July 2025
11Jul

US. How Much Should You Have Saved for Retirement If You Live To 100

Planning for retirement requires an effective strategy that covers everything, including inflation, long-term healthcare, vacations, debt, the uncertainty of Social Security, taxes, the unexpected and living expenses. What makes it even more challenging is people are now outliving their savings because life expectancy is longer. According to a new survey from Allianz Life, 64% of Americans, mostly Gen Xers, worry more about not having enough money to cover their lifetime than they worry about dying. While many fear about running out of...

July 11, 2025
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11Jul

UK. DC pensions continue to back Net Zero despite ESG backlash

Barnett Waddingham’s latest DC Sustainability Report finds a 34% increase in allocations to funds with a climate target in the growth stage since original 2021 report. Despite this, providers have on average 35% of growth assets exposed to investment managers who have stepped away from climate collaboration initiatives. Misalignment between UK DC schemes and global asset managers on sustainability requires a strategic shift to ensure ESG ambitions are fulfilled.     Against the backdrop of anti-ESG sentiment among many global institutional investors,...

July 11, 2025
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11Jul

Eiopa calls for stricter supervision of liquidity risk at pension funds

The EU pensions regulator has issued binding guidance requiring national supervisors to oversee liquidity risk at institutions for occupational retirement provision (IORPs) more closely, citing margin call risks, asset fire sales and the need for proportionate stress testing and liquidity buffers. The European Insurance and Occupational Pensions Authority (Eiopa) concluded that better supervision of liquidity risk management across institutions for occupational retirement provision (IORPs) was necessary to preserve financial system stability and ensure pension schemes could meet their obligations. In...

July 11, 2025
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10Jul

México. Suprema Corte autoriza embargo de Afores para garantizar pago de pensión alimenticia

La Primera Sala de la Suprema Corte de Justicia de la Nación (SCJN) autorizó que se puede embargar una parte del ahorro para el retiro -Afore- para garantizar la pensión alimenticia de un hijo o hija, si el titular se encuentra desempleado y no cuenta con otros bienes para asegurar el derecho. Por unanimidad, la Primera Sala resolvió este miércoles el recurso de revisión 652/2024 tras un análisis del artículo 79 de la Ley de los Sistemas de Ahorro para el Retiro. El caso llegó a la...

July 10, 2025
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10Jul

Chile. Gobierno da inicio en el Senado la tramitación del proyecto que traspasa el Seguro de Invalidez y Sobrevivencia al nuevo Fondo Autónomo Previsional

Los ministerios del Trabajo y Previsión Social y de Hacienda expusieron los principales contenidos del proyecto ante la Comisión de Trabajo del Senado, destacando que la iniciativa busca cumplir los plazos legales de la Reforma de Pensiones y garantizar la continuidad operativa del SIS bajo el nuevo esquema del Seguro Social Previsional. Con las exposiciones del ministro del Trabajo y Previsión Social, Giorgio Boccardo, el subsecretario de Previsión Social, Claudio Reyes, y representantes del Ministerio de Hacienda y Superintendencia de...

July 10, 2025
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10Jul

Colombia. Colpensiones cambia para siempre: todos los jubilados deberán hacer este trámite para conservar la pensión

Con la entrada en vigencia de la nueva reforma pensional en julio de 2025, Colpensiones implementará un nuevo procedimiento obligatorio para todos los afiliados que devenguen más de 2,3 salarios mínimos mensuales. El cambio tiene como objetivo asegurar que el excedente de cotización sea administrado adecuadamente, evitando así riesgos de desprotección para los trabajadores que se jubilen bajo el nuevo esquema. A partir de esta reforma, los afiliados deberán elegir una Administradora del Componente Complementario de Ahorro Individual (ACCAI). Colpensiones lo confirma: así podes pagar semanas...

July 10, 2025
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10Jul

UK. Older Brits delay retirement while younger workers risk being underprepared

Older Brits are delaying retirement due to the rising state pension age (SPA), according to research from the University of Bath, yet many younger workers, particularly women, risk being underprepared by holding onto unrealistic early retirement hopes. The research revealed a “clear” gap between expected and actual retirement behaviour, with younger workers expecting to retire before reaching SPA, while older workers tend to revise their plans when they are already close to retirement when opportunities to boost savings and continue...

July 10, 2025
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10Jul

US. 7 Things Retirees Need To Know About the Big Beautiful Bill Act

The One Big Beautiful Bill Act (OBBBA), signed into law by President Donald Trump over the July 4, 2025, weekend, is a sweeping multitrillion-dollar package that blends tax cuts with significant spending reductions and changes to the social safety net.1 For retirees, the new law brings both opportunities and uncertainties—from temporary tax relief on Social Security benefits to potential changes in required retirement distributions. While some provisions offer immediate benefits, others create planning challenges that could affect retirement strategies for years to come....

July 10, 2025
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10Jul

UK. BoE governor says mandating pension investments is ‘not appropriate’

The government's proposed power to influence investment decisions within defined contribution (DC) pension schemes, outlined in the Pension Schemes Bill, has faced renewed scrutiny after Bank of England governor, Andrew Bailey, cautioned that such an intervention would not be "appropriate” and require “a lot of heavy lifting". According to the Press Association, Bailey said today (9 July) that he supports structural changes in the pensions industry but rejected the idea of mandating where schemes should allocate capital, stating: “I do not...

July 10, 2025
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10Jul

US. NYC pensions seek partners to expand place-based investments

New York City’s Bureau of Asset Management is in talks with fund managers and other possible partners to expand place-based investments by the city’s five pension funds, according to Valerie Red-Horse Mohl, deputy chief investment officer for responsible investing at BAM. “I’ve had meetings with four other entities based in the New York area that have a strong interest in this type of investment,” Red-Horse said last month at a committee meeting of the New York City Employees’ Retirement System...

July 10, 2025
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