editor, Author at Pension Policy International

10JunJune 10, 2025

Will UK Pension Savers Soon Take on More Risk and Pay Higher Fees?

Key Takeaways LTAF market expected to keep growing. Mansion House Accord commits pensions to private assets. Most UK pension saving won’t lead to a comfortable retirement. Asset managers can charge higher fees for more complex products. The UK government believes increasing the exposure of retirement funds to private assets will boost returns, but experts also say it gives a “lifeline” for asset managers to charge higher fees for their expertise. And there are also concerns about how much risk pension...

June 10, 2025

NewsInvestment, Risk, UK

10JunJune 10, 2025

Africa can fund infrastructure with $4 trillion of own assets: AFC

Africa must shift away from a dependency on foreign infrastructure financing and begin to unlock the potential of its own substantial financial resources, according to the Africa Finance Corporation. The organisation’s State of Africa’s Infrastructure Report 2025 argues that Africa is not lacking in capital – it points to over $4 trillion in domestic resources, including commercial bank assets, pension funds, remittances, and sovereign wealth – but is failing to fully leverage what it already possesses. “Financing this infrastructure transformation must...

June 10, 2025

NewsAfrica, Investment

10JunJune 10, 2025

The number of working pensioners in Germany has reached a record high.

In Germany, the number of working-age pensioners is increasing – over 1.1 million people aged 67 and older are working, which is 51,000 more than last year. This is a record figure in the country's history. Most pensioners who continue to work do so due to financial necessity, as pensions prove to be insufficient. Therefore, the authorities have started to encourage active work among pensioners by offering them financial bonuses and additional earning opportunities. BSW party leader Sahra Wagenknecht is astonished:...

June 10, 2025

NewsAging, Germany, Labor Market

09JunJune 9, 2025

El récord de ahorros para el retiro en EE.UU. según Fidelity

Este 2025, los ahorristas para el retiro en Estados Unidos han alcanzado un hito impresionante, resistiendo la volatilidad del mercado. Según el informe original, Fidelity reportó una tasa promedio de ahorro del 14.3% en los planes 401(k) durante el primer trimestre del año, la más alta registrada por la firma. Esta tasa combina las aportaciones de empleados y empleadores, mostrando un compromiso robusto durante tiempos económicos inciertos. Contribuciones de empleados y empleadores Los datos de Fidelity reflejan que la tasa de contribución...

June 9, 2025

Noticias401k, Ahorro, US

09JunJune 9, 2025

Perú. Retiro de AFP: Ya 19 proyectos buscan que afiliados accedan a máximo S/26.750 de sus fondos

Ya se han acumulado más de 20 proyectos en el Congreso que afectan directamente a los fondos privados de pensiones, administrados por las empresas AFP. Sin embargo, de esos, la gran mayoría son iniciativas legislativas que buscan un retiro libre de los fondos para todos los afiliados, sin distinciones. Con un nuevo proyecto presentado el pasado miércoles 4 de junio, ya suman 19 iniciativas legislativas que buscan que los afiliados al Sistema Privado de Pensiones (SPP) puedan sacar hasta 4 y 5 UIT de sus fondos....

June 9, 2025

NoticiasPerú, Retiro de Fondos

09JunJune 9, 2025

Trump Removed Crypto Warnings From Retirement Plans. Will That Affect 401(k)s?

In 2022, the Biden administration’s retirement plan regulators placed a warning sign on cryptocurrencies, urging plan overseers to exercise “extreme care” before making digital coins available inside 401(k) plans. “Cryptocurrencies are very different from typical retirement plan investments,” the Labor Department noted at the time, “and it can be extraordinarily difficult, even for expert investors, to evaluate these assets and separate the facts from the hype.” The Trump administration’s regulators have decided to rescind this guidance. The Labor Department, which oversees retirement...

June 9, 2025

News2025, Cryptocurrency, Investment, US

09JunJune 9, 2025

The actual cost of worsening demographics

Some slow-burning societal issues, such as the demographic challenges facing Western economies, receive little attention from policymakers. Strategies to address demographic decline often risk upsetting most European politicians, who prefer to focus on short-term issues that are more likely to affect their careers. Some may consider this a cynical perception of what is wrong in today’s democratic politics. Still, the medium- and long-term costs of ignoring the demographic time bomb are being underestimated. An ageing population and slower labour force growth...

June 9, 2025

News2025, Aging, Malta

09JunJune 9, 2025

Five trends to watch in the European pension risk transfer market

The strong momentum in the UK pension risk transfer (PRT) market is a well-known and well-developed trend. The last few years have been highly active in terms of both deal flow and new entrants as participants maintain a bullish position on the opportunity. As a provider of longevity reinsurance, we help insurers, as well as pension schemes, execute buy-ins and buyouts to manage the implications of changing life expectancies. This gives us an interesting perspective on what is taking place in the...

June 9, 2025

News2025, Europe, PRT, Risk

06JunJune 6, 2025

México. Ahorro para el retiro aumenta pese a incertidumbre económica

En un entorno de persistente incertidumbre económica y volatilidad financiera, el Sistema de Ahorro para el Retiro (SAR) ha demostrado resiliencia al sumar 7.2 billones de pesos al cierre de marzo de 2025, equivalentes a 21.3% del Producto Interno Bruto (PIB). De acuerdo con el informe trimestral más reciente de la Comisión Nacional del Sistema de Ahorro para el Retiro (Consar), el saldo del sistema experimentó un incremento de 1,098,526 millones de pesos en comparación con marzo de 2024. Este aumento del 18.0% en...

June 6, 2025

NoticiasAhorro, Mexico

06JunJune 6, 2025

España. El Gobierno cambia la norma de evaluación de las pensiones y mandata a la AIReF a realizar un nuevo examen

El Ministerio de Inclusión, Seguridad Social y Migraciones ha diseñado un proyecto de ley, ahora en audiencia pública, con el que reforma el Real Decreto de 18 de febrero que establecía cómo debía evaluar la Autoridad Independiente y de Responsabilidad Fiscal (AIReF) el sistema de pensiones por si fueran necesarias medidas adicionales de ingresos. Con los cambios introducidos en este proyecto de ley, al que ha tenido acceso Europa Press, la AIReF tendrá que elaborar un informe adicional al emitido...

June 6, 2025

NoticiasCaracterización del sistema, España

June 2025