November 2025

European pension funds back recommendations for more responsible mining sector

A commission of institutional investors, including the Church of England Pension Fund and the Council of Ethics for the Swedish National Pension Funds, has outlined recommendations for a more socially and environmentally responsible mining sector. The recommendations were made by the Global Investor Commission on Mining 2030, a multi-stakeholder commission supported by global investors managing or advising USD 18trn of assets. The 10-year vision for the mining industry, published just a week before the start of COP 30, is intended to...

Solving for retirement: All paths lead to more private savings

The biggest challenge and opportunity for superannuation, pension and sovereign wealth funds is the climbing support ratio, particularly in developed economies, according to Michael Davis, head of global retirement strategy at T. Rowe Price. The support ratio, sometimes referred to in less flattering terms as the old-age dependency ratio, has been in rising across every major global economy. For example, in Japan, the support ratio is 51, meaning 100 working adults support 51 retirees. In the 1950s, the ratio was...

Natalidad en México disminuye 26% y especialistas prevén problemas económicos en próximas décadas

Entre 2014 y 2023, la cifra de natalidad en México ha disminuido en 26%, donde el Colegio de Economistas de Aguascalientes informa que, de continuar con estas tendencias, habría problemas para sostener la economía del país en algunas décadas. Cobertura Aguascalientes Jael Pérez Sánchez, economista e integrante del Colegio, explica queen diez años hubo una disminución de 700 mil nacimientos en el país. En el año 2014, con una población menor, teníamos aproximadamente 2.5 millones de nacimientos cada año. Para 2023, el...

US. State And Local Pensions Must Confront AI’s Systemic Risks

Stock prices are soaring due to investor enthusiasm about the potential for Generative AI to transform the economy. Dismissing concerns about GenAI’s lack of profitability to date, many investors are celebrating. But pension fiduciaries, charged with protecting the financial security of workers and retirees, do not have the luxury of complacency. Their duties of prudence and loyalty require assessing and mitigating risks, and GenAI unquestionably poses portfolio-wide risks. One of those risks is the U.S. tech industry’s approach to...

UK. Nigel Farage refuses to commit to the triple lock on pensions

Nigel Farage has suggested that the minimum wage may be “too high” for younger workers, as he laid out Reform’s vision for the UK economy. The Reform leader, speaking in the City of London on Monday morning, also revealed he was abandoning plans for tax cuts that were a central part of the party’s previous manifesto – and refused to commit to the triple lock on pensions. Asked whether he thought the minimum wage was too high, Mr Farage said: “There’s...

Positive aging takes root in China via community engagement

As China’s 1960s generation enters old age, a societal shift is underway, with positive attitudes toward aging becoming established and fueling an increasing number of seniors seeking fulfilling and diverse lives through community engagement. With hair dyed red and a tendency to speak quickly, Cui Xinyun, 71, appears young and energetic. When Cui started talking about her volunteer work, her eyes lit up. “Our community is like a big family. While helping others, I receive warmth and kindness too,” she...

October 2025

México. Avala Corte reforma de AMLO que puso tope a comisiones que cobran Afores

La Suprema Corte de Justicia de la Nación (SCJN) avaló este jueves la reforma de 2020 impulsada por el presidente Andrés Manuel López Obrador que puso tope a las comisiones de las Administradoras de Fondos para el Retiro (Afore) por el manejo de las cuentas individuales de los trabajadores. Por unanimidad de votos, el Pleno determinó que es constitucional que la Ley de los Sistemas de Ahorro para el Retiro establezca, en su artículo Artículo 37, párrafo octavo, un límite...

Colombianos que no lograron completar las semanas exigidas para pensionarse podrán acceder a nuevos mecanismos con Colpensiones

Asegurar un ingreso estable para la vejez no siempre es posible a través de la pensión tradicional. En Colombia, miles de personas que han aportado durante años llegan a la edad de retiro sin cumplir las semanas requeridas por Colpensiones, una realidad marcada por trayectorias laborales intermitentes, informalidad o falta de oportunidades para continuar cotizando. Aunque el sistema exige 1.300 semanas de aportes y fija la edad de jubilación en 57 años para las mujeres y 62 para los hombres,...

Mexicanos mejoran en ahorro, pero aún desconfían de las Afores

El ahorro voluntario en México creció 26% en septiembre pasado, pero representa apenas el 4% del total del dinero que administran las Afores. Las 10 Afores que operan en México administran más de 8 billones de pesos en recursos para el retiro de los trabajadores; sin embargo, apenas 306,149 millones de pesos son aportaciones que los trabajadores realizan por cuenta propia. "Aunque las aportaciones voluntarias crecieron de 5.7% en 2021 a 7.9% en 2024, aún resultan insuficientes para garantizar un retiro digno", señaló un...

US. Uncertainty about retirement growing increasingly

Americans are growing increasingly uncertain about their retirement plans amid persistent inflation and mounting concerns about the future of Social Security. In a trio of recent surveys from Charles Schwab, Fidelity, and Northwestern Mutual, Americans' confidence in their ability to retire, retire comfortably, and the exact age at which different generations expect to retire varied widely. And in both the Schwab and Fidelity surveys, the number of Americans who said they're confident in their retirement plans fell from the same surveys conducted last...