editor, Author at Pension Policy International

10SepSeptember 10, 2025

Perú. Reforma de pensiones: bancos y financieras podrán competir con las AFP para reducir comisiones a los afiliados

La Superintendencia de Banca, Seguros y AFP (SBS) anunció que en octubre de 2025 se prepublicará la normativa que permitirá a bancos, financieras y aseguradoras administrar fondos de pensiones. Con esta medida, el mercado dejará de estar exclusivamente en manos de las AFP y se abrirá a una mayor competencia, lo que podría traducirse en menores comisiones y un sistema más eficiente para los afiliados. El superintendente de la SBS, Sergio Espinosa, precisó en entrevista con RPP que el primer...

September 10, 2025

NoticiasAdministración de Pensiones, Perú

10SepSeptember 10, 2025

How Crypto and Private Equity Are Rewriting Risks of US Retirement Savings

America’s nest eggs are taking a risky turn. For the first time, ordinary Americans’ 401(k) plans—the backbone of retirement security for more than 60 million people—are being open to bitcoin and private equity. Introduction 401k plans are one of the most popular ways working Americans save for retirement, giving them option to invest some of their salaries in publicly traded securities tax-free. Since May 2025, US retirement plans are opening the door to private markets and cryptocurrency investments, with some 401(k)...

September 10, 2025

NewsInvestment, Risk, US

10SepSeptember 10, 2025

DWP one-off payment for Brits receiving State Pension and other benefits this year

Nearly 24 million people across the UK are claiming at least one benefit from the Department for Work and Pensions (DWP), including 13 million pensioners receiving State Pension payments, 5.7 million on Universal Credit, and 3.7 million Personal Independence Payment (PIP) claimants. However, many people, such as those newly retired or those receiving disability benefits like the new devolved Pension Age Disability Payment or Adult/Child Disability Payment, might not be aware of an annual bonus paid to certain claimants before...

September 10, 2025

NewsState Pensions, UK

10SepSeptember 10, 2025

Ghana. Retired Officials Face Scrutiny Over Dual Salary Entitlements

Ghana grapples with constitutional questions as debate intensifies over whether retired public officers should receive full compensation when appointed to new positions, potentially earning combined monthly payments exceeding ₵115,000. The controversy centers on retired Chief Justices who collect ₵65,000 monthly pensions while earning ₵50,000 as Council of State members, creating what critics call an unsustainable fiscal burden during economic uncertainty. U.S.-based legal scholar Professor Stephen Kwaku Asare has emerged as a prominent voice challenging the practice. The academic has questioned why...

September 10, 2025

NewsGhana, Public Pensions

10SepSeptember 10, 2025

Shell outsources pension investment to Goldman in $40bn multi-country deal

Goldman Sachs Asset Management has landed one of the biggest fiduciary management mandates in a multi-country deal with oil giant Shell. The company has agreed to take over the management of approximately $40bn (£29.5bn) of assets, including the main UK defined benefit scheme, the £11.1bn Shell Contributory Pension Plan. The total consists of separate awards from Shell pension entities in six different jurisdictions, including the UK, Germany, and North America, according to a press release from Goldman Sachs Asset Management (GSAM)....

September 10, 2025

NewsInvestment, Occupational Pensions

10SepSeptember 10, 2025

Why some of Canada’s biggest pensions are slamming the brakes on U.S. real estate investment

Two of Canada’s largest pension funds say it is getting harder to justify investing in real estate south of the border, but the enormity of the market keeps the United States on their radar. Real estate executives from the Healthcare of Ontario Pension Plan (HOOPP) and Alberta Investment Management Corp. (AIMCo), members of Canada’s Maple Eight with close to $300 billion in assets between them at year-end, told a real estate conference run by NAIOP, known as the Commercial Real Estate Development Association, that they...

September 10, 2025

NewsCanada, Investment

09SepSeptember 9, 2025

México. Congreso de Oaxaca alista reforma a Fondo de Pensiones de Policías para reducir edad de jubilaciones y dar 100% de salario en retiro

El Gobernador, Salomón Jara Cruz, envió al Congreso de Oaxaca una iniciativa de ley para la creación del Fondo de Pensiones de Policías del Estado, con el cual podrán retirarse a los 50 años de edad con 20 años de servicio y con el 100 por ciento de sus salarios. La iniciativa será aprobada este martes en la sesión ordinaria de la LXVI Legislatura. De acuerdo al mandatario estatal, los elementos de las corporaciones de seguridad tendrán muchos beneficios. El proyecto, plantea...

September 9, 2025

NoticiasMexico, Pensiones Públicas

09SepSeptember 9, 2025

Estrategias de inversión basadas en el ciclo de vida y un reglamento PEPP 2.0: dos ideas para mejorar las pensiones en europa

“Los ciudadanos de la UE deben beneficiarse de la expansión de las pensiones ocupacionales y privadas para evitar la pobreza en la vejez”, señalan desde Efama Insta a la creación de un “PEPP 2.0” que sea simple, atractivo y financieramente sostenible En su opinión, eliminar el límite de comisiones y levantar el requisito de asesoramiento obligatorio para permitir opciones de ejecución única animaría a más gestores de activos a ofrecer PEPPs La Comisión Europea (CE) busca cómo cerrar las brechas entre los...

September 9, 2025

NoticiasEuropa, Inversión

09SepSeptember 9, 2025

Perú: Se acaba el retiro de 95,5% de fondo de AFP para 4 millones de afiliados: ¿Por qué?

El reglamento de la ley de Modernización del Sistema Previsional Peruano, además de precisar la forma en que se introducirán los cambios en afiliaciones, pensiones, cobros y competencia, activará algunas prohibiciones trascendentales en los regímenes de AFP y ONP. Una de las principales innovaciones es la apertura de la cuenta especial por consumo a partir de diciembre del 2026. Estos aportes se originan en los gastos realizados por los afiliados al sistema, que se sustentarán con boletas de venta electrónicas. Se contabilizará el 1% del...

September 9, 2025

NoticiasPerú, Reforma de Pensiones

09SepSeptember 9, 2025

Top pension funds reach all-time global record

The world’s largest 300 pension funds reached a new US$ 24.4 trillion record in terms of their total assets under management, according to this year’s Global Top 300 Pension Funds report by leading global advisory, broking and solutions company, WTW’s Thinking Ahead Institute. The research highlights high-level trends in the pension fund industry and provides information on the changing composition of the top 300 list of pension funds globally, including the characteristics and investment allocations of these pension funds. This year’s...

September 9, 2025

NewsPension Management

September 2025