December 2025

UK. Securing our future: Climate risk and the Pension Schemes Bill

The government is undertaking a once-in-a-generation review of the UK pensions system. It is much needed, and they have made some welcome proposals. However, they are missing the single biggest threat to long-term retirement security: climate change and the accelerating destruction of nature. By refusing to confront this reality, they are letting down pension savers and the pensions industry alike. UK pension schemes continue to hold substantial investments in fossil fuels, including new coal, oil and gas projects. These investments drive...

México. Pensiones: la factura que asfixia al presupuesto

Uno de los desafíos más graves que enfrentará México en los próximos años es el crecimiento explosivo del gasto en pensiones. No se trata de una alarma tecnocrática ni de un debate meramente académico: es la variable que hoy está asfixiando al presupuesto y amenaza con dominar por completo la política fiscal del país. Conviene decirlo sin rodeos: ya no hay margen para un solo compromiso adicional —como la exigencia de la CNTE de abrogar la Ley del ISSSTE vigente—, y lo más alarmante...

Colombia. Por corrupción en la Ungrd, Fiscalía acusó a los exministros Ricardo Bonilla y Luis Fernando Velasco de liderar un ‘pacto criminal’: no aceptaron cargos

En la mañana del lunes 1 de diciembre de 2025 se realizó la audiencia de imputación de cargos contra los exministros Luis Fernando Velasco y Ricardo Bonilla, por su participación en el entramado de corrupción en la Unidad Nacional de Gestión de Riesgos y Desastres (Ungrd). Los exfuncionarios son acusados por la Fiscalía General de la Nación por los delitos de concierto para delinquir agravado, interés indebido en celebración de contratos y cohecho por dar u ofrecer, cargos que no...

Chile. Reforma de Pensiones: SP publica norma en consulta que perfecciona la actual regulación para crear una AFP

La puesta en marcha de la Reforma Previsional ha dado paso a una serie de innovaciones al sistema de pensiones para mejorar su funcionamiento, crear el nuevo Seguro Social Previsional (SSP) con sus respectivos beneficios, y aumentar el valor y cobertura de la Pensión Garantizada Universal (PGU), entre otras medidas. Pero la nueva ley también contempla cambios en materia industrial, donde uno de los más relevantes es el perfeccionamiento que se plantea sobre el actual marco regulatorio que rige...

Por qué los ‘Baby Boomers’ acumulan la mayor riqueza de la historia de EEUU

La generación de los "Baby Boomers", aquellos nacidos entre 1946 y 1964, se consolidó como la más rica en la historia de Estados Unidos. Según datos recientes de la Reserva Federal, este grupo concentra activos que superan los 85 billones de dólares, una cifra que representa más de la mitad de toda la riqueza de los hogares del país. Este fenómeno de acumulación, resultado de condiciones económicas y políticas excepcionales, plantea serios interrogantes sobre las posibilidades de las generaciones...

OECD Warns Mexico’s New Pension Fund Lacks Long-Term Stability

The Organisation for Economic Co-operation and Development (OECD) has raised concerns about the long-term financing of Mexico’s Pension Fund for Well-being (FPB), warning that the program depends on temporary resources that may not be sustainable. In its Pensions at a Glance 2025 report, the OECD noted that the FPB is funded through various sources, many of which involve one-time transfers. As a result, “it is not clear how the financing measures planned for this complement will be able to cover...

‘Generation war’ dogs pension debates in France and Germany

A generational reckoning is brewing in Paris and Berlin, where a new wave of younger politicians is putting pensioners on notice: The system is buckling and can’t hold unless retirees do more to help fix it. Culture, language and local politics may add a distinct flavor to each debate, but the European Union’s two biggest economies are dealing with the same issue — how to pay for the soaring costs associated with the retirement of baby boomers. The problem is both...

UK. People’s allocates £3.6bn to emerging markets with new mandate

The People’s Pension has awarded a £3.6bn emerging markets mandate to Robeco – the latest in several investment strategy changes as it gears up for a period of growth. The £38bn master trust has shifted to an active, quantitative investing approach as part of the move, it said in a press release. The allocation was previously passive and run by State Street. People’s said the new mandate ensured “greater alignment with the scheme’s evolving responsible investment policy”, as well as aiming for...

​Sweden’s FI launches probe into costly individual occupational pensions

The Swedish financial watchdog is launching a new investigation into the cost of individual occupational pension products, after its government-mandated investment costs mapping exercise revealed these to be considerably more expensive than their collectively-agreed counterparts. The Swedish Financial Supervisory Authority (Finansinspektionen, FI) yesterday announced the probe as it published a 50-page report into fees and distribution in the Swedish mutual funds market. FI said: “Customers of big banks often pay more in fund fees, yet 85% of private savings are made...

UK. Pension opt-outs ‘early sign’ of mounting financial pressure

Around 15 per cent of employers reported that at least 2 per cent of their workforce have reduced or opted out of pension contributions over the past year, according to Broadstone’s latest UK Employee Benefits Landscape Report. The consultancy warned that the trend is an early sign of mounting financial pressure and weakening saver confidence at a time when adequacy is already under scrutiny. The report also found that among employers who adjusted their benefits packages following the Autumn 2024 Budget, 43 per...