parley at company’s head office in Abuja, last week, said, the company has made tremendous progress to penetrate pension industry in the last three years, stating that its excellent and friendly customer service delivery has persuaded both individuals and companies to trust in the capacity...

July 17, 2018
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17Jul

One of the biggest — and often costliest — retirement mistakes investors are making today

Target-date funds are all the rage among retirement investors, making it easy to spread money among stocks and bonds and to rebalance as conditions change. Total assets in this sector topped $1.1 trillion at the end of 2017, up from $158 billion at the end of 2008, according to Morningstar. But is this too much of a good thing? Vanguard Group, the fund giant, reported recently that 51 percent of investors in 401(k) plans with the firm put all their money...

July 17, 2018
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16Jul

Argentina. El acuerdo con el FMI prevé la venta del Fondo de Garantía de Sustentabilidad de los jubilados

El plan del Fondo Monetario Internacional para que la Argentina llegue al equilibrio fiscal prevé la venta de inmuebles y terrenos públicos y la amortización de activos en fondos de pensión (Fondo de Garantía de Sustentabilidad de la ANSES) para financiar el gasto por juicios por jubilaciones. Con la famosa ley de Reparación Histórica, el Gobierno abrió la puerta a utilizar el Fondo de Garantía de Sustentabilidad para afrontar el pago de juicios por jubilaciones. Con ese antecedente, ante el...

July 16, 2018
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16Jul

México. La problemática de las pensiones

El actual funcionamiento de la Seguridad Social cubrirá las necesidades de un reducido sector de la población mundial. La mayoría de las personas no gozarán de una pensión formal en su vejez, en gran medida porque no ahorran para su retiro. La prevalencia del trabajo informal y la incapacidad de los gobiernos de países en vías de desarrollo para recaudar impuestos, son de las principales causas del fracaso de los sistemas tradicionales de ahorro para el retiro para economías en...

July 16, 2018
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16Jul

Ghana. Public urged to use tax reliefs to plan for retirement

The Head of Finance and Compliance at Enterprise Ghana, Yaw Kusi-Acheampong, has stressed the need for Ghanaians to capitalise on the tax reliefs government has given to plan seriously toward retirement, by engaging in additional savings. “Plan your investments and projected income to meet your expenses by investing more, and implementing lifestyle changes to reduce cost,” he said. According to him, many people stay healthy and active for 15 years or more after they retire, with estimates suggesting that retirees will...

July 16, 2018
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16Jul

China’s ageing population problem worsens as birth and marriage rates fall

China’s ageing society problem appears to be worsening, with the latest official statistics revealing that both its birth and marriage rates have dropped significantly. The country is facing huge challenges with its new births in decline and a quarter of the population expected to be aged over 60 by 2030, according to a cabinet plan. Its rapidly ageing population pushed Beijing to end the notorious one-child policy – introduced in 1979 to control population growth – in 2016, and couples can...

July 16, 2018
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16Jul

Ireland. USC billions for pensions abyss

The Government's long- promised plan to merge USC and PRSI could be used to offset the growing risk posed to the country's financial stability by the pension time-bomb, the Sunday Independent can reveal. Senior Government sources believe a significant amount of the €4bn raised annually from USC could be combined with PRSI to fill the black hole in the country's pension fund. Minister for Social Protection Regina Doherty is understood to be eager to dramatically increase the amount of funding her...

July 16, 2018
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