editor, Author at Pension Policy International

07JulJuly 7, 2025

Japan’s US$1.7 trillion fund boosts ESG holdings as others flee

Japan’s US$1.7 trillion Government Pension Investment Fund (GPIF) has added to its environmental, social, and governance (ESG) investments, rejecting the shift away from green strategies by many global asset managers. GPIF held about 18.2 trillion yen (S$160.5 billion) of assets tracking ESG indexes at the end of March – or 14.7 per cent of the fund’s equity investments – up from 17.8 trillion yen a year earlier, according to documents published on Friday (Jul 4). The fund posted a quarterly...

July 7, 2025

NewsESG, Investment, Japan

07JulJuly 7, 2025

US. What’s in your 401(k)? Why boomers and Gen X really need to know.

Your target-date fund might have the wrong mix for you, and new alternatives could be risky As stock and bond markets have whipsawed this year, you may be afraid to look at your 401(k) account balance. But all of the volatility actually makes this an opportune time to look under the hood of your 401(k) if you're nearing retirement or already there. The conventional retirement-investing advice is to "set it and forget it" - but at this stage of life, you...

July 7, 2025

NewsInvestment, savings, US

07JulJuly 7, 2025

Russia launches controversial scheme to boost birth rate, offers money to schoolgirls for having children

Amid a sharp decline in birth rates, Russia has launched a controversial new initiative that offers financial incentives to school and college-going girls to become pregnant and raise children. The program, currently being piloted in select regions, provides over 100,000 rubles (approximately Rs 90,000) to adult schoolgirls who agree to give birth and care for a child. The scheme is part of a broader demographic strategy adopted in March 2025 aimed at reversing Russia’s population decline. It is being implemented...

July 7, 2025

NewsAging, Public Policy, Russia

04JulJuly 4, 2025

México. 3 claves de la reforma que restringirá los retiros por desempleo en las Afores

El Senado de la República deberá aprobar la reforma a la Ley del Seguro Social para regular los retiros por desempleo en las Afores, una iniciativa promovida por la Cámara de Diputados que busca frenar prácticas fraudulentas detectadas por la Comisión Nacional del Sistema de Ahorro para el Retiro (Consar). Esta modificación, propuesta por el diputado Alejandro Carvajal Hidalgo (Morena), responde a un esquema donde gestores manipulan el sistema para obtener beneficios a costa de los trabajadores. ¿Cómo funciona el fraude actual y...

July 4, 2025

NoticiasMexico, Retiro de Fondos

04JulJuly 4, 2025

Chile. Aumento de cotización en agosto: el impacto que tendrá en los sueldos de los trabajadores

Desde agosto, empleadores deberán aportar un 1% extra a pensiones, sin afectar sueldos líquidos. Aporte subirá gradualmente hasta 8,5% al 2033. La reforma previsional recientemente aprobada contempla un incremento en las contribuciones que realizan los empleadores a las cuentas previsionales de sus trabajadores, con el objetivo de fortalecer las futuras pensiones. A partir de agosto, todos los empleadores del país estarán obligados a efectuar un aporte adicional del 1%, el cual deberá incluirse dentro del plazo legal para el pago de cotizaciones: hasta...

July 4, 2025

NoticiasChile, Reforma de Pensiones

04JulJuly 4, 2025

Argentina. Reforma: analizan prohibir que se cobren dos jubilaciones con la pensión por viudez

El ministro de Economía, Luis Caputo, tiene su mesa un estudio privado que propone reducir a la mitad del gasto previsional, o sea un gasto de 4,8% del PBI, mediante la eliminación de regímenes especiales, así como terminar con la duplicación de beneficios mediante las pensiones por viudez, lo que representa al menos 1 millón de beneficiarios. Asimismo, prevé una suba gradual de la edad jubilatoria. "En la medida en que mejora la salud de la población, es inevitable la suba de la edad...

July 4, 2025

NoticiasArgentina, Regulación

04JulJuly 4, 2025

US. Asset Gains for 100 Largest Public Pensions Surge $98B in May; PRT Costs Decline

The 100 largest public defined benefit plans in the U.S. raked in $98 billion in asset gains during May thanks to a 2.4% investment gain during the month, according to Milliman’s Public Pension Funding Index. It was the funds’ best monthly market performance in more than a year. The consulting and actuarial firm said the strong gains boosted their estimated funded level to 81.1% from 79.6% a month earlier. It also said that the deficit between the estimated plan assets and liabilities...

July 4, 2025

NewsDefined Benefit, Investment, PRT, Public Pensions, US

04JulJuly 4, 2025

UK. European insurance giant acquires Pension Insurance Corporation in £5.7bn deal

Pension Insurance Corporation (PIC), the specialist bulk annuity provider, has been acquired by European insurance giant Athora in a deal worth an estimated £5.7bn. It will become the UK insurance business for Athora, which has existing presences in Belgium, Germany, Italy and the Netherlands. The acquisition is a significant boost for Athora as it will increase its assets under management and administration to more than €130bn (£112bn). At the end of 2024, PIC was responsible for almost £51bn of assets and...

July 4, 2025

NewsInvestment, Pension Management, UK

04JulJuly 4, 2025

Living to 100: As lifespans rise, retirement planning needs a major reset

Longevity is quickly becoming one of the largest unaddressed risks in retirement planning: The number of Americans living to 100 is expected to quadruple by 2054, yet most retirement plans aren't built for 90 or 100-year lifespans. Yet despite this surge in longevity, new research from Nationwide Retirement Institute and The American College of Financial Services reveals a troubling disconnect: While lifespans are rising well into the 90s and beyond, financial planning hasn’t kept pace. As a result, millions face a growing risk...

July 4, 2025

NewsAdequacy, Labor Market, Longevity, Risk

03JulJuly 3, 2025

Más de la mitad de los mexicanos no está lista para el retiro

57.8% por ciento de los mexicanos mayores de edad no tiene o desconoce si cuenta con alguna Administradora de Fondos para el Retiro (AFORE), lo que se traduce como poco más de 50.1 millones de ciudadanos, informó la presidenta del Colegio de Economistas de Aguascalientes, Dafne Viramontes Ornelas. Pese a que se prevé que esto será insostenible en un futuro, el 68.2% de los mexicanos proyecta que podrá vivir de los apoyos del gobierno cuando llegue el momento, por lo que...

July 3, 2025

NoticiasAhorro, Mexico, Planeación del Retiro

July 2025