June 2025

US. Social Security’s Finances Erode Further, Risking Benefit Cuts

The Social Security program faces a longstanding financing shortfall that, if left unaddressed, would slash millions of retirees’ crucial monthly benefit payments in just eight years. The deteriorating financial outlook for the retirement program, which supports roughly 61 million Americans, was released in its annual trustees report on Wednesday. It is now expected to run out of money nine months earlier than previously projected, which means benefits could be reduced by 23 percent if Congress does not act to bolster...

UK. HoL committee raises concerns over potential mandation and regulatory overlaps

An increase in savings into pension funds may increase the amount of investment available for productive assets, the Financial Services Regulation Committee has found, although concerns around mandating pension fund investments remain. As part of its inquiry on the progress made in driving UK regulators to support growth, both in the financial services sector and in the wider UK economy, the committee received evidence suggesting that the UK pension sector is "fragmented" and underinvests in productive domestic assets due to...

Pension funds, insurers with $9.5 trillion in assets call for stopping deforestation

A coalition of pension funds and insurance companies holding a combined $9.5 trillion of assets has called on investors to ensure their portfolios aren’t supporting or enabling deforestation. The Net-Zero Asset Owner Alliance, whose signatories include Allianz SE and the California Public Employees’ Retirement System, said in a report published June 18 that investors should make certain they have a firm grasp of their exposure to deforestation and take steps to “phase out” any harms to forests stemming from their...

Enabling Entrepreneurship and Job Creation Through Social Protection in the Democratic Republic of Congo (DRC)

How can social protection programs in the Democratic Republic of Congo (DRC) be transformed into powerful engines for entrepreneurship, job creation, and income diversification? This question is explored here by examining innovative social protection initiatives through real-life success stories that are driving inclusive and sustainable economic growth across the country. The DRC stands at a critical juncture today, facing rapid demographic growth and severe economic challenges. The population is getting close to 100 million people, about 73.5% of whom live...

Colombia. La Corte Constitucional devuelve la reforma pensional al Congreso para un último trámite

La Corte Constitucional de Colombia ha decidido este martes devolver al Congreso la reforma pensional, el principal logro legislativo entre las grandes transformaciones sociales que se ha propuesto el Gobierno de Gustavo Petro. El alto tribunal ha ordenado al presidente de la Cámara de Representantes repetir la última votación del proyecto para subsanar los vicios que ocurrieron durante el trámite legislativo, y hasta entonces la ley queda suspendida. La reforma debía entrar en vigor el próximo 1 de julio. Si...

Chile. Traspasos entre fondos de pensiones en abril anotaron su cifra más alta en casi dos años

En materia de traspasos entre fondos de pensiones, abril fue un mes que destacó, según informó Ciedess. De acuerdo con lo reportado, en el cuarto mes de este año hubo un total de 112.840 traspasos, la cifra más alta desde junio de 2023, cuando se reportaron 115.368 casos, y el fondo más conservador fue el beneficiado. De acuerdo a la consultora, este comportamiento se dio en el marco de la gran volatilidad generada por la guerra comercial desatada por EE.UU....

Seguro Social en EEUU: solicitudes de jubilación se disparan por miedo a los cambios en las políticas de Trump

El aumento de solicitudes por prestaciones de jubilación en Estados Unidos alcanzó cifras récord. Según los registros de la Administración de Seguro Social (SSA), el número de solicitudes experimentaron un aumento notable en consecuencia de los recientes cambios en las políticas del gobierno de Donald Trump. Ahora, la SSA enfrenta una carga adicional en la gestión de los beneficios por jubilación, supervivencia y seguro médico. Algunos expertos debaten si este temor es justificado o si se trata de un "alarmismo" provocado por las políticas gubernamentales Cifras históricas...

UK. Focus on members amid government reform demands, LGPS urged

The Local Government Pension Scheme (LGPS) needs to retain a focus on the “day job” of providing pensions for some of the UK’s poorest paid workers, despite the significant distractions posed by government reform and other demands. Speaking at an industry conference this week, Roger Phillips, chair of the LGPS Scheme Advisory Board for England and Wales, said the government was “very interested in us” – which he warned presented a challenge to the system’s existence. “But we need to keep doing our...

Activating the aging agenda: A fresh look at an overlooked mega trend

Almost every country in the world today is facing a predictable, but addressable, trend that will profoundly impact societies and economies: Aging. Despite numerous calls  to action, the aging agenda remains under the radar, especially when compared to other “mega trends” like climate change and digital transformation. Understanding demographic changes Why is aging being overlooked? There are three key aspects of demographic changes that are not well understood, which we believe is contributing to the lack of policy attention: Speed of aging in developing economies: Developing...

‘No choice to be absent from US markets’

US markets have historically played a key role in supporting pension fund performance, not just for CPP and OMERS but also for smaller Canadian plans, like UPP and OPTrust. But with current geopolitical and headwinds at play, are pension funds planning to change strategy? Jason Campbell believes that unless something drastic were to happen over the next year or two, most pensions will likely stay the course. After all, institutional investors typically plan for the long term and don’t get bogged...