December 2025
09Dec

US. 3 Big Changes for Retirement Planning in 2026

Provisions in Secure 2.0, OBBBA affect retirement savers and retirees. For retirement savers and retirees, the ringing in of the new year will bring more than the usual inflation adjustments to retirement contributions. The retirement legislation known as Secure 2.0 will also continue to phase in, bringing implications for retirement savers. In addition, the budget law known as the One Big Beautiful Bill Act has impacts for retirement savers and retirees. Here’s a roundup of three key retirement-related changes to watch...

December 9, 2025
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08Dec

Major Changes To U.S. Pensions Being Considered By Congress

Congress is considering major changes to U.S. pensions after a new bill was introduced this week. The proposal, put forward by Democratic Representative Eugene Vindman of Virginia, seeks to make it easier for Americans to build emergency savings without sacrificing their retirement security. Why It Matters Vindman’s Congressional bill would modify eligibility rules and raise contribution limits for pension-linked emergency savings accounts—programs that allow workers to set aside funds for unexpected expenses alongside their retirement savings. If enacted, it could reshape how millions of employees prepare for financial shocks, offering a safety...

December 8, 2025
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05Dec

The working life course of aging LGBTQ workers: An intersectional perspective and a theoretical framework

By Raphael Epper-Hattab & Bryndís D Steindórsdóttir  Aging LGBTQ workers represent a unique and diverse population of workers who have struggled with homophobic and transphobic social constructions and a prolonged invalidation of their identities, stemming from periods when social exclusion and discrimination dominated their lives. These challenges have imposed multifaceted marginalization not only on their life patterns but also on their occupational trajectories and interpersonal relationships at work. Against this backdrop, drawing attention to characteristics of the occupational careers of...

December 5, 2025
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03Dec

Por qué los ‘Baby Boomers’ acumulan la mayor riqueza de la historia de EEUU

La generación de los "Baby Boomers", aquellos nacidos entre 1946 y 1964, se consolidó como la más rica en la historia de Estados Unidos. Según datos recientes de la Reserva Federal, este grupo concentra activos que superan los 85 billones de dólares, una cifra que representa más de la mitad de toda la riqueza de los hogares del país. Este fenómeno de acumulación, resultado de condiciones económicas y políticas excepcionales, plantea serios interrogantes sobre las posibilidades de las generaciones...

December 3, 2025
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02Dec

US. What Young People Need to Know About Workplace Retirement Savings

Workplace retirement savings plans are an excellent way to invest in your future, and the earlier you start, the more opportunity your savings have to grow. Typically automated through payroll deductions, contributions to a plan like a 401(k) or 403(b) are tax-advantaged and easy to make. Recent research by Edward Jones and Morning Consult shows that three in five Americans who have access to a workplace retirement plan contribute, however 59% of all Americans’ employers do not offer one, leaving...

December 2, 2025
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01Dec

US. Nearly 30,000 Chicago teachers are caught in pension trap

Chicago teacher pensions leave nearly 30,000 teachers without access to benefits and the Illinois General Assembly’s solutions not only won’t help, they’ll likely make things worse. What most retirees really need is flexibility. The Public School Teachers’ Pension and Retirement Fund of Chicago recently released its annual actuarial report. It highlights why pensioners need more flexibility – not boosted benefits – to secure their retirements. 1) Nearly 30,000 former teachers aren’t eligible for retirement benefits By nature, a pension fund is designed to serve career...

December 1, 2025
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November 2025
28Nov

Largest US Pension Fund CalPERS Faces Heavy Losses As Strategy Investment Drops To $80M

California Public Employees’ Retirement System (CalPERS) has been caught on the wrong side of the recent sell-off in Strategy, with its first bet on the Bitcoin proxy stock sliding from more than $144m to about $80m in a matter of months. According to a recent SEC filing, CalPERS acquired 448,157 Strategy (MSTR) shares in the third quarter, paying over $144m for the position. The stake, which gave the fund direct equity exposure to one of the most volatile Bitcoin plays...

November 28, 2025
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28Nov

UK Budget 2025: limitations on pensions salary sacrifice will lead to ‘cut-backs’

Plans by the UK government to charge employer and employee national insurance contributions (NICs) on salary sacrificed in exchange for employer pension contributions above £2,000 from 2029 will leave future pensioners facing lower funds, according to an expert. Pensions salary sacrifice describes an arrangement where, instead of paying contributions directly to their pension, an employee contractually agrees with their employer to give up part of their salary or bonus in return for the employer paying an equivalent amount into their...

November 28, 2025
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27Nov

US. NYC comptroller urges city pensions to drop BlackRock, other managers over climate concerns

New York City Comptroller Brad Lander recommended that the city’s three pension funds drop a trio of asset managers for failing to meet the climate expectation of the city’s net-zero implementation plan, Lander’s office said in a Wednesday release. Lander recommended the city’s pensions move on from BlackRock, Fidelity and PanAgora in an update to the trustees of the city’s Teachers’ Retirement System, the New York City Employees’ Retirement System and Board of Education Retirement System. The recommendation for the city’s...

November 27, 2025
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26Nov

A ‘tale of two retirements’ shows only the rich are saving more — while most Americans are putting away much less

There’s a stark divide among Americans when it comes to retirement savings. Most U.S. workers struggle to save and invest for their older years, putting themselves at risk of running out of money before they die. Only a small minority with high salaries is able to increase their retirement savings and see their investments grow. Since 2022, retirement-plan participation rates, total contributions and overall savings rates have decreased for those making less than $150,000 a year, according to a new...

November 26, 2025
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