April 2024

Only 26pc Of Kenyans In Employment Save For Retirement

Kenyans in the labour force have been urged to join pension schemes and start their contributions, which would enable them to have a stable future once they exit their employments. According to the Retirement Benefits Authority (RBA), only 26 per cent of people in the labour market were saving for retirement, meaning that in every 10 Kenyans in the labour service, 7 were likely to live in poverty after retirement because the appreciation of saving for retirement is not well...

The Future of a Hyper-Aging Society Navigated by Well-Being Technology

Today, humanity is experiencing a paradigm shift and transitioning to a new era. We live in a world where every person’s well-being - the happiness of the body and mind - is impacted by social environments born of numerous changes, including an aging and increasingly diverse society, changes to how and where we work, and outbreaks of emerging diseases. This changing panorama is raising people’s interest in well-being technology, as well as its value and importance. “Well-being technology” describes...

México. CTM rechaza reforma para crear el Fondo de Pensiones con afores no reclamadas

“Más allá de cualquier agenda partidista o política, estamos hablando del futuro económico de millones de mexicanas y mexicanos, cuyos ahorros para el retiro requieren de una gestión sumamente responsable y transparente”, dijo Carlos Aceves del Olmo, secretario general de la CTM. La Confederación de Trabajadores de México (CTM) manifestó su rechazo a la reforma al sistema de pensiones que se discute actualmente en la Cámara de Diputados, entre otras razones, porque no hay sustento financiero en la propuesta. Además,...

Chile. Séptimo retiro AFP: un 72% de los cotizantes realizaría un nuevo rescate de dinero, según encuesta

Aunque aún no puede discutirse en el Congreso, el proyecto para un séptimo retiro de los fondos AFP presentado por el diputado Enrique Lee comenzó a ser materia de encuestas. Así, un sondeo de Chiledeudas consultó a más de tres mil personas si, en caso de convertirse en ley la iniciativa, retiraría dinero de sus fondos previsionales. La respuesta arrojó un 72% a favor de la extracción y un 28% que no. En cuanto al género, la medición reveló que un 55% de los que materializarían los retiros de...

Argentina. Jubilaciones: Diputados firmaron cuatro dictámenes para reforma previsional

Este martes, se reunió nuevamente la Comisión de Previsión y Seguridad Social de la Cámara de Diputados para discutir una reforma previsional. El encuentro tuvo como resultado cuatro proyectos con dictámenes firmados, que se votarán en el recinto. En simultáneo, un grupo de jubilados autoconvocados instalaron una carpa frente al Congreso para reclamar por la pérdida del poder adquisitivo. La comisión presidida por la diputada Gabriela Bouwer de Koning (UCR-Córdoba) contaba con 16 proyectos de ley de reforma previsional, pero el Gobierno nacional estableció el nuevo esquema de jubilaciones por decreto el pasado marzo. A pesar de ello,...

UK pension schemes and insurers boost sustainable investments

95% of UK pension funds and insurers in a survey said they expect to increase allocations to renewable energy assets over the next five years. According to the survey commissioned by AlphaReal, a specialist manager of secure income real assets, 35% of respondents said they will increase allocations by up to 10%. About 44% said they will raise allocations by between 10% and 20%, while 16% will boost by more than 20%. The remainder of respondents said there will be no...

How The US Economy Avoids The Longevity Trap

By Anthony Roth   The anticipated increase in the proportion of the American population aged 65 and older—from 58 million in 2022 to a projected 82 million by 2050—calls attention to the economic implications of increased longevity. Yes, this trend will bring significant challenges to continued economic growth. Fortunately, I believe the U.S. is uniquely positioned to overcome these challenges and capitalize on the economic opportunities related to longevity. Strength In Aging A key to any discussion of the increasing age of our population should also...

Greece. Viable social security system, but only on low pensions

The sustainability of the social security system is considered assured until the distant 2070, according to a new study by the National Actuarial Authority submitted to the competent department of the European Commission. There is, of course, a very important and highly mandatory condition: That nothing changes in terms of the so-called “parametric changes,” i.e. retirement age limits, amount and method of calculating benefits, etc. And, of course, an equally disappointing finding, that Greece has a sustainable system, but insufficient...

US. Inflation Concerns Still Impacting Retirement Planning Decisions

Ongoing economic challenges are changing how Americans are thinking about retirement planning, with nearly 6 in 10 pre-retirees (57%) believing that inflation poses the most immediate challenge to their retirement portfolios over the next 12 months. And this stress apparently is shifting the perception of life as a retiree, especially for those closest to retirement age. Findings from Nationwide's ninth annual Advisor Authority survey show that roughly 7 in 10 pre-retiree investors (69%)—defined as non-retired investors aged 55-65—agree that the norm...

México. La Comisión de Seguridad Social aprobó dictamen que crea el Fondo de Pensiones para el Bienestar

La Comisión de Seguridad Social, que preside la diputada Angélica Ivonne Cisneros Luján (Morena), aprobó, por 19 votos a favor, 10 en contra y cero abstenciones, el dictamen que crea el Fondo de Pensiones para el Bienestar, cuyos fines serán recibir, administrar, invertir y entregar los recursos que le sean aportados conforme a las disposiciones aplicables, pudiendo establecerse aportaciones adicionales a su patrimonio. En el dictamen se precisa que el Fondo de Pensiones para el Bienestar brindará a los institutos...