2025 Read on Retirement survey
By BlackRock
Workplace savers are feeling more confident about retirement—but plan sponsors aren’t on the same page. As the gap in outlook widens, advisors have a critical role to play. Uncover the insights shaping this divide.
Navigating uncertainty and a growing divide
Saver confidence is up but fragile. This year’s dip underscores how closely confidence tracks with market volatility. And while savers feel increasingly sure, only 38% of employers believe the majority of their employees are truly on track—a record low. The divide is real and growing.
Savers want security – and employers are listening
Nearly two-thirds of savers worry they’ll run out of money in retirement, so it’s no surprise 86% say they want guaranteed income. The demand—and the urgency—has never been greater and for the first time, 100% of employers feel responsible for helping.
The pressure is on to make every dollar work harder
Median savings rates fell from 12% in 2022 to 10% this year, even as the cost of retirement rises. To close the gap, savers are increasingly looking at active management and alternative assets to boost returns. The pressure is on to make every dollar work harder.
Get the report Here
