October 2025

Hay 3,222 planes privados de pensiones en México con 2 millones de beneficiarios

En México, hay 3,222 planes privados de pensiones adicionales al régimen obligatorio del Seguro Social que cubren a 1.9 millones de trabajadores activos, es decir, menos de 10% de la población que labora en la formalidad, según el informe Estadísticas del Registro Electrónico de Planes de Pensiones 2025. De acuerdo con el informe de la Comisión Nacional del Sistema de Ahorro para el Retiro (Consar), aproximadamente una tercera parte de los planes registrados pertenecen a filiales de compañías extranjeras con...

Ecuador. Jubilados del IESS exigen que la pensión mínima se iguale al salario básico unificado

El compromiso del presidente Daniel Noboa de equiparar la pensión mínima jubilar al salario básico unificado sigue sin concretarse. Los jubilados del IESS aseguran que han pedido respuestas al Ministerio de Trabajo y al Seguro Social, pero hasta ahora no han obtenido ninguna comunicación oficial. Para Harry Valarezo, representante de los jubilados del Ministerio de Educación, el pedido no busca favores, sino justicia. “Enviamos una carta al presidente Noboa el 13 de octubre de 2025 para que el salario mínimo de...

US. Are Workers Warming Up to In-Plan Annuities?

“Today, 40 percent of retirees have access to a pension plan. The numbers go down substantially each generation,” Hodgens says. “Just 24 percent of Gen X workers have access to a pension, and only 16 percent of millennials will have a pension.” He and other financial professionals say recent federal legislation focused on retirement security could help fill the pension gap. The Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in 2019, and SECURE 2.0, which followed three...

How China’s aging boom is turned into an investment story

With 300 million seniors and a shrinking workforce, China's 'silver economy' is emerging as one of its most durable new growth engines Residents of a community for senior citizens on the outskirts of Beijing. Retired factory supervisor Zhang Meihua starts every morning with a brisk walk around a new riverside park in Chengdu, tracking her steps on a smartwatch made by Huawei. "I never cared about gadgets before," she said. "But my children worry if I don't share my health data....

Rising birth rates no longer tied to economic prosperity

Fertility rates began falling in most of the world starting in the last century. By the 1970s, the U.S. had dipped under the replacement rate of 2.1 children per woman, a trend that has continued on a declining slope. In her new working paper, “The Downside of Fertility,” Claudia Goldin, the Henry Lee Professor of Economics, takes a deeper dive into the cultural changes around gender that are driving down fertility rates. The economic historian and 2023 Nobel laureate introduced a model in a previous...

DC Plan Sponsors Target Wellness, Compliance and Lower Costs

When defined contribution plan sponsors were asked to name the top three priorities over the next 12 months, expanding financial wellness, ensuring regulatory compliance, and reducing plan costs were among the top responses. In fact, 4 in 10 (39%) respondents cited expanding their financial wellness programs as their No. 1 focus, underscoring the importance of ensuring good participant outcomes to plan sponsors. And while financial wellness was the most popular top priority overall, nearly as many respondents are focused on...

México envejece sin plan B: el reto económico y social que se avecina para la “generación de los 30”

La frase “ya no somos la chaviza” tiene un nuevo respaldo estadístico. Según datos del Consejo Nacional de Población (Conapo), en 2025 la edad promedio en México alcanza los 30.5 años, lo que marca el inicio de un cambio estructural en la pirámide demográfica. Los modelos proyectan que para 2050 la edad mediana será de 43 años, y hacia 2070, más del 34% de la población será adulta mayor. En otras palabras, el país se acerca a una etapa de...

Chile. Matthei defiende reforma previsional y descarta que su discurso sobre las mujeres sea una estrategia

En el punto de prensa posterior al debate televisado de Canal 13, la candidata presidencial Evelyn Matthei abordó los resultados de sondeos como Cadem, cuya última edición la desplaza al cuarto lugar por debajo de Johannes Kaiser. “He estado mucho en la calle, muchísimo, y veo otra cosa que es lo que marcan las encuestas, y yo no sé todavía quién cree en las encuestas después de los resultados de Argentina, de Bolivia, de tantos otros, de Trump, etc. Así que yo estoy súper tranquila,...

More than a third of UK workers face retirement poverty amid weak engagement

More than a third of UK workers - equivalent to around 11.6 million people - are on course to fall short of covering their basic needs in retirement, research from Scottish Widows has revealed. The insurer’s latest report, Retirement Realities: Unlocking the Workplace Benefits, found that while auto-enrolment has brought millions into pension saving, contribution levels and engagement remained far too low to deliver adequate outcomes for most workers. Drawing on surveys of 1,000 senior decision-makers responsible for workplace pensions and 2,000...

Canada’s largest pension investment manager sued over alleged climate risk mismanagement

Toronto, Ont./ Traditional territories of several First Nations including the Williams Treaties First Nations, Huron-Wendat, the Anishnaabeg, Haudenosaunee, Chippewas, and the Mississaugas of the Credit First Nation — Four young people in Canada are taking the sixth largest pension fund manager in the world to court, claiming it is breaching its duty to invest in their best interests by failing to protect their pensions from climate risk. Represented by lawyers from Ecojustice and Goldblatt Partners LLP, Aliya Hirji, Travis Olson,...