December 2024

Chile. PC sincera que reforma previsional “no termina con el sistema” de AFP y crece presión para incluir la separación de la industria

Quedan menos de dos semanas para que termine diciembre. Con eso, al gobierno del Presidente Gabriel Boric se le acaba el tiempo para cumplir con el objetivo de que el Senado despache el segundo trámite de la reforma previsional en enero, tal como lo confirmó este domingo el senador y presidente de la Comisión de Trabajo, Juan Antonio Coloma (UDI). Por eso la presión solo ha ido creciendo a lo largo de las últimas semanas, y seguirá así hasta que se acerque el momento...

España. Las pensiones mínimas subirán cerca de un 6% para 2025 y las no contributivas y el IMV aumentarán un 9%

El Consejo de Ministros, reunido este lunes de manera extraordinaria, ha aprobado la subida de las pensiones contributivas en un 2,8% para 2025, así como de las pensiones mínimas en cerca de un 6%. No obstante, las pensiones con cónyuge a cargo y de viudedad con cargas familiares aumentarán un 9,1% el próximo año, mientras que las pensiones no contributivas y el Ingreso Mínimo Vital se revalorizarán un 9%, según ha anunciado el Ministerio de Inclusión, Seguridad Social y Migraciones...

Gen Xers Feel Unprepared for Retirement — 11 Things They Need To Do Right Away

Generation X is next in line to retire after boomers, and some have already begun. However, more than half of Gen Xers (52%) don’t feel prepared for retirement, according to a recent Northwestern Mutual study. While being so close to retirement may seem like it’s too late to take any significant action, financial experts explain that’s not the case. Here are 11 things Gen Xers who feel unprepared for retirement should do right away. Create a Financial Plan Though it’s tempting to try and land on a number...

‘Heartless’ multinationals exploiting pensions loophole for UK workers

Some of the world’s richest companies are accused of exploiting a loophole in pension law to freeze increases in payouts for many former UK employees, despite the cost of living crisis. The companies, which include Hewlett Packard Enterprise (HPE), American Express and Pfizer, are being urged to “do the right thing” and increase these frozen pension payouts in line with inflation. MPs have condemned the failure of companies to increase the payments in the face of high inflation in recent years as...

Here’s What Retirement on a Pension Looks Like in America

The pursuit of happiness in retirement is a lot easier with a pension. Retirees with regular paychecks report higher levels of satisfaction than those who rely on 401(k)s to supplement their Social Security, studies have shown. The security of a lifelong income is a source of comfort and happiness, those with pensions say. While 401(k)s can generate more wealth, retirees say navigating all the investing, tax and withdrawal strategies can add to their stress when they are trying to lower it. Pensions do have drawbacks....

Spain To Boost Pensions Significantly By 2025

Major reforms announced to address inflation and support vulnerable pensioners. Starting January 1, 2025, Spain will implement significant pension reforms ushering both structural changes and substantial increases aimed at enhancing the financial well-being of pensioners. These reforms are framed within the government's broader strategy to address economic inequalities and inflationary pressures affecting vulnerable populations.The Ministry of Inclusion, Social Security and Migration, led by Elma Saiz, confirmed the increments will affect both contributory and non-contributory pensions, marking one of the most...

Nigeria. PenCom targets 20 million contributors under micro-pension scheme

The National Pension Commission (PenCom) is targeting inclusion of over 20 million contributors in its Micro Pension Scheme as part of its plans to overhaul and expand the commission’s landscape. The commission said the overhauling of the Micro Pension Plan (MPP) was part of a broader strategy to increase financial inclusion and extend pension coverage to more Nigerians, particularly in the informal sector. The reforms, announced by the Director General, Omolara Oloworaran, during the 2024 PenCom Media Conference in Lagos on Thursday,...

German Pensioners Set For Increased Payments Amid Rising Healthcare Costs

Projected 3.5% increase may bring some relief to seniors, but rising healthcare contributions raise concerns. Millions of seniors across Germany can expect improved financial aid as the government gears up for noteworthy pension increases next year. According to recent projections, pensioners will see their benefits rise by approximately 3.5% starting from July 2025, as reported by various news outlets, including the Deutsche Presse-Agentur. This anticipated increase aligns with the yearly Rentenversicherungsbericht, which highlights the progress of the statutory pension insurance scheme...

México. Se cambian de Afore 1.5 millones de personas hasta noviembre

Los datos del regulador indican que en este lapso Afore Coppel fue la administradora que tuvo más traspasos de cuentas, con un total de 411 mil 242 movimientos. Le siguió Afore Azteca, con 260 mil 86 cuentas, y Afore Banamex, que perdió 243 mil 403 trabajadores. Según especialistas, los traspasos de cuentas son impulsados por una mayor rentabilidad de las Afores, servicios o atención al cliente. Además, consideraron que la baja general en estos movimientos fue resultado de una mayor conciencia de las personas, ante los efectos negativos que puede tener un traspaso en periodos de volatilidad financiera. Jalisco es...

Chile. Reforma Previsional: Superintendencia de Pensiones presenta datos de brecha de género en el sistema previsional

La Comisión de Trabajo y Previsión Social del Senado continuó este miércoles 18 con la discusión de la reforma previsional propuesta por el Gobierno del Presidente Gabriel Boric. En la ocasión —en la que estuvieron presentes la ministra del Trabajo y Previsión Social, Jeannette Jara; el ministro de Hacienda, Mario Marcel; el subsecretario de Previsión Social, Claudio Reyes, y el superintendente de Pensiones, Osvaldo Macías—, este último organismo expuso a los integrantes de la instancia legislativa el Informe de Género...