January 2025

España. El Gobierno aprueba un nuevo decreto con el alza de las pensiones y el grueso del escudo social

El Gobierno cierra un acuerdo con Junts y aprueba un nuevo decreto para salvar las principales medidas del paquete derogado la pasada semana en el Congreso. El texto incluye la revalorización de las pensiones, la prórroga de los descuentos al transporte público, la ayudas para los afectados por la DANA, la extensión del 'escudo antiopas', y otras medidas sociales, como la prohibición de los cortes de suministros básicos o la suspensión de los desahucios a familias vulnerables, que el...

Colombia. Expertos destacan la importancia de los Fondos de Pensiones Voluntarias para complementar el ahorro obligatorio

Asegurar un Fondo de Pensiones Voluntaria se convierte en uno de los objetivos más importantes de los trabajadores colombianos para asegurar su futuro, especialmente ahora que se está poniendo en marcha la nueva reforma pensional. Según los expertos de Credicorp Capital, se debe garantizar un ingreso mínimo al momento del retiro, por lo que los Fondos Voluntarios de Pensiones (FVP) complementan esa pensión en situaciones de vejez, invalidez, muerte y orfandad, brindando una capa adicional de seguridad. “Frente a la coyuntura...

UK. Pension industry backs Reeves’ £160bn corporate pension release

The pensions industry has said it is willing to back the Chancellor Rachel Reeves’ plans to unlock up to £160bn in corporate surpluses if retirees are given “appropriate protection” by the government. Reeves and the Prime Minister Keir Starmer are set to meet with business leaders in the City of London today to outline pension reforms aimed at driving economic growth. Under the changes, trapped surplus funds in so-called final salary pension schemes will be freed up for investment, while trustees will be given more...

Dutch Pension Fund Seeks Divestment from BlackRock

A Dutch pension fund is considering cutting ties with BlackRock because of the manager’s departure from the Net-Zero Asset Managers Initiative. PME Pensioenfonds, a pension fund for the metals and technology industry which has more than 620,000 participants, said it was reconsidering the future of its 5 billion euros invested with the manager, according to a memo seen by CIO. The pension fund is among the largest in the Netherlands, with more than 280 billion euros ($294.17 billion) in assets under...

Trump’s DEI pushback targets universities, foundations and other institutional investors

The Trump administration’s pushback against diversity, equity and inclusion is now targeting universities, foundations and public companies — a new development in the movement to dismantle DEI. President Donald Trump signed an executive order on Jan. 21 in which he calls for “Encouraging the Private Sector to End Illegal DEI Discrimination and Preferences.” That order mandates federal agencies determine which universities, foundations and corporations should be investigated for their DEI policies, among other things. Specifically, the order directs each agency to identify up...

Russia Announces Major Pension Indexation Updates

Russian President Vladimir Putin recently announced significant updates to the pension indexation system, which will take effect from January 2025. These changes aim to adjust pension payments based on actual inflation rates, enhancing the financial support available to millions of retirees across the country. Starting January, the insurance pensions for both working and non-working pensioners were initially indexed by 7.3%. Recognizing the necessity for more substantial support amid rising inflation, Putin proposed to retroactively increase the indexation to 9.5% effective...

América Latina es la segunda región del mundo con mayor informalidad laboral.

En América Latina, uno de cada dos trabajadores es informal, es decir que no está contemplado dentro del mercado laboral formal y trabaja "en negro" como se llama comúnmente. De acuerdo con un informe elaborado por la Federación Internacional de Administradoras de Fondos de Pensiones (FIAP), la situación de informalidad laboral "no solo deja a los trabajadores en total desprotección ante incidencias durante su vida" activa en el mundo del trabajo, "sino que también los condena a enfrentar una vejez...

Llega al pleno del Senado chileno la reforma de pensiones

Luego de un intenso trabajo en comisiones, el Senado chileno comenzará hoy el debate del proyecto de reforma previsional que, en esencia, busca mejorar las pensiones, reducir las brechas de género y crear un Seguro Social. La iniciativa, presentada por el Gobierno, ya fue aprobada por las comisiones de Trabajo y Hacienda y, de ser adoptada en el plenario, pasará a la Cámara de Diputados. Según declaró el presidente del Senado, José García Ruminot, la discusión de la propuesta comenzará a...

UK. Reeves set to announce plans for DB pension surplus rule changes

Chancellor, Rachel Reeves, is expected to reveal a range of initiatives to promote economic growth later this week, including plans to make it easier for sponsors of defined benefit (DB) pension schemes to access surplus funds, Sky News has reported. According to the reports, Reeves is set to announce that she wants to change DB surplus rules to boost investment in the UK economy, with government sources suggesting that this could unlock more than £60bn of pension surpluses held in DB schemes. At...

2025 Pension Updates And Tax Changes Impact Mexican Retirees

Pension payments now subject to taxes after surpassing new UMA thresholds starting this year. Every year at the start of January, the value of the Unidad de Medida y Actualización (UMA) increases, leading to adjustments in the exempt amounts for pension payments. Recently, it was announced once again the increment of this measure, which is pivotal for various obligations and taxes levied by both the federal government and the states. The UMA not only plays a role in determining tax...