July 2026

Who will make up the new U.S. population?

As the United States of America at 250 looks forward to the next 250 years and beyond, it is vital that we address the unanswered existential question that lies at the heart of our national identity: Who will be the new Americans? Historically, the policy focus has been on addressing the question of who we do not want. Certainly, President Donald Trump is determined to block unwanted immigrants at the border so they cannot enter the country, and deport unwanted...

Germany’s ruling coalition to meet for crunch talks on reform package

The leaders of Germany's ruling coalition parties are meeting on Wednesday for what could be decisive talks on their reform package, with decisions on tax relief for low and middle incomes, labour market reforms, pensions, health care and long-term care all on the agenda. Whether decisions will be reached on Wednesday is unclear. Negotiations could also run into the night, with the coalition determined not to let itself be pressured by deadlines. A commission has already put forward proposals on pension...

Retirees Don’t Need to Fear a Lost Decade. They Need a Plan

We recently interviewed flat-fee financial advisor Adam Grossman for Morningstar’s “The Long View” podcast and asked him about his biggest worry for current retirees. The answer? The possibility of another “lost decade,” when stocks fail to generate positive returns over an extended period. The last time that happened was during the 2000s, when the bear market in tech stocks early in the decade was followed by another series of sharp losses during the global financial crisis. An event like that is particularly...

June 2026

México. SAR y Afores: 29 años entre sostenibilidad y suficiencia

Este 1 de julio se cumple el 29 aniversario de la entrada en vigor del régimen de pensiones de la Ley del IMSS de 1997, una reforma que cambió de raíz la lógica del retiro en México. Su nacimiento no puede entenderse sin el antecedente del SAR de 1992, que ya había abierto el camino al ahorro obligatorio para el retiro y permitió empezar a construir una base de ahorro interno de largo plazo. Pero fue en 1997 cuando...

Keiko Fujimori es electa presidenta y devuelve el poder a la derecha en Perú

Fujimori, de 51 años, venció por menos de un punto a su rival de izquierda, Roberto Sánchez, según los datos finales del escrutinio publicados este lunes, tres semanas después del balotaje. La líder conservadora obtuvo 50,13% de las votos, frente 49,86% de Sánchez, informó la Oficina Nacional de Procesos Electorales (ONPE). La diferencia es de menos de 50.000 votos. "Cada vez estamos más cerca de iniciar un camino de orden y esperanza para todos los peruanos", publicó Fujimori en X tras conocerse...

México. Los trabajadores que nunca podrán jubilarse con el IMSS aunque coticen toda su vida: el cálculo que las Afore no publican

Los trabajadores mexicanos que cotizan toda su vida al IMSS pero nunca podrán jubilarse enfrentan una realidad que el sistema de pensiones no comunica con claridad: cumplir con los años de trabajo no garantiza el derecho a una renta mensual vitalicia. Seis de cada 10 trabajadores activos de la generación Afore no alcanzarán una pensión laboral digna, según especialistas consultados por Buzos. El problema no es nuevo, pero se agudiza en 2026. La combinación de requisitos de semanas en aumento,...

Colombia. Colpensiones pone en alerta a millones de afiliados con un importante anuncio: un cambio de vital importancia

La administradora pública de pensiones, Colpensiones, emitió un aviso dirigido a sus más de siete millones de afiliados y pensionados en Colombia. La entidad confirmó que realizará una suspensión temporal de sus servicios debido a labores de mantenimiento y actualización de su plataforma digital, una medida que impactará tanto la atención presencial como los canales virtuales durante varios días. El anuncio representa un cambio para quienes tenían previsto adelantar trámites relacionados con pensiones, afiliaciones, historia laboral o solicitudes de atención, ya que estos...

Heatwaves could ruin your pension, according to UK’s Pensions Professionals

Heatwaves are jeopardising retirement as extreme weather events threaten investment returns, the pensions industry has warned. Climate change is becoming a major risk for trillions of pounds in pension savings as increasingly unpredictable weather damages assets, disrupts supply chains and hits productivity, according to a report by the Society of Pension Professionals (SPP). Calum Cooper, the president of the SPP, said: "Put simply, you can't separate the future of pensions from the future of the economy. And you cannot separate the...

US. An Opportunity Hiding In Plain Sight: Developing An Aging Investing Roadmap

Adults over 50 represent one of the most powerful economic forces of our time, driving more than 50% of U.S. consumer spending and projected to command $65 trillion in global spending by 2030. By 2053, a third of Europe, a quarter of America, and nearly two billion people globally will be over 65. “The numbers are clear,” says Peter Kaldes, Esq., President and CEO of Next50. “The population is aging, and the market hasn’t caught up to meet the opportunity....

Economists Say Growing Government Pension Costs Are Putting Malaysia’s Economy At Risk

Economists have described the government's proposed revamp of the civil service retirement scheme as a vital structural reform According to the New Straits Times, the shift is seen as crucial to preventing rising pension liabilities from undermining the country's long-term fiscal health. The government is currently refining the proposed mechanism, known as the "contributory permanent appointment" scheme, to balance long-term fiscal sustainability with the need to attract and retain top-tier talent. Sunway University economics professor Dr Yeah Kim Leng said the current...