April 2025
24Apr

UK. Mind the gap: younger DC members care about the planet, their pension funds should take note

Today, we manage pensions for members living very different lives, different ages, different time horizons, different priorities. Yet too often, we rarely ask them: "What do you want from your money?" Younger members are already telling us. Over 80% of under-40s in the UK care about climate change. They want their savings to deliver purpose, impact, and value not just financial return and they want to be able to retire into a liveable world, not have to adapt just to survive in...

April 24, 2025
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23Apr

Over Half of Global Pension Funds Exceed Private Equity Allocation Targets

As private markets continue to gain popularity, global pension funds were, on average, above their median target allocation to private equity in the first quarter of 2025. S&P Global Market Intelligence data revealed that the median target allocation across 298 funds across the global was $306.8 million. Yet, the median actual allocation was $330.3 million, resulting in a $23.5 million overallocation. Of the 298 pension funds analyzed, 174 were found to be overallocated to private equity. In particular, California State Teachers' Retirement...

April 23, 2025
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23Apr

US. New York State Pension Fund Commits $2.4 Billion to Climate Investment Strategies

The New York State Common Retirement Fund, one of the largest public pension plans in the U.S., announced the allocation of $2.4 billion to its Sustainable Investments and Climate Solutions (SICS) Program through investments in three climate-focused investment funds. State Comptroller Thomas P. DiNapoli also announced that the fund completed its annual review of thermal coal, oil sands, shale oil and gas, and integrated oil companies, resulting in new restrictions on investment in eight coal and shale oil and gas...

April 23, 2025
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23Apr

Brits reject pension gamble, choose stability over high-risk bets

In an era of economic uncertainty and shifting retirement expectations, British savers are making one thing clear: when it comes to their pensions, stability prevails over speculation. Rather than chasing high returns through risky investments, most UK pension holders are opting for steady growth, transparent management, and long-term financial security. This trend is underscored by new research from PensionBee, which reveals just 8% of savers are willing to invest in high-risk assets. The majority are risk-conscious, with 49% preferring a moderate-risk strategy,...

April 23, 2025
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23Apr

US. The Increasing Role of Alternatives in Public Pension Plans

Over the period 2001 through 2021, the allocation by public pension plans to alternative assets like private equity, real estate, and hedge funds increased from 14% of risky investments to 39%. However, the overall trend masks a high degree of variability across plans as the alternative-to-risky share for pensions in states like Maine, New Mexico, Indiana, Wyoming and Texas increased by an average of 58 percentage points while it hardly changed for pensions in South Dakota, Nevada, Georgia, Iowa...

April 23, 2025
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22Apr

Insurers and pensions fill infrastructure lending gap: AllianzGI

The volume of debt being taken up by institutional investors has steadily grown. Insurers and pension providers are plugging the lending gap for infrastructure projects, which commercial banks have been shunning for more than a decade because of a stricter regulatory framework that discourages them from holding longer-tenor loans. “The 2008 global financial crisis significantly changed the infrastructure debt market, which previously relied on commercial banks for about 90% of private infrastructure debt,” Claus Fintzen, chief investment officer for Infrastructure Debt at Allianz...

April 22, 2025
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16Apr

FSD Africa Commits GBP 10 M In ARM-Harith To Tap Nigeria’s Pension Power For Climate Equity

FSD Africa Investments (FSDAi), a UK-backed specialist development finance investor, has announced a GBP 10 M (USD 13.2 M) commitment into Lagos-based private equity firm ARM-Harith Infrastructure Investment Limited to unlock local institutional capital—specifically local pension funds—for climate infrastructure development. The investment, directed into ARM-Harith’s Climate and Transition Infrastructure Fund (ACT Fund), isn’t just another capital injection; it’s a bold attempt to solve a problem that’s kept billions in local pension assets parked on the sidelines. For years, Nigerian pension funds have been hesitant...

April 16, 2025
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14Apr

Nigeria’s pension fund seeks to diversify with focus on infrastructure

Nigeria's pension fund regulator wants to diversify investments with more focus on infrastructure and private equity, a spokesperson said on Friday — a move that could unlock a major new source of capital in Africa's most populous nation The voluntary and privately managed Retirement Savings Account held assets of 23.26-trillion naira (R275.13bn) as of February, with 60% of that invested in government debt and less than 10% in corporate securities. Diversification would allow the fund to seek out higher-yield investments, National...

April 14, 2025
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14Apr

Adding the impact investing dimension to Luxembourg’s sustainable finance

“We were set up with the mission of helping the financial sector transition towards sustainability,” says Nicoletta Centofanti, CEO of the Luxembourg Sustainable Finance Initiative (LSFI) who opens our conversation explaining the origins of the organisation, which with the support of its Impact Investing Advisory Board (IIAB), became a national partner of GSG Impact in December last year. “We are a centre of excellence and knowledge hub on sustainable finance and aim to unlock the sector’s potential, channel more capital...

April 14, 2025
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11Apr

Optimal Investment-Consumption and Retirement Choice with Labor and Pension Incomes

By Hyun Jin Jang & Seon Hwa Lee This study examines lifetime optimal investment, consumption, and retirement timing decisions under a heterogeneous consumption utility function and the presence of pension earnings. Using the duality method, we derive the optimal wealth, investment-consumption strategies, and voluntary retirement region. Through simulation analysis, we assess the impact of pensions on these decisions. Our findings highlight the critical role of pensions in retirement planning, alongside wages and labor costs. Notably, pension benefits encourage earlier voluntary...

April 11, 2025
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