April 2024
12Apr

México. Iniciativa para crear fondo de pensiones no expropia los ahorros de los trabajadores, dice Amafore

La Asociación Mexicana de Afores (Amafore) dijo que la iniciativa de Morena para crear el fondo de pensiones del bienestar no expropia los ahorros de los trabajadores y se dijo abierta al diálogo. De acuerdo con el organismo, la transferencia de recursos propuesta en la iniciativa no afecta la imprescriptibilidad de cuentas individuales de ahorro. “Amafore expresa que siempre apoyará toda iniciativa que esté en favor de las condiciones de retiro de las y los trabajadores mexicanos. Es importante aclarar que la iniciativa no contempla...

April 12, 2024
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12Apr

Chile. David Bravo plantea que reforma previsional debiera abordar un freno a los retiros y cuestiona el autopréstamo

En el marco del conversatorio "Diálogo de Pensiones: Un Análisis de España y Chile", organizado por la Cámara de Comercio de Santiago (CCS) junto con la Cámara Oficial Española de Comercio en Chile, el economista David Bravo indicó que el fin de los retiros de fondos debiera abordarse en la reforma que impulsa el gobierno, y apuntó a tener una institucionalidad que se preocupe de la sostenibilidad de las pensiones. "¿Se justifican todas las medidas contenidas en el proyecto del...

April 12, 2024
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12Apr

Peru Passes Bill Allowing for $7 Billion in Pension Withdrawals

Peru’s Congress overwhelmingly approved a bill late Thursday allowing workers to tap their retirement accounts, which authorities estimate could lead to $7 billion in withdrawals. The bill was approved with the vote of 95 lawmakers out of 106 in attendance, despite government opposition. The government could veto the bill, but that is likely only to delay its implementation as congress can easily override it. Lawmakers have repeatedly targeted Peru’s vilified private pension system since the pandemic, saying the system has failed...

April 12, 2024
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12Apr

US. People Are Worried About Retirement Savings, And They Should Be

This week is America Saves Week, a time to focus on actions Americans can take to successfully save. When it comes to saving for retirement, Americans are feeling pessimistic. In a recent nationwide survey of working age Americans, 79% agree that the nation faces a retirement savings crisis, up from 67% in 2020. And more than half of Americans (55%) are concerned that they cannot achieve financial security in retirement. But is this worry about retirement savings warranted? After all, people worry about many things,...

April 12, 2024
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12Apr

UK. TPR finds trustees are taking action on climate risks and opportunities

Pension trustees are acting to address climate risks and opportunities, with more than 60 per cent of pension schemes included in The Pensions Regulator’s (TPR) latest review having some form of net-zero goal with a target date of 2050 or earlier. Following the introduction of new climate-related disclosures for schemes with more than £1bn in assets under management in 2022, TPR undertook an analysis of a selection of reports in an effort to help raise standards across the industry. This review...

April 12, 2024
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12Apr

Immigrant Workers Save Aging Economies But Face Financial Struggles In Their Senior Years

Immigrants support the economy of aging societies in many ways. They pay into social pension programs, which finance the lives of retirees. Many of them work in the care industry and directly serve older people, which reduces nursing home needs on a community level. Immigrants themselves also benefit economically from moving to a new country. At every education level, they typically enter the labor market with lower wages than native-born citizens do, but eventually catch up over time. However, my recent study has revealed that things look...

April 12, 2024
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11Apr

México. ¿Habrá cambios en las Afores? Esta es la propuesta de diputados de Morena

La iniciativa de diputados de Morena para que el ahorro no reclamado de los trabajadores que cumplieron los 70 años pasen al Fondo de Pensiones para el Bienestar vulnera los derechos de los trabajadores y exhiben falta de recursos para conformar a éste mismo, afirmaron especialistas en la materia. Guillermo Zamarripa, presidente de la Asociación Mexicana de Administradoras de Fondos para el Retiro (AMAFORE), aseguró que dicha propuesta vulnera el derecho a la propiedad sobre la cuenta del trabajador y puede afectar...

April 11, 2024
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11Apr

Reforma previsional: OIT afirma que propuesta acercaría a Chile a los estándares internacionales

El director de la Organización Internacional del Trabajo (OIT) para el cono sur de Latinoamérica, Fabio Bertranou, hizo un diagnóstico y una serie de recomendaciones para poder mejorar el sistema de pensiones en Chile en la Comisión del Trabajo del Senado. En ese sentido, apuntó a que la propuesta del gobierno en discusión acercaría a nuestro país a los estándares internacionales de los países de la OIT. En detalle, el diagnóstico presentado por el organismo intenacional fue elaborado en una mesa...

April 11, 2024
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11Apr

UN PRI: U.S. pension funds face ‘mixed signals’ on sustainability

A culture of “mixed signals” in U.S. politics has contributed to an uncertain environment for pension funds when it comes to sustainability, according to a report by the United Nations Principles for Responsible Investment. The UN PRI report followed research from 2020 and 2021 that found “policy, structural and market barriers” to sustainability in the U.S., U.K., and Australia. The latest work identified 10 separate priorities these jurisdictions needed to address when it came to sustainability. The U.S. pension fund system...

April 11, 2024
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11Apr

UK. Public demands government action on pensions and climate

According to a poll by responsible investment organisations ShareAction, Make My Money Matter and Finance Innovation Lab, 77% of people believe the government should do more to ensure pension holders have additional retirement savings, while 65% think ministers should encourage pension funds to tackle climate change. The organisations unveiled a five-point plan, Better pensions for all and a sustainable, productive economy: Proposals for reform, which they said would prevent the UK from “sleepwalking” into a pensions crisis. It includes increasing the...

April 11, 2024
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