August 2025
12Aug

Chile. Avanza la implementación de la Reforma de Pensiones: SP adjudica a Mercer Consulting el diseño nuevos Fondos Generacionales

La Superintendencia de Pensiones informó que, luego de realizado el proceso de licitación para el diseño de Fondos Generacionales (FG), Carteras de Referencia, y de la evaluación por parte de la Comisión Evaluadora designada para ello, el jueves 7 de agosto se adjudicó al oferente Mercer Consulting (Chile) Ltda. De acuerdo con la Resolución Exenta N° 1101, del 7 de agosto de 2025, la adjudicación de los $ 444.000.000 como presupuesto disponible para la consultoría resultó del análisis de la oferta...

August 12, 2025
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12Aug

Uruguay. BPS garantiza jubilaciones y anuncia llegada del Diálogo Social a Colonia

La presidenta del Banco de Previsión Social, Jimena Pardo, aseguró que las jubilaciones y pensiones en Uruguay están garantizadas a futuro. Explicó que el principal programa que administra el BPS representa el 86% de sus egresos totales y se financia no solo con aportes de trabajadores y empleadores, sino también con recursos provenientes de rentas generales, como lo establece la Constitución. Según Pardo, lo relevante es que ese subsidio estatal sea sostenible en el tiempo, en el marco de una...

August 12, 2025
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12Aug

República Dominicana. SIPEN y Banco Mundial analizan retos del sistema de pensiones ante alta informalidad laboral

La Superintendencia de Pensiones (SIPEN) presentó, junto al Banco Mundial, un estudio que revela que la informalidad laboral en la República Dominicana continúa siendo uno de los mayores desafíos para el sistema de pensiones, afectando la acumulación de ahorros para el retiro de los trabajadores. El informe “Historial Laboral y Densidad de Contribución en el Sistema Dominicano de Pensiones”, elaborado por los economistas Ignacio Apella y Gonzalo Zunino, muestra que un 30 % de los afiliados posee menos del 10...

August 12, 2025
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12Aug

UK. CDC could signal new era for pensions adequacy

ZEDRA has stated that, with the right approach from trustees, Collective Defined Contribution (CDC) pension schemes hold the potential to address long standing challenges around adequacy and sustainability in retirement provision, significantly improving member outcomes. Kim Nash, Managing Director of ZEDRA Governance said: “CDC is an exciting prospect, not just because of the potential for higher more stable member outcomes, but also because it shifts complex decision making to trustees, making retirement planning simpler for members. It challenges us to...

August 12, 2025
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12Aug

One in Three Older Households Is Cost Burdened

The recently released State of the Nation’s Housing 2025 report highlights worrying trends in housing affordability for older households (those led by someone age 65 or over). In 2023, over a third (34 percent) of older households were cost burdened, paying more than 30 percent of their income for housing. This represents a new high of over 12.4 million households and an increase of nearly 2.3 million households just since 2019. More than half of these households, 6.7 million, pay over...

August 12, 2025
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12Aug

China’s pension system needs an overhaul because it is neither fair nor sustainable

By Zhou Xin Mainland China’s pension system has again become an issue of debate after the Supreme People’s Court ruled that any private agreement between employers and employees to evade payment of retirement funds was invalid. While the legal interpretation reiterated existing laws and regulations, it struck a nerve with the population and triggered doubts about the pension system’s fairness and sustainability. China’s pay-as-you-go system, which requires workers to contribute funds into a state-managed pool to pay for their retirement, essentially serves as a...

August 12, 2025
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12Aug

German second pillar reform ‘falls short’, say industry bodies

Germany’s occupational pensions industry has expressed disappointment with draft legislation to reform the second pillar pension system, calling for further changes to fully unlock the potential of company pensions. The draft law, prepared by the finance ministry and the ministry of labour and social affairs, aims to extend occupational pensions in small and medium-sized enterprises (SMEs) via defined contribution (DC) schemes under the so-called social partner model, widen automatic enrolment, and allow occupational pension vehicles such as Pensionskassen and Pensionsfonds...

August 12, 2025
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12Aug

Ghana. Pensions Regulatory Authority urges churches to own tier three pensions, register members

Dr Williams Ohene-Adjei, the Bono, Bono East, and Ahafo Regional Manager of the National Pensions Regulatory Authority (NPRA), urged churches to own the Tier Three Pension and register their congregations under the scheme to guarantee their future financial security. He explained that every individual working in the informal sector could register, join, contribute to and benefit from the tier three pension scheme. He asked the churches to set aside some of the dues paid by members and contribute to the pension...

August 12, 2025
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12Aug

India. Income Tax Bill 2025: From UPS benefits to commuted pension rules — top 5 things every pensioner must know

The Lok Sabha passed the revised Income Tax (No. 2) Bill, 2025 on Monday, August 11, a move towards replacing the six-decade-old Income Tax Act of 1961. Introduced by Finance Minister Nirmala Sitharaman in the Parliament, the bill aims to streamline and modernise the country’s tax framework. It will now move to the Rajya Sabha and, upon securing Presidential assent, become law. Out of the several provisions mentioned under the proposed bill, some key measures are specifically aimed at pensioners....

August 12, 2025
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11Aug

México. A la alza el retiro de Afores por desempleo en México: TResearch

Durante el presente año, el retiro de las Afores por desempleo, es el más alto en una década, reportó TResearch, quien apuntó que en promedio, cada trabajador desempleado retiró 19 mil 270 pesos El ahorro para el retiro, está dejando de ser el futuro y ya es un presente obligado para miles de desempleados, señaló el estudio de TResearch Solamente en junio, 150 mil trabajadores hicieron retiros por desempleo, un incremento del 7 por ciento en relación con el año pasado. En...

August 11, 2025
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