March 2025
06Mar

México. Seguridad Social y Educación Financiera: claves para un retiro digno

En un contexto donde la expectativa de vida aumenta y la estabilidad económica en la vejez se convierte en una preocupación creciente, la seguridad social y la educación financiera emergen como herramientas fundamentales para garantizar un retiro digno. Sin embargo, en México, la falta de concientización y acceso a sistemas de pensiones sigue representando un desafío significativo. La realidad de las pensiones en México. De acuerdo con la Encuesta sobre salud y envejecimiento en México, Inegi, 2021 y cálculos propios,...

March 6, 2025
Noticias, ,
Read more...
06Mar

Chile. La Segunda: Multifondos A y B sufren su mayor baja en diez meses

Los multifondos A y B anotaron en febrero su peor desempeño desde abril de 2024, con caídas de -3% y -2,09%, según CIEDESS. La baja se atribuye a la caída del dólar y la incertidumbre económica en EEUU. El fondo C retrocedió -0,84%, mientras que los más conservadores, D y E, mostraron variaciones de 0% y 0,31%. "A nivel externo, destacan los desempeños mixtos en los principales índices internacionales, siendo contrarrestados por una caída del dólar; mientras que a...

March 6, 2025
Noticias, ,
Read more...
06Mar

Canada’s biggest pension fund calls for economic diversification as tariffs hit

Canada must diversify its economy and position itself as more competitive on the global stage if tariffs promised by U.S. President Donald Trump take effect, Canada's biggest pension fund said on Tuesday. Edwin Cass, chief investment officer of the Canada Pension Plan Investment Board, said his country's economy was "tied at the hip" to the U.S. after Trump said on Monday 25% tariffs on Canada and Mexico would go into effect almost immediately. "One of the things we obviously should have been doing...

March 6, 2025
News, Slider,
Read more...
06Mar

Women in Hong Kong face huge retirement income shortfall, Fidelity study shows

For nearly half the working women in Hong Kong, their main concern is insufficient income after retiring, according to one of the largest managers of the Mandatory Provident Fund (MPF), the city’s compulsory retirement scheme. Women in Hong Kong generally retire earlier than men at 62 and expect to incur an average monthly expense of HK$24,235 (US$3,120) in retirement, according to Fidelity International’s Asia-Pacific Investor Study released on Thursday, ahead of International Women’s Day on Saturday. The amount accounts for nearly 70 per...

March 6, 2025
News, Slider,
Read more...
06Mar

UK. Pensions: New warning to women who risk running out of money

Women have been issued a pension warning as new research revealed they risk emptying their pension pots 14 years too soon. The research, released ahead of International Women’s Day (Saturday March 8) indicated that, based on current pension withdrawal rates, women could empty their private pension savings by the age of 73. Legal & General (L&G), which published the research, said that, with the average life expectancy of a 60-year-old woman in the UK sitting at 87, some female retirees could be left with a...

March 6, 2025
News, Slider,
Read more...
06Mar

The U.S. has a record low fertility rate. Is that good news or bad news? It’s complicated.

The U.S. fertility rate — the average number of children each woman gives birth to — fell 22% between 1990 and 2023, according to the latest data from the Centers for Disease Control and Prevention’s National Center for Health Statistics (NCHS). It’s not a new trend; the decline began in 2007, just ahead of the 2008 recession. Coupled with the rapidly aging American population, the falling fertility rate has long made policymakers nervous about draining Social Security funds and generally causing...

March 6, 2025
News, Slider,
Read more...
05Mar

Chile. TC declara inadmisible recurso presentado por diputados opositores contra reforma de pensiones

El Tribunal Constitucional (TC) declaró inadmisible el recurso presentado en contra de la aprobada reforma de pensiones, el cual fue presentado por diputados de oposición. Recordemos que los congresistas acusaron que la iniciativa transgrede los derechos de los afiliados al sistema previsional, ya que -según aseguraron- se impone nuevas reglas sin consentimiento de las partes contratantes. La respuesta del TC fue dada a conocer por la ministra del Interior y Seguridad Pública, Carolina Tohá, quien sostuvo que “hace poquito se ha sabido...

March 5, 2025
Noticias,
Read more...
05Mar

FMI compromete al Gobierno salvadoreño a reformar sistema de pensiones en 2026

El Fondo Monetario Internacional (FMI) informó que se adoptaría en febrero del próximo año una reforma al sistema de pensiones que contendrá “costos fiscales”, así lo anunció el FMI luego de concretarse el acuerdo entre El Salvador para desembolsar aproximadamente $1,400 millones. El directorio ejecutivo del FMI aprobó un acuerdo de 40 meses en el marco del Servicio Ampliado del Fondo (SAF) por unos 1,400 millones para apoyar las reformas económicas del Gobierno. El primer desembolso es de alrededor de...

March 5, 2025
Noticias,
Read more...
05Mar

More Than Half of U.S. Households Have Retirement Accounts, CRS Says

More than half of U.S. households had retirement accounts in a just-released study by the Congressional Research Service. That’s 54%, to be exact, according to the CRS in “Distribution of Retirement Account Balances: Analysis of the 2022 Survey of Consumer Finances,” released on Feb. 26, 2025. The CRS defines “retirement account” for purposes of this study as defined contribution (DC) plans and individual retirement accounts (IRAs). It recognizes, however, that U.S. households have other sources of income during retirement as...

March 5, 2025
News, Slider,
Read more...
05Mar

The European country tearing up its pensions – and why Britain should take note

Apathy rules supreme in workplace pensions. Almost 30 million people work in the UK’s private sector and for many, a pension contribution is just another line on the monthly payslip. It’s precisely this mindset that government ministers were counting on when they introduced auto-enrolment in 2012, forcing employers into offering workplace pensions but leaving employees with the final decision. The hunch proved to be well-founded. Although workers can opt out at any time, very few have. Within a decade, the proportion with a workplace...

March 5, 2025
News, Slider, ,
Read more...