May 2024
24May

Colombia. Aprobada la reforma en tercer debate en la Cámara: se definió si las pensiones pagarán impuestos

La Comisión Séptima de la Cámara de Representantes aprobó en tercer debate el proyecto de reforma pensional del Gobierno de Gustavo Petro, que está basado en cuatro pilares (semicontributivo, contributivo, solidario y de ahorro voluntario) y, además, obligaría a los colombianos a cotizar en Colpensiones y dejaría a un lado a los fondos privados de pensión. Ahora, será debatido en la Plenaria de la Cámara y, de ser aprobado, pasará a conciliación con el Senado y luego a sanción presidencial....

May 24, 2024
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24May

US. Pension Risk Transfer Market Sets Q1 Record

The first quarter of this year marked was the largest first quarter on record, as estimated $15 billion in pension risk transfers closed in the period. According to Legal & General Retirement America, the activity significantly outperformed the previous record of $6.3 billion in 2023 and nearly triple the 2022 amount of $5.3 billion. LGRA found that jumbo transactions continue to be the driving force behind the market’s strong performance, as two transactions that closed in Q1 totaled $11 billion....

May 24, 2024
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24May

UK. What could the general election mean for pensions, mortgages and investments?

Mortgage rates, pensions policy and investments could all be affected by the upcoming general election. Last night (May 21), prime minister Rishi Sunak called a general election for July 4, but what does this mean for people’s finances? All parties will need to set out their personal finance priorities which could include changes to pensions rules and may see some promised long-awaited reforms such as changes to auto-enrolment. The UK could also see impacts to mortgage rates and investments as well as...

May 24, 2024
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24May

How South Korea’s giant pension funds fell prey to $395m NDIS housing scam

James Charisiou was no novice at corporate finance. At KPMG, the Melburnian advised banks on big deals. On Friday, he was sentenced to 12 years in jail for the deal of his life – securing $395 million from South Korean investors to build specialist accommodation for use in the National Disability Insurance Scheme. If only any of it was real. The elaborate fraud rocked Australia’s property industry. Charisiou even used the names of some of the sector’s most prominent executives...

May 24, 2024
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24May

Most Australians still relying on government pension on retirement

A government pension or allowance was still the main source of personal income at retirement according to the latest statistics from the Australia Bureau of Statistics. Forty-three per cent of retirees relied on a government pension, with 27 per cent relying on superannuation, an annuity or private pension. Bjorn Jarvis, ABS head of labour statistics, said over the past decade the number of people who said they had no personal income has fallen from 25 per cent in 2012-13 down to...

May 24, 2024
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23May

México. La CONSAR realiza cambios a la normativa financiera

El Presidente de la Comisión Nacional del Sistema de Ahorro para el Retiro, con fundamento en los artículos 1o., 2o., 5o. fracciones I, II, III, VI, VI bis, VII, XIII bis, y XVI; 12 fracciones I, VI, VIII y XVI; 18, 25, 29, 30, 36, 39, 42, 42 bis, 43, 44, 44 bis, 45, 46, 47, 47 bis, 48, 64, 64 bis, 67, 68, 69, 70, 89, 90 fracciones II, IV, V, VI, VII, IX, XII y XIII, 100...

May 23, 2024
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23May

Reforma pensional se abre paso en órgano legislativo de Colombia

La Comisión Séptima de la Cámara de Representantes de Colombia aprobó hoy 70 de los 95 artículos del proyecto de reforma pensional, una de las más grandes apuestas presentadas al Congreso por el Gobierno de Gustavo Petro. Pese a los argumentos presentados por los partidos de oposición como Cambio Radical y Centro Democrática para malograr la iniciativa, la propuesta logró abrirse paso en esa instancia legislativa donde se espera que quede totalmente admitida a más tardar el próximo viernes para...

May 23, 2024
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23May

Chile. Autopréstamo de fondos de AFP: en qué quedó el proyecto que permitiría sacar más de $1 millón 100 mil desde la administradoras de pensiones

Durante los últimos meses el autopréstamo de fondos de AFP se ha convertido en uno de los beneficios económicos que ha despertado un gran interés entre las chilenas y los chilenos que han trabajado, ya sea de forma dependiente o independiente. Esto último luego de que la propuesta, que aún no es una ley, fuera establecida como parte del discusión del articulado de la reforma de pensiones. Parte del atractivo de la idea radica en que las personas que tuvieran fondos suficientes podrían sacar hasta un 5% de dicho...

May 23, 2024
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23May

There’s a bold fix to America’s broken retirement system

By Teresa Ghilarducci     In March, Blackrock CEO Larry Fink made headlines with a shareholder letter warning about our broken retirement system, noting that "nearly half of Americans aged 55 to 65 reported not having a single dollar saved in personal retirement accounts. Nothing in a pension. Zero in an IRA or 401(k).” The American worker knows the retirement system is broken and they don’t like it. In a recent national survey, 79% of those who responded said that America is facing a...

May 23, 2024
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23May

UK. Quarter of asset managers use AI in sustainability process

More than a quarter of asset managers are already using artificial intelligence in their sustainability processes. Aviva Investors' annual asset manager survey found 56 per cent had seen an increase in client interest in sustainability-focused investments, compared with 16 per cent who had seen a decrease in appetite. The survey spoke to 60 asset managers from around the world, representing £31.9tr. While 27 per cent of the managers said they already use generative AI in their sustainability process, a further 29 per cent...

May 23, 2024
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