News Archives - Page 13 of 950 - Pension Policy International

13MayMay 13, 2026

The largest UK pension schemes are substantially ahead on climate action as smaller schemes risk falling further behind

88% of the largest schemes have a credible net zero implementation strategy compared to 61% on average for all schemes reviewed Almost all schemes with assets above £5bn now target net zero, compared with just over half of smaller peers, averaging 76% across all schemes. Average Implied Temperature Rise remains at 2.4°C, suggesting schemes are still exposed to assets misaligned with climate goals XPS Group, a leading UK consulting and administration business specialising in the pensions and insurance sectors,...

May 13, 2026

NewsClimate crisis, Pension Management, UK

13MayMay 13, 2026

US. Labor unions oppose Senate crypto bill ahead of Thursday committee markup: report

Five labor organizations urged the U.S. Senate to oppose the pending crypto market structure bill, warning that the legislation would expose worker retirement accounts to cryptocurrency volatility. The opposing groups include the AFL-CIO, Service Employees International Union, American Federation of Teachers, National Education Association, and American Federation of State, County and Municipal Employees, CNBC reported Tuesday. According to CNBC, SEIU, AFT, NEA, and AFSCME wrote in a previously unreported May 9 letter that the bill “jeopardizes the stability of workers’ retirement plans, including...

May 13, 2026

NewsCryptocurrencies, Investment, Pension Management, Risk

13MayMay 13, 2026

Europe’s demographic challenge: how to guarantee intergenerational fairness in pensions and beyond

Engaging younger generations earlier The core challenge is timing. Pension planning often begins too late, even though early contributions are crucial. Yet for many young people, retirement feels too distant to prioritise. Speakers highlighted financial literacy and pension awareness as key tools but stressed that education must go hand in hand with practical solutions. Well-designed systems, such as automatic enrolment, can significantly increase participation, while pension tracking tools can help individuals keep oversight in increasingly mobile careers. Addressing persistent inequalities Fairness between generations...

May 13, 2026

NewsIncome, US, Withdrawals

13MayMay 13, 2026

Longevity risk at the individual level

Wellthspan Advisory’s Nadine Esposito explains why living longer does not automatically mean living securely. We celebrate longer lives. In the EU, life expectancy has climbed above 81 years, and reaching 90 is no longer exceptional. Yet beneath this achievement lies an uncomfortable reality: longevity extends time, and time increases exposure. Exposure to health shocks. Exposure to career disruption. Exposure to caregiving demands. Exposure to systems under strain. The dominant narrative frames longevity as a financial challenge: save more, invest better, delay retirement....

May 13, 2026

NewsAging, South Korea

13MayMay 13, 2026

Older people risk mental decline if they do long hours of caring, UK study shows

The stresses and strains of caring for someone for 50 hours or more a week leads to “accelerated cognitive decline” in middle-aged and older people, research shows. However, providing care for only five to nine hours a week has the opposite effect, boosting brain health so much that the benefits last until older age. Carers UK called the findings “extremely worrying” and said they highlight how long hours spent providing care raises the risk of social isolation and burnout. Dr Baowen Xue,...

May 13, 2026

NewsAging, Health, Healthcare

12MayMay 12, 2026

Private credit is cracking, but pension funds aren’t blinking

Close to US$300bn flowed into private credit vehicles from institutional investors in 2025, and the money keeps coming — despite the sector's most turbulent stretch in years. Major pension systems are not just holding their private credit allocations; several are actively expanding them. Europe's largest pension investor, Dutch manager APG, plans to raise its private markets exposure above 30 percent of assets and could increase its private debt allocation to between 2 and 4 percent from roughly 1.5 percent currently, according to Reuters. In the...

May 12, 2026

NewsInvestment, Pension Management

12MayMay 12, 2026

Streamlining the risk transfer process: it’s harder than you might think

Ahead of a new research series from Pensions Expert into small scheme bulk annuities, members of the Endgame Perspectives Group explore how streamlined services have developed, their limitations, and how they can better serve pension schemes and members. Simplifying the risk transfer process isn’t as simple as it may appear. If we were to build the ideal risk transfer process for pension schemes now, without any baggage, what would it look like? Perhaps it’s a standardised process across insurers and advisers where contracts,...

May 12, 2026

NewsPension Management, Risk

12MayMay 12, 2026

US. Pension income in 2026 reshapes safe withdrawal strategies

Pension changes withdrawal: Guaranteed income covering 40%+ of expenses can justify higher withdrawal rates than the 3.9% baseline. COLA protects income: Inflation-adjusted pensions help maintain purchasing power, supporting more confident portfolio draws. Advanced strategies rise: Dynamic Spending or Guardrails can exceed 5% withdrawals when backed by a strong income floor. Why 2026's economic conditions change the retirement math Morningstar’s 2026 guidance starts retirees at a 3.9% withdrawal rate due to current market valuations. Research from Wade Pfau and the Journal of Financial Planning indicates that when...

May 12, 2026

NewsIncome, US, Withdrawals

12MayMay 12, 2026

S. Korean civic groups call for family-centered approach to low birth rate

More than 170 South Korean civic organizations called for a fundamental overhaul of the country's low birth rate policies, arguing that restoring family-centered values - rather than expanding cash subsidies - is key to reversing demographic decline. The appeal came during a civic forum and joint declaration event held Wednesday at the Korea Press Center in central Seoul ahead of next year's local elections. The event, titled "Citizen Forum and Joint Declaration on Family-Centered Low Birth Rate and Population Policies," brought...

May 12, 2026

NewsAging, South Korea

11MayMay 11, 2026

U.S. investors demand executive pension changes

Proposals by U.S. investor activists to rein in executive pensions will be put to a key test this week when the initiatives go to votes at companies including AT&T Inc. and Johnson & Johnson . Shareholders who want a greater say in setting CEO pay complain that senior executives have accumulated unreasonably large amounts of money in company-funded pension plans. They want to limit what can be considered a senior executive's income when tallying how much the company should contribute to the pension,...

May 11, 2026

NewsInvesting, US

May 2026